About This Home

This 3-bedroom, 3-bathroom single family at 107 Howe Street in Belmont, NC is listed for $415,000 ($259 per sqft). Built in 1999, the home offers 1,600 sqft of living space on a 0.25 acres lot.

Key Features

  • Built in 1999
  • 0.25 acre lot
  • 2 stories
  • Fireplace

Property Details

2 stories
2 full, 1 half
2-car garage
1999

Amenities

FireplaceA/C
Listing Description

Just a 15-minute walk from downtown Belmont, NC, you can live in the desirable Adam's Bluff Subdivision. This 3-bedroom, 2.5-bath home is ready and waiting for the next family. Inside, the main level features an open floor plan between the dining and living rooms, plus a cozy gas-log fireplace and laminate wood flooring throughout.

The large kitchen boasts extensive counter and cabinet storage, a classic tile backsplash, and stainless steel appliances, while a stylish sliding barn door leads to the main-floor laundry room and attached 2-car garage. New carpet installed upstairs!

The primary bedroom features an elegant tray ceiling and a walk-in closet, and the recently updated primary bath includes modern tile floors, a walk-in shower, and a new vanity cabinet with split sinks. Bedrooms 2 and 3 share a second updated bathroom with new tile, a tub and tub surround, and a single-sink vanity.

Notable improvements include a new HVAC system installed in 2021. This home features a large back deck with a gazebo, steps down to a brick paver patio, and a fully fenced backyard. Belmont offers the small-town feel just 25 minutes west of Uptown Charlotte.

Downtown offers restaurants, pubs, breweries, retail, parks, and family-friendly events all within walking distance. Enjoy walking with quick access to the HOA community walking paths. This path exits over by Sixth Street, where you can access the Abbey Creek Greenway. The Abbey Creek Greenway connects to the Belmont Recreation Center and Kevin Loftin Park on the Catawba River. The seller will consider a rate buydown with an acceptable offer.

Monthly Cost Estimate

$2,410/mo

20% down · 6.5% · 30 years

Principal$300
Interest$1,798
Insurance$121
HOA$190

Estimates only. Actual payments may vary.

Location

107 Howe Street

Belmont, NC 28012

Adams Bluff

Features & Amenities

Interior Features

Attic Stairs PulldownCable PrewireOpen FloorplanWalk-In Closet(s)

Property Details

Flooring

CarpetLaminateTile

Construction

Vinyl

Outdoor Features

DeckPatio

Parking

DrivewayGarage - AttachedOpenGarage

Heating

Forced AirNatural Gas

Cooling

ElectricCentral AirCeiling Fan(s)

Appliances

DishwasherDisposalElectric RangeExhaust FanGas Water HeaterRefrigerator with Ice MakerSelf Cleaning Oven

Questions & Answers

This 3-bedroom, 3-bathroom single family at 107 Howe Street is listed at $415,000 ($259/sqft). The estimated monthly payment is $2,409 based on 20% down, a 30-year loan at 6.5% interest, estimated insurance, HOA fees.

HOA fees are $190/month.

Key features include: Built in 1999, 0.25 acre lot, 2 stories, Fireplace. Interior Features: Attic Stairs Pulldown, Cable Prewire, Open Floorplan.

This property is listed by Jeff Moll and can be reached at 7049139330.

JM

Jeff Moll

Agent at Keller Williams Ballantyne Area

(704) 913-9330
Agent website

Listed by Keller Williams Ballantyne Area · Broker phone: (704) 887-6600 · View on Broker Site · Broker website

MLS# 4382704· Source: Canopy MLS· 139 days on PropertySimple

Copyright © 2026 Canopy MLS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

107 Howe Street, Belmont, NC 28012

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