# 1077 N INDEPENDENCE Drive, Montross, VA 22520

> **TL;DR:** 3bd/2ba single family, $465,000 ($235/sqft), built 2002, 1,981 sqft.
> Waterfront, A/C. Est. $2,541/mo. Listed 252 days.

## Property at a Glance

| Attribute | Value |
|-----------|-------|
| Price | $465,000 |
| Price/sqft | $235 |
| Bedrooms | 3 |
| Bathrooms | 2 full |
| Square Feet | 1,981 |
| Year Built | 2002 |
| Lot Size | 64,904 sqft (1.49 acres) |
| Stories | 2 |
| Property Type | Single Family (Other) |
| Status | Active |
| Days on Market | 252 |

## Why This Home Stands Out

- **Waterfront** - Waterfront location listed

## Estimated Monthly Costs

| Category | Amount |
|----------|--------|
| Principal & Interest (20% down, 30-year at 6.5%) | $2,351 |
| Estimated Insurance | $136 |
| HOA | $54 |
| **Total** | **$2,541** |

## Nearby Schools

- **Elementary:** COPLE
- **Middle:** MONTROSS
- **High:** WASHINGTON AND LEE

## Key Amenities

- Waterfront
- A/C

## Property Highlights

- Built in 2002
- 1.49 acre lot
- 2 stories
- Waterfront

## Description

### Agent Description
HUGH PRICE IMPROVEMENT! Elevated Potomac River Retreat | Turnkey & Fully Furnished Welcome to 1077 N Independence Dr, an elevated Potomac River retreat offering sweeping views, modern comfort, and exceptional flexibility as a personal escape or income-producing investment in Virginia's Northern Neck. Perched high above the river on a natural bluff, this home enjoys commanding, unobstructed water views and added privacy, with elevation that enhances both scenery and long-term peace of mind. Rather than sitting directly at the water's edge, the setting provides a unique vantage point-delivering dramatic sunsets, passing sailboats, and panoramic river scenery that remains protected and undisturbed. Inside, this 3-bedroom, 2-bath residence was completely reimagined in 2024 with a focus on smart use of space, functionality, and livability. The home was taken down to the studs, walls were reconfigured, and the kitchen and main-level bathroom were expanded to create a more open, usable layout that lives larger than expected. Every major component is brand new-roof, flooring, appliances, fixtures, bathrooms, and finishes throughout-resulting in a home that feels fresh, modern, and turnkey. Large windows and seamless indoor-outdoor flow bring the riverfront lifestyle front and center. Multiple porches, a sun deck, and a fire pit seating area significantly extend the living space outdoors, making the home ideal for entertaining, relaxing, or simply enjoying the views and river breezes. What Makes This Property Stand Out Elevated Bluff Setting: Dramatic, protected river views with added privacy and long-term vantage above the Potomac. Efficient & Thoughtful Design: Renovated to maximize function and flow-perfect for buyers who value quality over excess square footage. Fully Furnished & Turnkey: Move right in or launch a short-term rental immediately-furnishings convey. Indoor-Outdoor Living: Multiple outdoor living areas expand usable space and enhance the lifestyle experience. Community Amenities: Access to community beaches, marina, pool, clubhouse, and recreational facilities. Investor Appeal & Rental Demand The Northern Neck continues to see strong demand for waterfront and water-view Airbnbs, particularly fully furnished, low-maintenance homes within a few hours of Washington, D.C., Northern Virginia, and Fredericksburg. This property's views, condition, and turnkey nature make it especially attractive for short-term rental buyers seeking solid performance without the burden of major renovations. Unmatched Value on the Potomac To truly appreciate the opportunity at 1077 N Independence Dr, consider the broader market context. Comparable riverfront or river-view properties along the Potomac in Northern Virginia-particularly in areas like McLean-regularly command $2M+ price points, often with less dramatic views and far higher density. Here, you're getting elevated, unobstructed panoramic Potomac views, a fully renovated and furnished home, and a turnkey lifestyle-all at a fraction of that cost. Simply put, this property delivers significantly more view, more privacy, and more lifestyle per dollar than nearly anything else on the river. Whether you're looking for a lock-and-leave second home, a stylish primary residence, or a high-demand short-term rental, 1077 N Independence Dr delivers an elevated river lifestyle that prioritizes views, experience, and simplicity... A value proposition that is exceptionally hard to replicate anywhere closer to D.C. Come see why this setting, design, and location make all the difference-this isn't about size, it's about how it lives.

## Location

- **Address:** 1077 N INDEPENDENCE Drive, Montross, VA 22520
- **County:** WESTMORELAND
- **Neighborhood:** INDEPENDENCE SHORES
- **Coordinates:** 38.16676, -76.80655
- **Google Maps:** https://www.google.com/maps?q=38.16676,-76.80655

## Listing Agent

- **Name:** Michael Thrash · **License:** 0225219803
- **Brokerage:** Samson Properties
- **Phone:** 7037172767
- **Broker Phone:** (703) 378-8810
- **Listing URL:** [View original listing](https://www.realtor.com/realestateandhomes-detail/1077-N-Independence-Dr_Montross_VA_22520_M95502-06936?f=listhub&s=TRENDPA&m=VAWE2010350&c=propsimple)

## Photos

![1077 N INDEPENDENCE Drive - Photo 1](http://lh.rdcpix.com/5fa2030bd856f72930368bff40c7a284l-f2858269795r.jpg)

![1077 N INDEPENDENCE Drive - Photo 2](http://lh.rdcpix.com/5fa2030bd856f72930368bff40c7a284l-f4246940539r.jpg)

![1077 N INDEPENDENCE Drive - Photo 3](http://lh.rdcpix.com/5fa2030bd856f72930368bff40c7a284l-f1309355022r.jpg)

![1077 N INDEPENDENCE Drive - Photo 4](http://lh.rdcpix.com/5fa2030bd856f72930368bff40c7a284l-f4026530340r.jpg)

![1077 N INDEPENDENCE Drive - Photo 5](http://lh.rdcpix.com/5fa2030bd856f72930368bff40c7a284l-f3698049268r.jpg)

![1077 N INDEPENDENCE Drive - Photo 6](http://lh.rdcpix.com/5fa2030bd856f72930368bff40c7a284l-f610059804r.jpg)

![1077 N INDEPENDENCE Drive - Photo 7](http://lh.rdcpix.com/5fa2030bd856f72930368bff40c7a284l-f887389290r.jpg)

![1077 N INDEPENDENCE Drive - Photo 8](http://lh.rdcpix.com/5fa2030bd856f72930368bff40c7a284l-f2534915861r.jpg)

![1077 N INDEPENDENCE Drive - Photo 9](http://lh.rdcpix.com/5fa2030bd856f72930368bff40c7a284l-f3397443730r.jpg)

![1077 N INDEPENDENCE Drive - Photo 10](http://lh.rdcpix.com/5fa2030bd856f72930368bff40c7a284l-f521720801r.jpg)

![1077 N INDEPENDENCE Drive - Photo 11](http://lh.rdcpix.com/5fa2030bd856f72930368bff40c7a284l-f1574939774r.jpg)

![1077 N INDEPENDENCE Drive - Photo 12](http://lh.rdcpix.com/5fa2030bd856f72930368bff40c7a284l-f3435695739r.jpg)

![1077 N INDEPENDENCE Drive - Photo 13](http://lh.rdcpix.com/5fa2030bd856f72930368bff40c7a284l-f1125391724r.jpg)

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![1077 N INDEPENDENCE Drive - Photo 16](http://lh.rdcpix.com/5fa2030bd856f72930368bff40c7a284l-f970853805r.jpg)

![1077 N INDEPENDENCE Drive - Photo 17](http://lh.rdcpix.com/5fa2030bd856f72930368bff40c7a284l-f1449221616r.jpg)

![1077 N INDEPENDENCE Drive - Photo 18](http://lh.rdcpix.com/5fa2030bd856f72930368bff40c7a284l-f4079478881r.jpg)

![1077 N INDEPENDENCE Drive - Photo 19](http://lh.rdcpix.com/5fa2030bd856f72930368bff40c7a284l-f3355324905r.jpg)

![1077 N INDEPENDENCE Drive - Photo 20](http://lh.rdcpix.com/5fa2030bd856f72930368bff40c7a284l-f1512779216r.jpg)

![1077 N INDEPENDENCE Drive - Photo 21](http://lh.rdcpix.com/5fa2030bd856f72930368bff40c7a284l-f213826311r.jpg)

![1077 N INDEPENDENCE Drive - Photo 22](http://lh.rdcpix.com/5fa2030bd856f72930368bff40c7a284l-f388825221r.jpg)

![1077 N INDEPENDENCE Drive - Photo 23](http://lh.rdcpix.com/5fa2030bd856f72930368bff40c7a284l-f3099869125r.jpg)

![1077 N INDEPENDENCE Drive - Photo 24](http://lh.rdcpix.com/5fa2030bd856f72930368bff40c7a284l-f4049006362r.jpg)

![1077 N INDEPENDENCE Drive - Photo 25](http://lh.rdcpix.com/5fa2030bd856f72930368bff40c7a284l-f1092428492r.jpg)

![1077 N INDEPENDENCE Drive - Photo 26](http://lh.rdcpix.com/5fa2030bd856f72930368bff40c7a284l-f1485243971r.jpg)

![1077 N INDEPENDENCE Drive - Photo 27](http://lh.rdcpix.com/5fa2030bd856f72930368bff40c7a284l-f1849254157r.jpg)

![1077 N INDEPENDENCE Drive - Photo 28](http://lh.rdcpix.com/5fa2030bd856f72930368bff40c7a284l-f1913327898r.jpg)

![1077 N INDEPENDENCE Drive - Photo 29](http://lh.rdcpix.com/5fa2030bd856f72930368bff40c7a284l-f123001099r.jpg)

![1077 N INDEPENDENCE Drive - Photo 30](http://lh.rdcpix.com/5fa2030bd856f72930368bff40c7a284l-f1795561792r.jpg)

![1077 N INDEPENDENCE Drive - Photo 31](http://lh.rdcpix.com/5fa2030bd856f72930368bff40c7a284l-f3501345360r.jpg)

![1077 N INDEPENDENCE Drive - Photo 32](http://lh.rdcpix.com/5fa2030bd856f72930368bff40c7a284l-f1198877902r.jpg)

![1077 N INDEPENDENCE Drive - Photo 33](http://lh.rdcpix.com/5fa2030bd856f72930368bff40c7a284l-f592584062r.jpg)

![1077 N INDEPENDENCE Drive - Photo 34](http://lh.rdcpix.com/5fa2030bd856f72930368bff40c7a284l-f1602294248r.jpg)

![1077 N INDEPENDENCE Drive - Photo 35](http://lh.rdcpix.com/5fa2030bd856f72930368bff40c7a284l-f1305092030r.jpg)

![1077 N INDEPENDENCE Drive - Photo 36](http://lh.rdcpix.com/5fa2030bd856f72930368bff40c7a284l-f3989199173r.jpg)

![1077 N INDEPENDENCE Drive - Photo 37](http://lh.rdcpix.com/5fa2030bd856f72930368bff40c7a284l-f3245082198r.jpg)

![1077 N INDEPENDENCE Drive - Photo 38](http://lh.rdcpix.com/5fa2030bd856f72930368bff40c7a284l-f4188207657r.jpg)

![1077 N INDEPENDENCE Drive - Photo 39](http://lh.rdcpix.com/5fa2030bd856f72930368bff40c7a284l-f3171002643r.jpg)

![1077 N INDEPENDENCE Drive - Photo 40](http://lh.rdcpix.com/5fa2030bd856f72930368bff40c7a284l-f3773063598r.jpg)

![1077 N INDEPENDENCE Drive - Photo 41](http://lh.rdcpix.com/5fa2030bd856f72930368bff40c7a284l-f1735313011r.jpg)

![1077 N INDEPENDENCE Drive - Photo 42](http://lh.rdcpix.com/5fa2030bd856f72930368bff40c7a284l-f3569793746r.jpg)

---

**MLS#:** VAWE2010350 | **Updated:** 2026-09-24
**Source:** listhub

*Copyright © 2026 Bright MLS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.*

[View on PropertySimple](https://www.propertysimple.ai/listing/1077-n-independence-drive-montross-va-22520-e2010350)

---

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