About This Home

This 4-bedroom, 3-bathroom single family at 108 Ramsey Lane in Saint Simons Island, GA is listed for $899,900 ($391 per sqft). Built in 2021, the home offers 2,302 sqft of living space on a 0.22 acres lot.

Key Features

  • Built in 2021
  • 0.22 acre lot
  • Private pool

Property Details

1 story
2 full, 1 half
2-car garage
2021

Amenities

PoolHardwoodA/C
Listing Description

Elevated St. Simons Island living awaits in this beautifully appointed 4-bedroom, 2.5-bath residence, offering 2,302 square feet of thoughtfully designed living space and an exceptional blend of comfort, privacy, and effortless coastal living. A charming covered front porch welcomes you into a gracious foyer, where rich wood floors and an inviting sense of warmth set the tone throughout the home.

The well-appointed kitchen features a gas range, stainless steel appliances, and generous workspace, creating a natural gathering place for everyday living and entertaining. A spacious laundry room with utility sink adds convenience and functionality.

The private primary suite is a true retreat, highlighted by vaulted ceilings, plantation shutters, dual vanities, and a beautifully tiled ensuite shower. Thoughtful finishes and abundant natural light continue throughout the home, creating an atmosphere that is both refined and comfortable.

Outside, the property truly shines. A screened porch with adjustable sunshades overlooks the sparkling saltwater inground pool, creating an ideal setting for morning coffee, afternoon swims, or relaxed evenings. The fully fenced yard features a white vinyl privacy fence, while a detached shed provides additional storage.

A comprehensive irrigation system powered by the property's private well keeps the landscaping beautifully maintained, while a whole-home water softening and purification system provides added comfort and peace of mind. Practical luxuries include a durable metal roof, whole-house generator, and an attached garage with a new garage door and epoxy-coated floors.

Best of all, this property offers the freedom of no HOA, allowing you to enjoy the island lifestyle on your terms. From its welcoming curb appeal to its private resort-style backyard, this exceptional St. Simons Island home offers the perfect balance of coastal elegance, everyday functionality, and effortless indoor-outdoor living.

Monthly Cost Estimate

$4,813/mo

20% down · 6.5% · 30 years

Principal$651
Interest$3,900
Insurance$262

Estimates only. Actual payments may vary.

Location

108 Ramsey Lane

Saint Simons Island, GA 31522

Harrington

Features & Amenities

Interior Features

Built-in FeaturesCeiling Fan(s)Double VanityVaulted Ceiling(s)Walk-In Closet(s)Separate ShowerTub/Shower ComboPrimary SuiteBreakfast BarKitchen Island

Exterior Features

Private Yard

Property Details

Flooring

HardwoodTile

Construction

HardiPlank Type

Pool Features

Pool

Outdoor Features

Porch

Parking

Driveway

Heating

Electric (Heating)Central

Cooling

ElectricCentral AirCeiling Fan(s)

Appliances

DishwasherGas RangeMicrowaveOvenRefrigeratorDishwasherGas RangeMicrowaveOvenRefrigerator

Questions & Answers

This 4-bedroom, 3-bathroom single family at 108 Ramsey Lane is listed at $899,900 ($391/sqft). The estimated monthly payment is $4,812 based on 20% down, a 30-year loan at 6.5% interest, estimated insurance.

Key features include: Built in 2021, 0.22 acre lot, Private pool. Interior Features: Built-in Features, Ceiling Fan(s), Double Vanity. Exterior Features: Private Yard.

This property is listed by LeAnn Duckworth.

LD

LeAnn Duckworth

License 245963

Agent at Duckworth Properties BWK

Listed by Duckworth Properties BWK · Broker phone: 9122620366 · View on Broker Site · Broker website

MLS# 2002263· Source: Golden Isles Association of REALTORS· 58 days on PropertySimple

Copyright © 2026 Golden Isles Association of REALTORS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

108 Ramsey Lane, Saint Simons Island, GA 31522

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