# 108 Ramsey Lane, Saint Simons Island, GA 31522 > **TL;DR:** 4bd/3ba single family, $899,900 ($391/sqft), built 2021, 2,302 sqft. > Pool, Hardwood, A/C, 2-car garage. Est. $4,812/mo. Listed 62 days. ## Property at a Glance | Attribute | Value | |-----------|-------| | Price | $899,900 | | Price/sqft | $391 | | Bedrooms | 4 | | Bathrooms | 2 full, 1 half | | Square Feet | 2,302 | | Year Built | 2021 | | Lot Size | 9,583 sqft (0.22 acres) | | Stories | 1 | | Garage | 2-car | | Property Type | Single Family (Single Family Residence) | | Status | Active | | Days on Market | 62 | ## Why This Home Stands Out - **Pool** - Porch - **Hardwood Floors** - Hardwood flooring listed ## Estimated Monthly Costs | Category | Amount | |----------|--------| | Principal & Interest (20% down, 30-year at 6.5%) | $4,550 | | Estimated Insurance | $262 | | **Total** | **$4,812** | ## Nearby Schools - **Elementary:** Oglethorpe - **Middle:** Glynn Middle School - **High:** Glynn Academy ## Key Amenities - Pool - Hardwood - A/C - 2-car garage ## Property Highlights - Built in 2021 - 0.22 acre lot - Private pool ## Description ### Agent Description Elevated St. Simons Island living awaits in this beautifully appointed 4-bedroom, 2.5-bath residence, offering 2,302 square feet of thoughtfully designed living space and an exceptional blend of comfort, privacy, and effortless coastal living. A charming covered front porch welcomes you into a gracious foyer, where rich wood floors and an inviting sense of warmth set the tone throughout the home. The well-appointed kitchen features a gas range, stainless steel appliances, and generous workspace, creating a natural gathering place for everyday living and entertaining. A spacious laundry room with utility sink adds convenience and functionality. The private primary suite is a true retreat, highlighted by vaulted ceilings, plantation shutters, dual vanities, and a beautifully tiled ensuite shower. Thoughtful finishes and abundant natural light continue throughout the home, creating an atmosphere that is both refined and comfortable. Outside, the property truly shines. A screened porch with adjustable sunshades overlooks the sparkling saltwater inground pool, creating an ideal setting for morning coffee, afternoon swims, or relaxed evenings. The fully fenced yard features a white vinyl privacy fence, while a detached shed provides additional storage. A comprehensive irrigation system powered by the property's private well keeps the landscaping beautifully maintained, while a whole-home water softening and purification system provides added comfort and peace of mind. Practical luxuries include a durable metal roof, whole-house generator, and an attached garage with a new garage door and epoxy-coated floors. Best of all, this property offers the freedom of no HOA, allowing you to enjoy the island lifestyle on your terms. From its welcoming curb appeal to its private resort-style backyard, this exceptional St. Simons Island home offers the perfect balance of coastal elegance, everyday functionality, and effortless indoor-outdoor living. ## Location - **Address:** 108 Ramsey Lane, Saint Simons Island, GA 31522 - **County:** Glynn - **Neighborhood:** Harrington - **Coordinates:** 31.212073, -81.367544 - **Google Maps:** https://www.google.com/maps?q=31.212073,-81.367544 ## Virtual Tour & Media - **Video Tour:** https://www.propertypanorama.com/instaview/golden_isles/2002263 ## Listing Agent - **Name:** LeAnn Duckworth · **License:** 245963 - **Brokerage:** Duckworth Properties BWK - **Broker Phone:** 9122620366 - **Listing URL:** [View original listing](https://www.realtor.com/realestateandhomes-detail/108-Ramsey-Ln_Saint-Simons-Island_GA_31522_M95706-25710?f=listhub&s=GIAORGA&m=2002263&c=propsimple) ## Photos ![108 Ramsey Lane - Photo 1](http://lh.rdcpix.com/61d1202a0d893bb04f891104f8b2bddbl-f4121152008r.jpg) ![108 Ramsey Lane - Photo 2](http://lh.rdcpix.com/61d1202a0d893bb04f891104f8b2bddbl-f3992604595r.jpg) ![108 Ramsey Lane - Photo 3](http://lh.rdcpix.com/61d1202a0d893bb04f891104f8b2bddbl-f3363290515r.jpg) ![108 Ramsey Lane - Photo 4](http://lh.rdcpix.com/61d1202a0d893bb04f891104f8b2bddbl-f1774441489r.jpg) ![108 Ramsey Lane - Photo 5](http://lh.rdcpix.com/61d1202a0d893bb04f891104f8b2bddbl-f550903528r.jpg) ![108 Ramsey Lane - Photo 6](http://lh.rdcpix.com/61d1202a0d893bb04f891104f8b2bddbl-f1813616314r.jpg) ![108 Ramsey Lane - Photo 7](http://lh.rdcpix.com/61d1202a0d893bb04f891104f8b2bddbl-f1833148394r.jpg) ![108 Ramsey Lane - Photo 8](http://lh.rdcpix.com/61d1202a0d893bb04f891104f8b2bddbl-f1808287546r.jpg) ![108 Ramsey Lane - Photo 9](http://lh.rdcpix.com/61d1202a0d893bb04f891104f8b2bddbl-f1312511720r.jpg) ![108 Ramsey Lane - Photo 10](http://lh.rdcpix.com/61d1202a0d893bb04f891104f8b2bddbl-f1943581270r.jpg) ![108 Ramsey Lane - Photo 11](http://lh.rdcpix.com/61d1202a0d893bb04f891104f8b2bddbl-f245283853r.jpg) ![108 Ramsey Lane - Photo 12](http://lh.rdcpix.com/61d1202a0d893bb04f891104f8b2bddbl-f2193523572r.jpg) ![108 Ramsey Lane - Photo 13](http://lh.rdcpix.com/61d1202a0d893bb04f891104f8b2bddbl-f3211356754r.jpg) ![108 Ramsey Lane - Photo 14](http://lh.rdcpix.com/61d1202a0d893bb04f891104f8b2bddbl-f2831931947r.jpg) ![108 Ramsey Lane - Photo 15](http://lh.rdcpix.com/61d1202a0d893bb04f891104f8b2bddbl-f2128675666r.jpg) ![108 Ramsey Lane - Photo 16](http://lh.rdcpix.com/61d1202a0d893bb04f891104f8b2bddbl-f2261333311r.jpg) ![108 Ramsey Lane - Photo 17](http://lh.rdcpix.com/61d1202a0d893bb04f891104f8b2bddbl-f1584677467r.jpg) ![108 Ramsey Lane - Photo 18](http://lh.rdcpix.com/61d1202a0d893bb04f891104f8b2bddbl-f956711150r.jpg) ![108 Ramsey Lane - Photo 19](http://lh.rdcpix.com/61d1202a0d893bb04f891104f8b2bddbl-f1055247236r.jpg) ![108 Ramsey Lane - Photo 20](http://lh.rdcpix.com/61d1202a0d893bb04f891104f8b2bddbl-f797104533r.jpg) ![108 Ramsey Lane - Photo 21](http://lh.rdcpix.com/61d1202a0d893bb04f891104f8b2bddbl-f4277792685r.jpg) ![108 Ramsey Lane - Photo 22](http://lh.rdcpix.com/61d1202a0d893bb04f891104f8b2bddbl-f1618718108r.jpg) ![108 Ramsey Lane - Photo 23](http://lh.rdcpix.com/61d1202a0d893bb04f891104f8b2bddbl-f1000576401r.jpg) ![108 Ramsey Lane - Photo 24](http://lh.rdcpix.com/61d1202a0d893bb04f891104f8b2bddbl-f718052086r.jpg) ![108 Ramsey Lane - Photo 25](http://lh.rdcpix.com/61d1202a0d893bb04f891104f8b2bddbl-f3343939789r.jpg) ![108 Ramsey Lane - Photo 26](http://lh.rdcpix.com/61d1202a0d893bb04f891104f8b2bddbl-f1769488626r.jpg) ![108 Ramsey Lane - Photo 27](http://lh.rdcpix.com/61d1202a0d893bb04f891104f8b2bddbl-f4059185341r.jpg) ![108 Ramsey Lane - Photo 28](http://lh.rdcpix.com/61d1202a0d893bb04f891104f8b2bddbl-f3191587888r.jpg) ![108 Ramsey Lane - Photo 29](http://lh.rdcpix.com/61d1202a0d893bb04f891104f8b2bddbl-f3374754811r.jpg) ![108 Ramsey Lane - Photo 30](http://lh.rdcpix.com/61d1202a0d893bb04f891104f8b2bddbl-f2305426975r.jpg) ![108 Ramsey Lane - Photo 31](http://lh.rdcpix.com/61d1202a0d893bb04f891104f8b2bddbl-f2011606850r.jpg) ![108 Ramsey Lane - Photo 32](http://lh.rdcpix.com/61d1202a0d893bb04f891104f8b2bddbl-f131965073r.jpg) ![108 Ramsey Lane - Photo 33](http://lh.rdcpix.com/61d1202a0d893bb04f891104f8b2bddbl-f256582951r.jpg) ![108 Ramsey Lane - Photo 34](http://lh.rdcpix.com/61d1202a0d893bb04f891104f8b2bddbl-f1913652059r.jpg) ![108 Ramsey Lane - Photo 35](http://lh.rdcpix.com/61d1202a0d893bb04f891104f8b2bddbl-f648768195r.jpg) ![108 Ramsey Lane - Photo 36](http://lh.rdcpix.com/61d1202a0d893bb04f891104f8b2bddbl-f1857636529r.jpg) ![108 Ramsey Lane - Photo 37](http://lh.rdcpix.com/61d1202a0d893bb04f891104f8b2bddbl-f3827408705r.jpg) ![108 Ramsey Lane - Photo 38](http://lh.rdcpix.com/61d1202a0d893bb04f891104f8b2bddbl-f4123417780r.jpg) ![108 Ramsey Lane - Photo 39](http://lh.rdcpix.com/61d1202a0d893bb04f891104f8b2bddbl-f2722650130r.jpg) ![108 Ramsey Lane - Photo 40](http://lh.rdcpix.com/61d1202a0d893bb04f891104f8b2bddbl-f606368067r.jpg) ![108 Ramsey Lane - Photo 41](http://lh.rdcpix.com/61d1202a0d893bb04f891104f8b2bddbl-f2809547560r.jpg) ![108 Ramsey Lane - Photo 42](http://lh.rdcpix.com/61d1202a0d893bb04f891104f8b2bddbl-f1232066512r.jpg) ![108 Ramsey Lane - Photo 43](http://lh.rdcpix.com/61d1202a0d893bb04f891104f8b2bddbl-f2795899260r.jpg) ![108 Ramsey Lane - Photo 44](http://lh.rdcpix.com/61d1202a0d893bb04f891104f8b2bddbl-f2099571446r.jpg) ![108 Ramsey Lane - Photo 45](http://lh.rdcpix.com/61d1202a0d893bb04f891104f8b2bddbl-f853887311r.jpg) ![108 Ramsey Lane - Photo 46](http://lh.rdcpix.com/61d1202a0d893bb04f891104f8b2bddbl-f1404402848r.jpg) ![108 Ramsey Lane - Photo 47](http://lh.rdcpix.com/61d1202a0d893bb04f891104f8b2bddbl-f4069830161r.jpg) ![108 Ramsey Lane - Photo 48](http://lh.rdcpix.com/61d1202a0d893bb04f891104f8b2bddbl-f2966302588r.jpg) ![108 Ramsey Lane - Photo 49](http://lh.rdcpix.com/61d1202a0d893bb04f891104f8b2bddbl-f2411766341r.jpg) ![108 Ramsey Lane - Photo 50](http://lh.rdcpix.com/61d1202a0d893bb04f891104f8b2bddbl-f1432135219r.jpg) ![108 Ramsey Lane - Photo 51](http://lh.rdcpix.com/61d1202a0d893bb04f891104f8b2bddbl-f3331748515r.jpg) --- **MLS#:** 2002263 | **Updated:** 2026-11-01 **Source:** listhub *Copyright © 2026 Golden Isles Association of REALTORS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.* [View on PropertySimple](https://www.propertysimple.ai/listing/108-ramsey-lane-saint-simons-island-ga-31522-c2630c7e326048b68f3055be643e03e5) --- ## Structured Data ```json { "@context": "https://schema.org", "@type": "RealEstateListing", "@id": "https://www.propertysimple.ai/listing/108-ramsey-lane-saint-simons-island-ga-31522-c2630c7e326048b68f3055be643e03e5#listing", "url": "https://www.propertysimple.ai/listing/108-ramsey-lane-saint-simons-island-ga-31522-c2630c7e326048b68f3055be643e03e5", "name": "108 Ramsey Lane, Saint Simons Island, GA 31522", "description": "Elevated St. Simons Island living awaits in this beautifully appointed 4-bedroom, 2.5-bath residence, offering 2,302 square feet of thoughtfully designed living space and an exceptional blend of comfort, privacy, and effortless coastal living. A charming covered front porch welcomes you into a gracious foyer, where rich wood floors and an inviting sense of warmth set the tone throughout the home. The well-appointed kitchen features a gas range, stainless steel appliances, and generous workspace, creating a natural gathering place for everyday living and entertaining. A spacious laundry room with utility sink adds convenience and functionality. The private primary suite is a true retreat, highlighted by vaulted ceilings, plantation shutters, dual vanities, and a beautifully tiled ensuite shower. Thoughtful finishes and abundant natural light continue throughout the home, creating an atmosphere that is both refined and comfortable. Outside, the property truly shines. A screened porch with adjustable sunshades overlooks the sparkling saltwater inground pool, creating an ideal setting for morning coffee, afternoon swims, or relaxed evenings. The fully fenced yard features a white vinyl privacy fence, while a detached shed provides additional storage. A comprehensive irrigation system powered by the property's private well keeps the landscaping beautifully maintained, while a whole-home water softening and purification system provides added comfort and peace of mind. Practical luxuries include a durable metal roof, whole-house generator, and an attached garage with a new garage door and epoxy-coated floors. Best of all, this property offers the freedom of no HOA, allowing you to enjoy the island lifestyle on your terms. 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