# 107 Howe Street, Belmont, NC 28012 > **TL;DR:** 3bd/3ba single family, $415,000 ($259/sqft), built 1999, 1,600 sqft. > Fireplace, A/C, 2-car garage. Est. $2,409/mo. Listed 162 days. ## Property at a Glance | Attribute | Value | |-----------|-------| | Price | $415,000 | | Price/sqft | $259 | | Bedrooms | 3 | | Bathrooms | 2 full, 1 half | | Square Feet | 1,600 | | Year Built | 1999 | | Lot Size | 10,890 sqft (0.25 acres) | | Stories | 2 | | Garage | 2-car | | Property Type | Single Family (Single Family Residence) | | Status | Active Under Contract | | Days on Market | 162 | ## Estimated Monthly Costs | Category | Amount | |----------|--------| | Principal & Interest (20% down, 30-year at 6.5%) | $2,098 | | Estimated Insurance | $121 | | HOA | $190 | | **Total** | **$2,409** | ## Nearby Schools - **Elementary:** Belmont Central - **Middle:** Belmont - **High:** South Point (NC) ## Key Amenities - Fireplace - A/C - 2-car garage ## Property Highlights - Built in 1999 - 0.25 acre lot - 2 stories - Fireplace ## Description ### Agent Description Just a 15-minute walk from downtown Belmont, NC, you can live in the desirable Adam's Bluff Subdivision. This 3-bedroom, 2.5-bath home is ready and waiting for the next family. Inside, the main level features an open floor plan between the dining and living rooms, plus a cozy gas-log fireplace and laminate wood flooring throughout. The large kitchen boasts extensive counter and cabinet storage, a classic tile backsplash, and stainless steel appliances, while a stylish sliding barn door leads to the main-floor laundry room and attached 2-car garage. New carpet installed upstairs! The primary bedroom features an elegant tray ceiling and a walk-in closet, and the recently updated primary bath includes modern tile floors, a walk-in shower, and a new vanity cabinet with split sinks. Bedrooms 2 and 3 share a second updated bathroom with new tile, a tub and tub surround, and a single-sink vanity. Notable improvements include a new HVAC system installed in 2021. This home features a large back deck with a gazebo, steps down to a brick paver patio, and a fully fenced backyard. Belmont offers the small-town feel just 25 minutes west of Uptown Charlotte. Downtown offers restaurants, pubs, breweries, retail, parks, and family-friendly events all within walking distance. Enjoy walking with quick access to the HOA community walking paths. This path exits over by Sixth Street, where you can access the Abbey Creek Greenway. The Abbey Creek Greenway connects to the Belmont Recreation Center and Kevin Loftin Park on the Catawba River. The seller will consider a rate buydown with an acceptable offer. ## Location - **Address:** 107 Howe Street, Belmont, NC 28012 - **County:** Gaston - **Neighborhood:** Adams Bluff - **Coordinates:** 35.244413, -81.026752 - **Google Maps:** https://www.google.com/maps?q=35.244413,-81.026752 ## Listing Agent - **Name:** Jeff Moll - **Brokerage:** Keller Williams Ballantyne Area - **Broker Phone:** (704) 887-6600 - **Listing URL:** [View original listing](https://www.realtor.com/realestateandhomes-detail/107-Howe-St_Belmont_NC_28012_M65478-91216?f=listhub&s=CMLSNC&m=4382704&c=propsimple) ## Photos ![107 Howe Street - Photo 1](http://lh.rdcpix.com/e494effcca2acb733f6b06adc6de1f80l-f1798653623r.jpg) ![107 Howe Street - Photo 2](http://lh.rdcpix.com/e494effcca2acb733f6b06adc6de1f80l-f3135682767r.jpg) ![107 Howe Street - Photo 3](http://lh.rdcpix.com/e494effcca2acb733f6b06adc6de1f80l-f279343476r.jpg) ![107 Howe Street - Photo 4](http://lh.rdcpix.com/e494effcca2acb733f6b06adc6de1f80l-f2982001609r.jpg) ![107 Howe Street - Photo 5](http://lh.rdcpix.com/e494effcca2acb733f6b06adc6de1f80l-f2300060053r.jpg) ![107 Howe Street - Photo 6](http://lh.rdcpix.com/e494effcca2acb733f6b06adc6de1f80l-f2830593849r.jpg) ![107 Howe Street - Photo 7](http://lh.rdcpix.com/e494effcca2acb733f6b06adc6de1f80l-f2189432454r.jpg) ![107 Howe Street - Photo 8](http://lh.rdcpix.com/e494effcca2acb733f6b06adc6de1f80l-f4063286095r.jpg) ![107 Howe Street - Photo 9](http://lh.rdcpix.com/e494effcca2acb733f6b06adc6de1f80l-f2987858266r.jpg) ![107 Howe Street - Photo 10](http://lh.rdcpix.com/e494effcca2acb733f6b06adc6de1f80l-f222352651r.jpg) ![107 Howe Street - Photo 11](http://lh.rdcpix.com/e494effcca2acb733f6b06adc6de1f80l-f1541879287r.jpg) ![107 Howe Street - Photo 12](http://lh.rdcpix.com/e494effcca2acb733f6b06adc6de1f80l-f2504946535r.jpg) ![107 Howe Street - Photo 13](http://lh.rdcpix.com/e494effcca2acb733f6b06adc6de1f80l-f1482174905r.jpg) ![107 Howe Street - Photo 14](http://lh.rdcpix.com/e494effcca2acb733f6b06adc6de1f80l-f2120070889r.jpg) ![107 Howe Street - Photo 15](http://lh.rdcpix.com/e494effcca2acb733f6b06adc6de1f80l-f202346919r.jpg) ![107 Howe Street - Photo 16](http://lh.rdcpix.com/e494effcca2acb733f6b06adc6de1f80l-f210758597r.jpg) ![107 Howe Street - Photo 17](http://lh.rdcpix.com/e494effcca2acb733f6b06adc6de1f80l-f2085225714r.jpg) ![107 Howe Street - Photo 18](http://lh.rdcpix.com/e494effcca2acb733f6b06adc6de1f80l-f1237674162r.jpg) ![107 Howe Street - Photo 19](http://lh.rdcpix.com/e494effcca2acb733f6b06adc6de1f80l-f1149900867r.jpg) ![107 Howe Street - Photo 20](http://lh.rdcpix.com/e494effcca2acb733f6b06adc6de1f80l-f2211214296r.jpg) ![107 Howe Street - Photo 21](http://lh.rdcpix.com/e494effcca2acb733f6b06adc6de1f80l-f1752968757r.jpg) ![107 Howe Street - Photo 22](http://lh.rdcpix.com/e494effcca2acb733f6b06adc6de1f80l-f293989527r.jpg) ![107 Howe Street - Photo 23](http://lh.rdcpix.com/e494effcca2acb733f6b06adc6de1f80l-f1998500471r.jpg) ![107 Howe Street - Photo 24](http://lh.rdcpix.com/e494effcca2acb733f6b06adc6de1f80l-f3281843004r.jpg) ![107 Howe Street - Photo 25](http://lh.rdcpix.com/e494effcca2acb733f6b06adc6de1f80l-f1781189229r.jpg) ![107 Howe Street - Photo 26](http://lh.rdcpix.com/e494effcca2acb733f6b06adc6de1f80l-f1215356405r.jpg) ![107 Howe Street - Photo 27](http://lh.rdcpix.com/e494effcca2acb733f6b06adc6de1f80l-f2009630576r.jpg) ![107 Howe Street - Photo 28](http://lh.rdcpix.com/e494effcca2acb733f6b06adc6de1f80l-f2500310568r.jpg) ![107 Howe Street - Photo 29](http://lh.rdcpix.com/e494effcca2acb733f6b06adc6de1f80l-f1956742119r.jpg) ![107 Howe Street - Photo 30](http://lh.rdcpix.com/e494effcca2acb733f6b06adc6de1f80l-f3200048483r.jpg) ![107 Howe Street - Photo 31](http://lh.rdcpix.com/e494effcca2acb733f6b06adc6de1f80l-f1941406865r.jpg) ![107 Howe Street - Photo 32](http://lh.rdcpix.com/e494effcca2acb733f6b06adc6de1f80l-f3112336209r.jpg) ![107 Howe Street - Photo 33](http://lh.rdcpix.com/e494effcca2acb733f6b06adc6de1f80l-f614751964r.jpg) ![107 Howe Street - Photo 34](http://lh.rdcpix.com/e494effcca2acb733f6b06adc6de1f80l-f26979944r.jpg) ![107 Howe Street - Photo 35](http://lh.rdcpix.com/e494effcca2acb733f6b06adc6de1f80l-f1365055332r.jpg) ![107 Howe Street - Photo 36](http://lh.rdcpix.com/e494effcca2acb733f6b06adc6de1f80l-f2154259601r.jpg) ![107 Howe Street - Photo 37](http://lh.rdcpix.com/e494effcca2acb733f6b06adc6de1f80l-f3414696873r.jpg) ![107 Howe Street - Photo 38](http://lh.rdcpix.com/e494effcca2acb733f6b06adc6de1f80l-f3803814035r.jpg) ![107 Howe Street - Photo 39](http://lh.rdcpix.com/e494effcca2acb733f6b06adc6de1f80l-f2550518418r.jpg) ![107 Howe Street - Photo 40](http://lh.rdcpix.com/e494effcca2acb733f6b06adc6de1f80l-f1846021403r.jpg) ![107 Howe Street - Photo 41](http://lh.rdcpix.com/e494effcca2acb733f6b06adc6de1f80l-f877006373r.jpg) ![107 Howe Street - Photo 42](http://lh.rdcpix.com/e494effcca2acb733f6b06adc6de1f80l-f497343369r.jpg) ![107 Howe Street - Photo 43](http://lh.rdcpix.com/e494effcca2acb733f6b06adc6de1f80l-f348483231r.jpg) ![107 Howe Street - Photo 44](http://lh.rdcpix.com/e494effcca2acb733f6b06adc6de1f80l-f3116554526r.jpg) ![107 Howe Street - Photo 45](http://lh.rdcpix.com/e494effcca2acb733f6b06adc6de1f80l-f1376602616r.jpg) ![107 Howe Street - Photo 46](http://lh.rdcpix.com/e494effcca2acb733f6b06adc6de1f80l-f2343249661r.jpg) --- **MLS#:** 4382704 | **Updated:** 2026-10-30 **Source:** listhub *Copyright © 2026 Canopy MLS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.* [View on PropertySimple](https://www.propertysimple.ai/listing/107-howe-street-belmont-nc-28012-dbcd88d9602947aab2e50216cba72384) --- ## Structured Data ```json { "@context": "https://schema.org", "@type": "RealEstateListing", "@id": "https://www.propertysimple.ai/listing/107-howe-street-belmont-nc-28012-dbcd88d9602947aab2e50216cba72384#listing", "url": "https://www.propertysimple.ai/listing/107-howe-street-belmont-nc-28012-dbcd88d9602947aab2e50216cba72384", "name": "107 Howe Street, Belmont, NC 28012", "description": "Just a 15-minute walk from downtown Belmont, NC, you can live in the desirable Adam's Bluff Subdivision. This 3-bedroom, 2.5-bath home is ready and waiting for the next family. Inside, the main level features an open floor plan between the dining and living rooms, plus a cozy gas-log fireplace and laminate wood flooring throughout. The large kitchen boasts extensive counter and cabinet storage, a classic tile backsplash, and stainless steel appliances, while a stylish sliding barn door leads to the main-floor laundry room and attached 2-car garage. New carpet installed upstairs! The primary bedroom features an elegant tray ceiling and a walk-in closet, and the recently updated primary bath includes modern tile floors, a walk-in shower, and a new vanity cabinet with split sinks. Bedrooms 2 and 3 share a second updated bathroom with new tile, a tub and tub surround, and a single-sink vanity. Notable improvements include a new HVAC system installed in 2021. This home features a large back deck with a gazebo, steps down to a brick paver patio, and a fully fenced backyard. Belmont offers the small-town feel just 25 minutes west of Uptown Charlotte. Downtown offers restaurants, pubs, breweries, retail, parks, and family-friendly events all within walking distance. Enjoy walking with quick access to the HOA community walking paths. This path exits over by Sixth Street, where you can access the Abbey Creek Greenway. The Abbey Creek Greenway connects to the Belmont Recreation Center and Kevin Loftin Park on the Catawba River. 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