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About This Home

This 0-bedroom, 0-bathroom commercial at 108 S Linn in Bay City, MI is listed for $450,000 ($89 per sqft). Built in 1890, the home offers 5,043 sqft of living space on a 0.14 acres lot.

Agent Description

Exceptional mixed-use/commercial opportunity in the heart of Bay City featuring over 5,000+ square feet of potential across multiple levels. The main floor is currently configured as professional office space and offers approximately 1,401 square feet of finished area, complete with a full bath, half bath, and laundry area, making it ideal for continued commercial use or future live/work flexibility.

The second floor spans an additional 1,681 square feet and has been fully gutted, presenting a blank canvas for redevelopment. Current owners originally intended to create a stunning residential living space and even commissioned architectural plans for the build-out, offering incredible upside for investors, entrepreneurs, or mixed-use visionaries.

A standout feature of the property is the finished third-floor cupola/bourbon bar area - a unique and inviting space with direct roof access and the potential for an incredible rooftop patio or deck overlooking the city. Additional highlights include all new windows throughout the building, a new roof, and a full unfinished basement providing an additional 1,681 square feet for storage or utility use.

Rare opportunity to own a character-filled building with significant redevelopment potential in a growing downtown corridor.

Key Features

  • Built in 1890
  • 0.14 acre lot

Property Details

1890

Monthly Cost Estimate

$2,407/mo

20% down · 6.5% · 30 years

Principal$325
Interest$1,950
Insurance$131

Estimates only. Actual payments may vary.

Location

108 S Linn

Bay City, MI 48706

Questions & Answers

This 0-bedroom, 0-bathroom commercial at 108 S Linn is listed at $450,000 ($89/sqft). The estimated monthly payment is $1,950 based on 20% down at 6.5% interest.

Key features include: Built in 1890, 0.14 acre lot.

This property is listed by Sarge Harvey and can be reached at 9897981022 or sarge@sargeharvey.com.

SH

Sarge Harvey

Agent at EXP Realty

(989) 798-1022

Listed by EXP Realty · View on Broker Site

MLS# 50207617· Source: listhub· Updated 18 days ago

Copyright © 2026 Saginaw Board of Realtors MLS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

108 S Linn, Bay City, MI 48706

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