# 108 Payne Ct, Naples, FL 34112 > **TL;DR:** 4bd/2ba single family, $575,000 ($285/sqft), built 1980, 2,019 sqft. > Fireplace, Waterfront, View, A/C. Est. $5,356/mo. Listed 12 days. ## Property at a Glance | Attribute | Value | |-----------|-------| | Price | $575,000 | | Price/sqft | $285 | | Bedrooms | 4 | | Bathrooms | 2 full | | Square Feet | 2,019 | | Year Built | 1980 | | Lot Size | 8,712 sqft (0.20 acres) | | Stories | 1 | | Garage | 2-car | | Property Type | Single Family (Single Family Residence) | | Status | Active | | Days on Market | 12 | ## Why This Home Stands Out - **Waterfront** - Waterfront location listed - **Views** - Lake ## Estimated Monthly Costs | Category | Amount | |----------|--------| | Principal & Interest (20% down, 30-year at 6.5%) | $2,908 | | Estimated Insurance | $168 | | HOA | $2,280 | | **Total** | **$5,356** | ## Key Amenities - Fireplace - Waterfront - View - A/C - 2-car garage ## Property Highlights - Built in 1980 - 0.20 acre lot - 2 parking spaces - Fireplace - Waterfront ## Description ### Agent Description Enjoy expansive, unobstructed lake views and the best of Naples living, just 10 minutes from downtown Naples and its world-renowned beaches, shopping, and dining. Tucked away on a peaceful cul-de-sac, this spacious 4-bedroom, 2-bath residence offers an inviting blend of comfort, privacy, and convenience. Featuring a new roof in 2023, tile flooring throughout, and a thoughtfully designed floor plan, this home is ideal for embracing Southwest Florida's indoor-outdoor lifestyle. A charming gated courtyard welcomes you with brick pavers and lush tropical landscaping, creating a private retreat perfect for morning coffee or quiet relaxation. Inside, the desirable split-bedroom floor plan offers a formal living room with a cozy fireplace, an elegant dining room, and an open breakfast and family room where a large picture window and sliding glass doors beautifully frame the tranquil lake views. The spacious owner's suite features dual closets, dual vanities, and private access to the screened lanai. An adjoining fourth bedroom provides exceptional flexibility as a home office, nursery, fitness room, or private retreat. Step outside to the expansive screened lanai and take in breathtaking, long-range lake views that make this property truly special. Situated on a .20-acre lot, the backyard also offers the potential to add a pool and create your own waterfront oasis. Ideally located near Naples Botanical Garden, beautiful county parks, and Lakewood Country Club's public 18-hole executive golf course, this home puts recreation, entertainment, and everyday conveniences within easy reach. With its exceptional lake views, desirable location, and inviting living spaces, this Naples property offers a wonderful opportunity to enjoy the Florida lifestyle. ## Location - **Address:** 108 Payne Ct, Naples, FL 34112 - **County:** Collier - **Neighborhood:** LAKEWOOD - **Coordinates:** 26.135002, -81.75431 - **Google Maps:** https://www.google.com/maps?q=26.135002,-81.75431 ## Listing Agent - **Name:** Nick Ummarino - **Brokerage:** Realty One Group MVP - **Broker Phone:** (800) 896-8790 - **Listing URL:** [View original listing](https://www.realtor.com/realestateandhomes-detail/108-Payne-Ct_Naples_FL_34112_M60193-19404?f=listhub&s=NABORFL&m=226038231&c=propsimple) ## Photos ![108 Payne Ct - Photo 1](http://lh.rdcpix.com/a7ee91424189b315b6844209e00eee25l-f3540183946r.jpg) ![108 Payne Ct - Photo 2](http://lh.rdcpix.com/a7ee91424189b315b6844209e00eee25l-f3019278043r.jpg) ![108 Payne Ct - Photo 3](http://lh.rdcpix.com/a7ee91424189b315b6844209e00eee25l-f42991367r.jpg) ![108 Payne Ct - Photo 4](http://lh.rdcpix.com/a7ee91424189b315b6844209e00eee25l-f783580291r.jpg) ![108 Payne Ct - Photo 5](http://lh.rdcpix.com/a7ee91424189b315b6844209e00eee25l-f2766507836r.jpg) ![108 Payne Ct - Photo 6](http://lh.rdcpix.com/a7ee91424189b315b6844209e00eee25l-f2187109469r.jpg) ![108 Payne Ct - Photo 7](http://lh.rdcpix.com/a7ee91424189b315b6844209e00eee25l-f2557743863r.jpg) ![108 Payne Ct - Photo 8](http://lh.rdcpix.com/a7ee91424189b315b6844209e00eee25l-f696116634r.jpg) ![108 Payne Ct - Photo 9](http://lh.rdcpix.com/a7ee91424189b315b6844209e00eee25l-f2683709536r.jpg) ![108 Payne Ct - Photo 10](http://lh.rdcpix.com/a7ee91424189b315b6844209e00eee25l-f2092601902r.jpg) ![108 Payne Ct - Photo 11](http://lh.rdcpix.com/a7ee91424189b315b6844209e00eee25l-f18059476r.jpg) ![108 Payne Ct - Photo 12](http://lh.rdcpix.com/a7ee91424189b315b6844209e00eee25l-f1820157158r.jpg) ![108 Payne Ct - Photo 13](http://lh.rdcpix.com/a7ee91424189b315b6844209e00eee25l-f172548477r.jpg) ![108 Payne Ct - Photo 14](http://lh.rdcpix.com/a7ee91424189b315b6844209e00eee25l-f1539622180r.jpg) ![108 Payne Ct - Photo 15](http://lh.rdcpix.com/a7ee91424189b315b6844209e00eee25l-f1991247975r.jpg) ![108 Payne Ct - Photo 16](http://lh.rdcpix.com/a7ee91424189b315b6844209e00eee25l-f2150961685r.jpg) ![108 Payne Ct - Photo 17](http://lh.rdcpix.com/a7ee91424189b315b6844209e00eee25l-f96596480r.jpg) ![108 Payne Ct - Photo 18](http://lh.rdcpix.com/a7ee91424189b315b6844209e00eee25l-f292987504r.jpg) ![108 Payne Ct - Photo 19](http://lh.rdcpix.com/a7ee91424189b315b6844209e00eee25l-f3484129425r.jpg) ![108 Payne Ct - Photo 20](http://lh.rdcpix.com/a7ee91424189b315b6844209e00eee25l-f1283600189r.jpg) ![108 Payne Ct - Photo 21](http://lh.rdcpix.com/a7ee91424189b315b6844209e00eee25l-f1647403358r.jpg) ![108 Payne Ct - Photo 22](http://lh.rdcpix.com/a7ee91424189b315b6844209e00eee25l-f2292857279r.jpg) ![108 Payne Ct - Photo 23](http://lh.rdcpix.com/a7ee91424189b315b6844209e00eee25l-f417477851r.jpg) ![108 Payne Ct - Photo 24](http://lh.rdcpix.com/a7ee91424189b315b6844209e00eee25l-f2803899769r.jpg) ![108 Payne Ct - Photo 25](http://lh.rdcpix.com/a7ee91424189b315b6844209e00eee25l-f1218918752r.jpg) ![108 Payne Ct - Photo 26](http://lh.rdcpix.com/a7ee91424189b315b6844209e00eee25l-f2888684353r.jpg) ![108 Payne Ct - Photo 27](http://lh.rdcpix.com/a7ee91424189b315b6844209e00eee25l-f461827335r.jpg) ![108 Payne Ct - Photo 28](http://lh.rdcpix.com/a7ee91424189b315b6844209e00eee25l-f279821474r.jpg) ![108 Payne Ct - Photo 29](http://lh.rdcpix.com/a7ee91424189b315b6844209e00eee25l-f3119860597r.jpg) ![108 Payne Ct - Photo 30](http://lh.rdcpix.com/a7ee91424189b315b6844209e00eee25l-f3675439306r.jpg) ![108 Payne Ct - Photo 31](http://lh.rdcpix.com/a7ee91424189b315b6844209e00eee25l-f1564744893r.jpg) ![108 Payne Ct - Photo 32](http://lh.rdcpix.com/a7ee91424189b315b6844209e00eee25l-f2803343411r.jpg) ![108 Payne Ct - Photo 33](http://lh.rdcpix.com/a7ee91424189b315b6844209e00eee25l-f2248322329r.jpg) ![108 Payne Ct - Photo 34](http://lh.rdcpix.com/a7ee91424189b315b6844209e00eee25l-f446062134r.jpg) ![108 Payne Ct - Photo 35](http://lh.rdcpix.com/a7ee91424189b315b6844209e00eee25l-f1963631750r.jpg) ![108 Payne Ct - Photo 36](http://lh.rdcpix.com/a7ee91424189b315b6844209e00eee25l-f2036753078r.jpg) ![108 Payne Ct - Photo 37](http://lh.rdcpix.com/a7ee91424189b315b6844209e00eee25l-f1914371347r.jpg) ![108 Payne Ct - Photo 38](http://lh.rdcpix.com/a7ee91424189b315b6844209e00eee25l-f4252818452r.jpg) ![108 Payne Ct - Photo 39](http://lh.rdcpix.com/a7ee91424189b315b6844209e00eee25l-f1004499421r.jpg) ![108 Payne Ct - Photo 40](http://lh.rdcpix.com/a7ee91424189b315b6844209e00eee25l-f34999903r.jpg) ![108 Payne Ct - Photo 41](http://lh.rdcpix.com/a7ee91424189b315b6844209e00eee25l-f3866777963r.jpg) ![108 Payne Ct - Photo 42](http://lh.rdcpix.com/a7ee91424189b315b6844209e00eee25l-f2709707373r.jpg) ![108 Payne Ct - Photo 43](http://lh.rdcpix.com/a7ee91424189b315b6844209e00eee25l-f75246139r.jpg) ![108 Payne Ct - Photo 44](http://lh.rdcpix.com/a7ee91424189b315b6844209e00eee25l-f1563134782r.jpg) ![108 Payne Ct - Photo 45](http://lh.rdcpix.com/a7ee91424189b315b6844209e00eee25l-f1647114667r.jpg) --- **MLS#:** 226038231 | **Updated:** 2026-10-25 **Source:** listhub *Copyright © 2026 Naples Area Board of REALTORS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.* [View on PropertySimple](https://www.propertysimple.ai/listing/108-payne-ct-naples-fl-34112-ff7cdcfa9717477faf82f212425ef684) --- ## Structured Data ```json { "@context": "https://schema.org", "@type": "RealEstateListing", "@id": "https://www.propertysimple.ai/listing/108-payne-ct-naples-fl-34112-ff7cdcfa9717477faf82f212425ef684#listing", "url": "https://www.propertysimple.ai/listing/108-payne-ct-naples-fl-34112-ff7cdcfa9717477faf82f212425ef684", "name": "108 Payne Ct, Naples, FL 34112", "description": "Enjoy expansive, unobstructed lake views and the best of Naples living, just 10 minutes from downtown Naples and its world-renowned beaches, shopping, and dining. Tucked away on a peaceful cul-de-sac, this spacious 4-bedroom, 2-bath residence offers an inviting blend of comfort, privacy, and convenience. Featuring a new roof in 2023, tile flooring throughout, and a thoughtfully designed floor plan, this home is ideal for embracing Southwest Florida's indoor-outdoor lifestyle. A charming gated courtyard welcomes you with brick pavers and lush tropical landscaping, creating a private retreat perfect for morning coffee or quiet relaxation. Inside, the desirable split-bedroom floor plan offers a formal living room with a cozy fireplace, an elegant dining room, and an open breakfast and family room where a large picture window and sliding glass doors beautifully frame the tranquil lake views. The spacious owner's suite features dual closets, dual vanities, and private access to the screened lanai. An adjoining fourth bedroom provides exceptional flexibility as a home office, nursery, fitness room, or private retreat. Step outside to the expansive screened lanai and take in breathtaking, long-range lake views that make this property truly special. Situated on a .20-acre lot, the backyard also offers the potential to add a pool and create your own waterfront oasis. Ideally located near Naples Botanical Garden, beautiful county parks, and Lakewood Country Club's public 18-hole executive golf course, this home puts recreation, entertainment, and everyday conveniences within easy reach. 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