# 108 Private Road 127, Whitney, TX 76692

> **TL;DR:** 3bd/3ba single family, $194,900 ($111/sqft), built 2024, 1,750 sqft.
> A/C. Est. $1,043/mo.

## Property at a Glance

| Attribute | Value |
|-----------|-------|
| Price | $194,900 |
| Price/sqft | $111 |
| Bedrooms | 3 |
| Bathrooms | 3 full |
| Square Feet | 1,750 |
| Year Built | 2024 |
| Lot Size | 3,746 sqft (0.09 acres) |
| Stories | 2 |
| Property Type | Single Family (Single Family Residence) |
| Status | Active |
| Days on Market | 0 |

## Estimated Monthly Costs

| Category | Amount |
|----------|--------|
| Principal & Interest (20% down, 30-year at 6.5%) | $986 |
| Estimated Insurance | $57 |
| **Total** | **$1,043** |

## Nearby Schools

- **Elementary:** Whitney
- **Middle:** Whitney
- **High:** Whitney

## Key Amenities

- A/C

## Property Highlights

- Built in 2024
- 0.09 acre lot
- 2 stories

## Description

### Agent Description
This property is USDA eligible, offering a potential zero-down financing option for qualified buyers. Enjoy modern lake living less than one mile from McCown Valley Park and Lake Whitney. Built in 2024, this move-in-ready 3-bedroom, 3-bath barndominium offers 1,750 square feet of flexible living space, central heating and air, and no HOA. The two-story layout includes a second primary bedroom, making it well suited for guests, multigenerational living, or anyone seeking additional privacy. Inside, the bright interior features luxury vinyl plank and tile flooring, recessed lighting, ceiling fans, and contemporary black accents. The spacious kitchen offers white shaker-style cabinetry, dark countertops, a subway tile backsplash, stainless-steel appliances, and generous space for cooking and entertaining. All appliances convey. Outside, the expansive covered concrete area provides convenient parking for vehicles, a boat, or lake equipment. The fenced backyard features mature shade trees, a dog run, brick patio area, and a detached storage building with electricity-ideal for a workshop, hobby space, or secure storage. With its low-maintenance metal exterior, modern finishes, flexible floor plan, and convenient access to boating, fishing, camping, and recreation, this property is ready to serve as a full-time residence or Lake Whitney getaway.

## Location

- **Address:** 108 Private Road 127, Whitney, TX 76692
- **County:** Hill
- **Neighborhood:** (9510) FM 1713 LOTS
- **Coordinates:** 31.953494, -97.383193
- **Google Maps:** https://www.google.com/maps?q=31.953494,-97.383193

## Virtual Tour & Media

- **Video Tour:** https://www.propertypanorama.com/instaview/ntreis/21347797

## Listing Agent

- **Name:** Chance Shilling
- **Brokerage:** Ricochet Realty
- **Phone:** (254) 870-8883
- **Broker Phone:** (254) 870-8883
- **Listing URL:** [View original listing](https://www.realtor.com/realestateandhomes-detail/108-Private-Road-127_Whitney_TX_76692_M84248-07830?f=listhub&s=NTREIS&m=21347797&c=propsimple)

## Photos

![108 Private Road 127 - Photo 1](http://lh.rdcpix.com/f19ef133af3d6950aab3cbed3ee7a6b4l-f3261268800r.jpg)

![108 Private Road 127 - Photo 2](http://lh.rdcpix.com/f19ef133af3d6950aab3cbed3ee7a6b4l-f2475013508r.jpg)

![108 Private Road 127 - Photo 3](http://lh.rdcpix.com/f19ef133af3d6950aab3cbed3ee7a6b4l-f1244726102r.jpg)

![108 Private Road 127 - Photo 4](http://lh.rdcpix.com/f19ef133af3d6950aab3cbed3ee7a6b4l-f1014359463r.jpg)

![108 Private Road 127 - Photo 5](http://lh.rdcpix.com/f19ef133af3d6950aab3cbed3ee7a6b4l-f2797768532r.jpg)

![108 Private Road 127 - Photo 6](http://lh.rdcpix.com/f19ef133af3d6950aab3cbed3ee7a6b4l-f4275543715r.jpg)

![108 Private Road 127 - Photo 7](http://lh.rdcpix.com/f19ef133af3d6950aab3cbed3ee7a6b4l-f1000114134r.jpg)

![108 Private Road 127 - Photo 8](http://lh.rdcpix.com/f19ef133af3d6950aab3cbed3ee7a6b4l-f2812649143r.jpg)

![108 Private Road 127 - Photo 9](http://lh.rdcpix.com/f19ef133af3d6950aab3cbed3ee7a6b4l-f1608250453r.jpg)

![108 Private Road 127 - Photo 10](http://lh.rdcpix.com/f19ef133af3d6950aab3cbed3ee7a6b4l-f3568562686r.jpg)

![108 Private Road 127 - Photo 11](http://lh.rdcpix.com/f19ef133af3d6950aab3cbed3ee7a6b4l-f3632163667r.jpg)

![108 Private Road 127 - Photo 12](http://lh.rdcpix.com/f19ef133af3d6950aab3cbed3ee7a6b4l-f1970703404r.jpg)

![108 Private Road 127 - Photo 13](http://lh.rdcpix.com/f19ef133af3d6950aab3cbed3ee7a6b4l-f1495051334r.jpg)

![108 Private Road 127 - Photo 14](http://lh.rdcpix.com/f19ef133af3d6950aab3cbed3ee7a6b4l-f959777682r.jpg)

![108 Private Road 127 - Photo 15](http://lh.rdcpix.com/f19ef133af3d6950aab3cbed3ee7a6b4l-f3188288516r.jpg)

![108 Private Road 127 - Photo 16](http://lh.rdcpix.com/f19ef133af3d6950aab3cbed3ee7a6b4l-f906625817r.jpg)

![108 Private Road 127 - Photo 17](http://lh.rdcpix.com/f19ef133af3d6950aab3cbed3ee7a6b4l-f2112852227r.jpg)

![108 Private Road 127 - Photo 18](http://lh.rdcpix.com/f19ef133af3d6950aab3cbed3ee7a6b4l-f880065347r.jpg)

![108 Private Road 127 - Photo 19](http://lh.rdcpix.com/f19ef133af3d6950aab3cbed3ee7a6b4l-f3393379519r.jpg)

![108 Private Road 127 - Photo 20](http://lh.rdcpix.com/f19ef133af3d6950aab3cbed3ee7a6b4l-f453679659r.jpg)

![108 Private Road 127 - Photo 21](http://lh.rdcpix.com/f19ef133af3d6950aab3cbed3ee7a6b4l-f841501055r.jpg)

![108 Private Road 127 - Photo 22](http://lh.rdcpix.com/f19ef133af3d6950aab3cbed3ee7a6b4l-f3104814958r.jpg)

![108 Private Road 127 - Photo 23](http://lh.rdcpix.com/f19ef133af3d6950aab3cbed3ee7a6b4l-f3499195918r.jpg)

![108 Private Road 127 - Photo 24](http://lh.rdcpix.com/f19ef133af3d6950aab3cbed3ee7a6b4l-f3404937726r.jpg)

![108 Private Road 127 - Photo 25](http://lh.rdcpix.com/f19ef133af3d6950aab3cbed3ee7a6b4l-f2588220398r.jpg)

![108 Private Road 127 - Photo 26](http://lh.rdcpix.com/f19ef133af3d6950aab3cbed3ee7a6b4l-f421631183r.jpg)

![108 Private Road 127 - Photo 27](http://lh.rdcpix.com/f19ef133af3d6950aab3cbed3ee7a6b4l-f2616056413r.jpg)

![108 Private Road 127 - Photo 28](http://lh.rdcpix.com/f19ef133af3d6950aab3cbed3ee7a6b4l-f1179535854r.jpg)

![108 Private Road 127 - Photo 29](http://lh.rdcpix.com/f19ef133af3d6950aab3cbed3ee7a6b4l-f201258082r.jpg)

![108 Private Road 127 - Photo 30](http://lh.rdcpix.com/f19ef133af3d6950aab3cbed3ee7a6b4l-f478761353r.jpg)

![108 Private Road 127 - Photo 31](http://lh.rdcpix.com/f19ef133af3d6950aab3cbed3ee7a6b4l-f3084743264r.jpg)

![108 Private Road 127 - Photo 32](http://lh.rdcpix.com/f19ef133af3d6950aab3cbed3ee7a6b4l-f1911596866r.jpg)

![108 Private Road 127 - Photo 33](http://lh.rdcpix.com/f19ef133af3d6950aab3cbed3ee7a6b4l-f2274508908r.jpg)

![108 Private Road 127 - Photo 34](http://lh.rdcpix.com/f19ef133af3d6950aab3cbed3ee7a6b4l-f1706492541r.jpg)

![108 Private Road 127 - Photo 35](http://lh.rdcpix.com/f19ef133af3d6950aab3cbed3ee7a6b4l-f3669379207r.jpg)

![108 Private Road 127 - Photo 36](http://lh.rdcpix.com/f19ef133af3d6950aab3cbed3ee7a6b4l-f1357740007r.jpg)

---

**MLS#:** 21347797 | **Updated:** 2026-09-13
**Source:** listhub

*Copyright © 2026 North Texas Real Estate Information Systems, Inc. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.*

[View on PropertySimple](https://www.propertysimple.ai/listing/108-private-road-127-whitney-tx-76692-21347797)

---

## Structured Data

```json
{
  "@context": "https://schema.org",
  "@type": "RealEstateListing",
  "@id": "https://www.propertysimple.ai/listing/108-private-road-127-whitney-tx-76692-21347797#listing",
  "url": "https://www.propertysimple.ai/listing/108-private-road-127-whitney-tx-76692-21347797",
  "name": "108 Private Road 127, Whitney, TX 76692",
  "description": "This property is USDA eligible, offering a potential zero-down financing option for qualified buyers. Enjoy modern lake living less than one mile from McCown Valley Park and Lake Whitney. Built in 2024, this move-in-ready 3-bedroom, 3-bath barndominium offers 1,750 square feet of flexible living space, central heating and air, and no HOA. The two-story layout includes a second primary bedroom, making it well suited for guests, multigenerational living, or anyone seeking additional privacy. Inside, the bright interior features luxury vinyl plank and tile flooring, recessed lighting, ceiling fans, and contemporary black accents. The spacious kitchen offers white shaker-style cabinetry, dark countertops, a subway tile backsplash, stainless-steel appliances, and generous space for cooking and entertaining. All appliances convey. Outside, the expansive covered concrete area provides convenient parking for vehicles, a boat, or lake equipment. The fenced backyard features mature shade trees, a dog run, brick patio area, and a detached storage building with electricity-ideal for a workshop, hobby space, or secure storage. With its low-maintenance metal exterior, modern finishes, flexible floor plan, and convenient access to boating, fishing, camping, and recreation, this property is ready to serve as a full-time residence or Lake Whitney getaway.",
  "image": [
    "http://lh.rdcpix.com/f19ef133af3d6950aab3cbed3ee7a6b4l-f3261268800r.jpg",
    "http://lh.rdcpix.com/f19ef133af3d6950aab3cbed3ee7a6b4l-f2475013508r.jpg",
    "http://lh.rdcpix.com/f19ef133af3d6950aab3cbed3ee7a6b4l-f1244726102r.jpg",
    "http://lh.rdcpix.com/f19ef133af3d6950aab3cbed3ee7a6b4l-f1014359463r.jpg",
    "http://lh.rdcpix.com/f19ef133af3d6950aab3cbed3ee7a6b4l-f2797768532r.jpg",
    "http://lh.rdcpix.com/f19ef133af3d6950aab3cbed3ee7a6b4l-f4275543715r.jpg",
    "http://lh.rdcpix.com/f19ef133af3d6950aab3cbed3ee7a6b4l-f1000114134r.jpg",
    "http://lh.rdcpix.com/f19ef133af3d6950aab3cbed3ee7a6b4l-f2812649143r.jpg",
    "http://lh.rdcpix.com/f19ef133af3d6950aab3cbed3ee7a6b4l-f1608250453r.jpg",
    "http://lh.rdcpix.com/f19ef133af3d6950aab3cbed3ee7a6b4l-f3568562686r.jpg",
    "http://lh.rdcpix.com/f19ef133af3d6950aab3cbed3ee7a6b4l-f3632163667r.jpg",
    "http://lh.rdcpix.com/f19ef133af3d6950aab3cbed3ee7a6b4l-f1970703404r.jpg",
    "http://lh.rdcpix.com/f19ef133af3d6950aab3cbed3ee7a6b4l-f1495051334r.jpg",
    "http://lh.rdcpix.com/f19ef133af3d6950aab3cbed3ee7a6b4l-f959777682r.jpg",
    "http://lh.rdcpix.com/f19ef133af3d6950aab3cbed3ee7a6b4l-f3188288516r.jpg",
    "http://lh.rdcpix.com/f19ef133af3d6950aab3cbed3ee7a6b4l-f906625817r.jpg",
    "http://lh.rdcpix.com/f19ef133af3d6950aab3cbed3ee7a6b4l-f2112852227r.jpg",
    "http://lh.rdcpix.com/f19ef133af3d6950aab3cbed3ee7a6b4l-f880065347r.jpg",
    "http://lh.rdcpix.com/f19ef133af3d6950aab3cbed3ee7a6b4l-f3393379519r.jpg",
    "http://lh.rdcpix.com/f19ef133af3d6950aab3cbed3ee7a6b4l-f453679659r.jpg",
    "http://lh.rdcpix.com/f19ef133af3d6950aab3cbed3ee7a6b4l-f841501055r.jpg",
    "http://lh.rdcpix.com/f19ef133af3d6950aab3cbed3ee7a6b4l-f3104814958r.jpg",
    "http://lh.rdcpix.com/f19ef133af3d6950aab3cbed3ee7a6b4l-f3499195918r.jpg",
    "http://lh.rdcpix.com/f19ef133af3d6950aab3cbed3ee7a6b4l-f3404937726r.jpg",
    "http://lh.rdcpix.com/f19ef133af3d6950aab3cbed3ee7a6b4l-f2588220398r.jpg",
    "http://lh.rdcpix.com/f19ef133af3d6950aab3cbed3ee7a6b4l-f421631183r.jpg",
    "http://lh.rdcpix.com/f19ef133af3d6950aab3cbed3ee7a6b4l-f2616056413r.jpg",
    "http://lh.rdcpix.com/f19ef133af3d6950aab3cbed3ee7a6b4l-f1179535854r.jpg",
    "http://lh.rdcpix.com/f19ef133af3d6950aab3cbed3ee7a6b4l-f201258082r.jpg",
    "http://lh.rdcpix.com/f19ef133af3d6950aab3cbed3ee7a6b4l-f478761353r.jpg",
    "http://lh.rdcpix.com/f19ef133af3d6950aab3cbed3ee7a6b4l-f3084743264r.jpg",
    "http://lh.rdcpix.com/f19ef133af3d6950aab3cbed3ee7a6b4l-f1911596866r.jpg",
    "http://lh.rdcpix.com/f19ef133af3d6950aab3cbed3ee7a6b4l-f2274508908r.jpg",
    "http://lh.rdcpix.com/f19ef133af3d6950aab3cbed3ee7a6b4l-f1706492541r.jpg",
    "http://lh.rdcpix.com/f19ef133af3d6950aab3cbed3ee7a6b4l-f3669379207r.jpg",
    "http://lh.rdcpix.com/f19ef133af3d6950aab3cbed3ee7a6b4l-f1357740007r.jpg"
  ],
  "primaryImageOfPage": {
    "@type": "ImageObject",
    "url": "http://lh.rdcpix.com/f19ef133af3d6950aab3cbed3ee7a6b4l-f3261268800r.jpg",
    "caption": "108 Private Road 127 - Whitney, TX"
  },
  "datePosted": "2026-08-01T21:34:00.296086+00:00",
  "dateModified": "2026-09-13T07:35:41.425577+00:00",
  "mainEntity": {
    "@type": "Accommodation",
    "@id": "https://www.propertysimple.ai/listing/108-private-road-127-whitney-tx-76692-21347797#property",
    "name": "108 Private Road 127, Whitney, TX 76692",
    "address": {
      "@type": "PostalAddress",
      "streetAddress": "108 Private Road 127",
      "addressLocality": "Whitney",
      "addressRegion": "TX",
      "postalCode": "76692",
      "addressCountry": "US"
    },
    "geo": {
      "@type": "GeoCoordinates",
      "latitude": 31.953494,
      "longitude": -97.383193
    },
    "image": [
      "http://lh.rdcpix.com/f19ef133af3d6950aab3cbed3ee7a6b4l-f3261268800r.jpg",
      "http://lh.rdcpix.com/f19ef133af3d6950aab3cbed3ee7a6b4l-f2475013508r.jpg",
      "http://lh.rdcpix.com/f19ef133af3d6950aab3cbed3ee7a6b4l-f1244726102r.jpg",
      "http://lh.rdcpix.com/f19ef133af3d6950aab3cbed3ee7a6b4l-f1014359463r.jpg",
      "http://lh.rdcpix.com/f19ef133af3d6950aab3cbed3ee7a6b4l-f2797768532r.jpg",
      "http://lh.rdcpix.com/f19ef133af3d6950aab3cbed3ee7a6b4l-f4275543715r.jpg",
      "http://lh.rdcpix.com/f19ef133af3d6950aab3cbed3ee7a6b4l-f1000114134r.jpg",
      "http://lh.rdcpix.com/f19ef133af3d6950aab3cbed3ee7a6b4l-f2812649143r.jpg",
      "http://lh.rdcpix.com/f19ef133af3d6950aab3cbed3ee7a6b4l-f1608250453r.jpg",
      "http://lh.rdcpix.com/f19ef133af3d6950aab3cbed3ee7a6b4l-f3568562686r.jpg",
      "http://lh.rdcpix.com/f19ef133af3d6950aab3cbed3ee7a6b4l-f3632163667r.jpg",
      "http://lh.rdcpix.com/f19ef133af3d6950aab3cbed3ee7a6b4l-f1970703404r.jpg",
      "http://lh.rdcpix.com/f19ef133af3d6950aab3cbed3ee7a6b4l-f1495051334r.jpg",
      "http://lh.rdcpix.com/f19ef133af3d6950aab3cbed3ee7a6b4l-f959777682r.jpg",
      "http://lh.rdcpix.com/f19ef133af3d6950aab3cbed3ee7a6b4l-f3188288516r.jpg",
      "http://lh.rdcpix.com/f19ef133af3d6950aab3cbed3ee7a6b4l-f906625817r.jpg",
      "http://lh.rdcpix.com/f19ef133af3d6950aab3cbed3ee7a6b4l-f2112852227r.jpg",
      "http://lh.rdcpix.com/f19ef133af3d6950aab3cbed3ee7a6b4l-f880065347r.jpg",
      "http://lh.rdcpix.com/f19ef133af3d6950aab3cbed3ee7a6b4l-f3393379519r.jpg",
      "http://lh.rdcpix.com/f19ef133af3d6950aab3cbed3ee7a6b4l-f453679659r.jpg",
      "http://lh.rdcpix.com/f19ef133af3d6950aab3cbed3ee7a6b4l-f841501055r.jpg",
      "http://lh.rdcpix.com/f19ef133af3d6950aab3cbed3ee7a6b4l-f3104814958r.jpg",
      "http://lh.rdcpix.com/f19ef133af3d6950aab3cbed3ee7a6b4l-f3499195918r.jpg",
      "http://lh.rdcpix.com/f19ef133af3d6950aab3cbed3ee7a6b4l-f3404937726r.jpg",
      "http://lh.rdcpix.com/f19ef133af3d6950aab3cbed3ee7a6b4l-f2588220398r.jpg",
      "http://lh.rdcpix.com/f19ef133af3d6950aab3cbed3ee7a6b4l-f421631183r.jpg",
      "http://lh.rdcpix.com/f19ef133af3d6950aab3cbed3ee7a6b4l-f2616056413r.jpg",
      "http://lh.rdcpix.com/f19ef133af3d6950aab3cbed3ee7a6b4l-f1179535854r.jpg",
      "http://lh.rdcpix.com/f19ef133af3d6950aab3cbed3ee7a6b4l-f201258082r.jpg",
      "http://lh.rdcpix.com/f19ef133af3d6950aab3cbed3ee7a6b4l-f478761353r.jpg",
      "http://lh.rdcpix.com/f19ef133af3d6950aab3cbed3ee7a6b4l-f3084743264r.jpg",
      "http://lh.rdcpix.com/f19ef133af3d6950aab3cbed3ee7a6b4l-f1911596866r.jpg",
      "http://lh.rdcpix.com/f19ef133af3d6950aab3cbed3ee7a6b4l-f2274508908r.jpg",
      "http://lh.rdcpix.com/f19ef133af3d6950aab3cbed3ee7a6b4l-f1706492541r.jpg",
      "http://lh.rdcpix.com/f19ef133af3d6950aab3cbed3ee7a6b4l-f3669379207r.jpg",
      "http://lh.rdcpix.com/f19ef133af3d6950aab3cbed3ee7a6b4l-f1357740007r.jpg"
    ],
    "identifier": {
      "@type": "PropertyValue",
      "propertyID": "MLS",
      "value": "21347797"
    },
    "accommodationCategory": "Single Family Residence",
    "numberOfBedrooms": 3,
    "numberOfBathroomsTotal": 3,
    "numberOfFullBathrooms": 3,
    "floorSize": {
      "@type": "QuantitativeValue",
      "value": 1750,
      "unitCode": "FTK",
      "unitText": "square feet"
    },
    "yearBuilt": 2024,
    "amenityFeature": [
      {
        "@type": "LocationFeatureSpecification",
        "name": "Heating",
        "value": "Electric (Heating), Central"
      },
      {
        "@type": "LocationFeatureSpecification",
        "name": "Cooling",
        "value": "Ceiling Fan(s), Electric, Central Air"
      },
      {
        "@type": "LocationFeatureSpecification",
        "name": "Appliances",
        "value": "Dishwasher, ElectricCooktop, ElectricOven, ElectricWaterHeater, IceMaker, Refrigerator"
      },
      {
        "@type": "LocationFeatureSpecification",
        "name": "Flooring",
        "value": "Vinyl, Tile"
      },
      {
        "@type": "LocationFeatureSpecification",
        "name": "Construction Materials",
        "value": "MetalSiding"
      },
      {
        "@type": "LocationFeatureSpecification",
        "name": "Parking Features",
        "value": "Carport, Covered"
      },
      {
        "@type": "LocationFeatureSpecification",
        "name": "Air Conditioning",
        "value": true
      }
    ],
    "additionalProperty": [
      {
        "@type": "PropertyValue",
        "name": "Lot Size",
        "value": "0.09 acres"
      },
      {
        "@type": "PropertyValue",
        "name": "Stories",
        "value": 2
      },
      {
        "@type": "PropertyValue",
        "name": "Property Subtype",
        "value": "Single Family Residence"
      }
    ]
  },
  "offers": {
    "@type": "Offer",
    "@id": "https://www.propertysimple.ai/listing/108-private-road-127-whitney-tx-76692-21347797#offer",
    "url": "https://www.propertysimple.ai/listing/108-private-road-127-whitney-tx-76692-21347797",
    "price": 194900,
    "priceCurrency": "USD",
    "businessFunction": "http://purl.org/goodrelations/v1#Sell",
    "availability": "https://schema.org/InStock",
    "seller": {
      "@id": "https://www.propertysimple.ai/listing/108-private-road-127-whitney-tx-76692-21347797#agent"
    }
  },
  "provider": {
    "@type": "Person",
    "@id": "https://www.propertysimple.ai/listing/108-private-road-127-whitney-tx-76692-21347797#agent",
    "name": "Chance Shilling",
    "telephone": "(254) 870-8883",
    "worksFor": {
      "@type": "Organization",
      "@id": "https://www.propertysimple.ai/listing/108-private-road-127-whitney-tx-76692-21347797#brokerage",
      "name": "Ricochet Realty",
      "telephone": "(254) 870-8883"
    }
  }
}
```