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About This Home

This 3-bedroom, 3-bathroom single family at 107 Howe Street in Belmont, NC is listed for $440,000 ($275 per sqft). Built in 1999, the home offers 1,600 sqft of living space on a 0.25 acres lot.

Agent Description

Live within walking distance of historic downtown Belmont, NC, in this 3-bedroom, 2.5-bathroom home located in the highly desirable Adams Bluff Subdivision. Ideal for outdoor enthusiasts, the property offers quick access to the Abbey Creek Greenway, located directly behind the home, which takes you straight to the Belmont Recreation Center and Kevin Loftin Park on the Catawba River.

Inside, the main level offers a seamless open floor plan between the dining and living rooms, complete with a cozy gas-log fireplace and laminate wood flooring throughout. The large kitchen boasts extensive counter and cabinet storage, a classic tile backsplash, and stainless steel appliances, while a stylish sliding barn door leads to the main-floor laundry room and attached 2-car garage.

Upstairs, the primary bedroom features an elegant tray ceiling and a walk-in closet, and the recently updated primary bath includes modern tile floors, a walk-in shower, and a new vanity cabinet with split sinks. Bedrooms 2 and 3 share a second updated bathroom with new tile, a fresh tub and tub surround, and a single-sink vanity.

Notable capital improvements include a new HVAC system installed in 2021. The property faces open green space with access to the future greenway expansion, and features a large back deck with a gazebo that steps down to a brick paver patio and a fully fenced backyard. Belmont offers the small-town feel just 25 minutes west of Uptown Charlotte. Downtown offers restaurants, pubs, breweries, retail, parks, and family-friendly events all within walking distance. Don't let this one slip through your fingers!

Key Features

  • Built in 1999
  • 0.25 acre lot
  • 2 stories
  • Fireplace

Property Details

2 stories
2 full, 1 half
1999

Amenities

FireplaceA/C

Monthly Cost Estimate

$2,543/mo

20% down · 6.5% · 30 years

Principal$318
Interest$1,907
Insurance$128
HOA$190

Estimates only. Actual payments may vary.

Location

107 Howe Street

Belmont, NC 28012

Adams Bluff

Features & Amenities

Interior Features

Attic Stairs PulldownCable PrewireOpen FloorplanWalk-In Closet(s)

Property Details

Flooring

LaminateTileCarpet

Construction

Vinyl

Pool Features

DeckPatio

Parking

DrivewayGarage - AttachedOpenGarage

Heating

Forced AirNatural Gas

Cooling

Ceiling Fan(s)ElectricCentral Air

Appliances

DishwasherDisposalElectric RangeExhaust FanGas Water HeaterRefrigerator with Ice MakerSelf Cleaning Oven

Questions & Answers

This 3-bedroom, 3-bathroom single family at 107 Howe Street is listed at $440,000 ($275/sqft). The estimated monthly payment is $2,097 based on 20% down at 6.5% interest.

HOA fees are $190/month.

Key features include: Built in 1999, 0.25 acre lot, 2 stories, Fireplace. Interior Features: Attic Stairs Pulldown, Cable Prewire, Open Floorplan.

This property is listed by Jeff Moll and can be reached at 7049139330 or jmoll@kw.com.

JM

Jeff Moll

Agent at Keller Williams Ballantyne Area

(704) 913-9330

Listed by Keller Williams Ballantyne Area · View on Broker Site

MLS# 4382704· Source: listhub· Updated 10 days ago

Copyright © 2026 Canopy MLS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

107 Howe Street, Belmont, NC 28012

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