# 108 Whispering Pine Lane, Holly Ridge, NC 28445 > **TL;DR:** 4bd/3ba single family, $819,000 ($300/sqft), built 2026, 2,733 sqft. > Pool, Fireplace, 2-car garage. Est. $6,180/mo. Listed 303 days. ## Property at a Glance | Attribute | Value | |-----------|-------| | Price | $819,000 | | Price/sqft | $300 | | Bedrooms | 4 | | Bathrooms | 3 full | | Square Feet | 2,733 | | Year Built | 2026 | | Lot Size | 9,148 sqft (0.21 acres) | | Stories | 2 | | Garage | 2-car | | Property Type | Single Family (Single Family Residence) | | Status | Active | | Days on Market | 303 | ## Why This Home Stands Out - **Pool** - Patio, Porch ## Estimated Monthly Costs | Category | Amount | |----------|--------| | Principal & Interest (20% down, 30-year at 6.5%) | $4,141 | | Estimated Insurance | $239 | | HOA | $1,800 | | **Total** | **$6,180** | ## Nearby Schools - **Elementary:** Coastal Elementary - **Middle:** Dixon - **High:** Dixon ## Key Amenities - Pool - Fireplace - 2-car garage ## Property Highlights - Built in 2026 - 0.21 acre lot - 2 stories - 4 parking spaces - Private pool - Fireplace ## Description ### Agent Description Welcome to the St. Thomas floorplan by Channel Marker Builders, a luxury new construction coastal home designed with exceptional craftsmanship, premium upgrades, and resort-style living in mind. Offering over 2,500 heated square feet, this home designed for aging-in place, features 3 bedrooms and 2 full baths on the main level, plus a fourth bedroom or flex room with a full bath upstairs, ideal for guests, flexible living, and long-term value. The exterior showcases high-end finishes including Sagiper porch ceilings, a custom front door, Fiberon Good Life Cottage decking on both the front porch and screened rear porch, whole-house gutters, lawn irrigation, and open-cell spray foam insulation for energy efficiency. A 12-foot PGT sliding glass door connects the great room to the outdoor living space, leading to a private 9x19 fiberglass saline swimming pool, perfect for entertaining or relaxing in your own backyard retreat. Inside, the home is filled with luxury details and elevated finishes. Enjoy upgraded soft-close cabinetry throughout, quartz countertops, and Chesapeake HDF laminate flooring across the entire first floor, with tile in all bathrooms. The open-concept great room features 10-foot ceilings, stained decorative beams, custom fireplace built-ins, and a 36-inch vent-free gas fireplace. A luxury trim package includes wainscoting, crown molding, office ceiling detail, and wood shelving throughout. The main-level owner's suite is a true spa-like retreat, offering vaulted ceilings, two walk-in closets, a freestanding soaking tub, and an 11-foot custom tiled walk-through shower with an oversized niche and Moen U four-function shower system, including wall filler control. Bath two includes a walk-in tiled shower with frameless glass enclosure and oversized niche, continuing the upscale design throughout the home. Additional features include 8-foot solid core interior doors on the first floor, 9-foot ceilings in the upstairs comfort-height elongated toilets, Moen plumbing fixtures, under-cabinet kitchen lighting, and a curated luxury lighting package. The kitchen is equipped with a ZLINE commercial-style appliance package, including a 36-inch gas range, range hood, dishwasher, and refrigerator. Energy efficiency and comfort are enhanced by a 15 SEER Trane zoned HVAC system and a Navien tankless gas water heater with recirculating loop. Located in a premier gated coastal community, residents enjoy access to six scenic lakes, a resort-style pool with lazy river, pickleball courts, clubhouse, fitness center, walking trails, playground, picnic areas, a nature park with fire pit, and an Intracoastal Waterway boat launch with day docks, pier, and on-site boat storage. Built by Channel Marker Builders, known for high-quality custom homes throughout Pender and Onslow Counties, this property is a rare opportunity to own a fully upgraded coastal new construction home. ** Builder offering $10,000.00 'Use as you Choose' credit to buyer. ** ## Location - **Address:** 108 Whispering Pine Lane, Holly Ridge, NC 28445 - **County:** Onslow - **Neighborhood:** Summerhouse On Everett Bay - **Coordinates:** 34.485532, -77.486041 - **Google Maps:** https://www.google.com/maps?q=34.485532,-77.486041 ## Listing Agent - **Name:** Kristen Downing · **License:** 275318 - **Brokerage:** RE/MAX Executive - **Broker Phone:** 9107410505 - **Listing URL:** [View original listing](https://www.realtor.com/realestateandhomes-detail/108-Whispering-Pine-Ln_Holly-Ridge_NC_28445_M61169-98055?f=listhub&s=HIVEMLSNC&m=100546984&c=propsimple) ## Photos ![108 Whispering Pine Lane - Photo 1](http://lh.rdcpix.com/0faf8abe4d94ce92456d987258698645l-f1743524619r.jpg) ![108 Whispering Pine Lane - Photo 2](http://lh.rdcpix.com/0faf8abe4d94ce92456d987258698645l-f2155432441r.jpg) ![108 Whispering Pine Lane - Photo 3](http://lh.rdcpix.com/0faf8abe4d94ce92456d987258698645l-f2617590160r.jpg) ![108 Whispering Pine Lane - Photo 4](http://lh.rdcpix.com/0faf8abe4d94ce92456d987258698645l-f3907851408r.jpg) ![108 Whispering Pine Lane - Photo 5](http://lh.rdcpix.com/0faf8abe4d94ce92456d987258698645l-f2045403514r.jpg) ![108 Whispering Pine Lane - Photo 6](http://lh.rdcpix.com/0faf8abe4d94ce92456d987258698645l-f838480529r.jpg) ![108 Whispering Pine Lane - Photo 7](http://lh.rdcpix.com/0faf8abe4d94ce92456d987258698645l-f3820331301r.jpg) ![108 Whispering Pine Lane - Photo 8](http://lh.rdcpix.com/0faf8abe4d94ce92456d987258698645l-f4106062670r.jpg) ![108 Whispering Pine Lane - Photo 9](http://lh.rdcpix.com/0faf8abe4d94ce92456d987258698645l-f2259732432r.jpg) ![108 Whispering Pine Lane - Photo 10](http://lh.rdcpix.com/0faf8abe4d94ce92456d987258698645l-f212117555r.jpg) ![108 Whispering Pine Lane - Photo 11](http://lh.rdcpix.com/0faf8abe4d94ce92456d987258698645l-f3115239303r.jpg) ![108 Whispering Pine Lane - Photo 12](http://lh.rdcpix.com/0faf8abe4d94ce92456d987258698645l-f88552808r.jpg) ![108 Whispering Pine Lane - Photo 13](http://lh.rdcpix.com/0faf8abe4d94ce92456d987258698645l-f3348189877r.jpg) ![108 Whispering Pine Lane - Photo 14](http://lh.rdcpix.com/0faf8abe4d94ce92456d987258698645l-f1883587658r.jpg) ![108 Whispering Pine Lane - Photo 15](http://lh.rdcpix.com/0faf8abe4d94ce92456d987258698645l-f102663139r.jpg) ![108 Whispering Pine Lane - Photo 16](http://lh.rdcpix.com/0faf8abe4d94ce92456d987258698645l-f1644657435r.jpg) ![108 Whispering Pine Lane - Photo 17](http://lh.rdcpix.com/0faf8abe4d94ce92456d987258698645l-f757832030r.jpg) ![108 Whispering Pine Lane - Photo 18](http://lh.rdcpix.com/0faf8abe4d94ce92456d987258698645l-f4227546136r.jpg) ![108 Whispering Pine Lane - Photo 19](http://lh.rdcpix.com/0faf8abe4d94ce92456d987258698645l-f2851804226r.jpg) ![108 Whispering Pine Lane - Photo 20](http://lh.rdcpix.com/0faf8abe4d94ce92456d987258698645l-f3968911208r.jpg) ![108 Whispering Pine Lane - Photo 21](http://lh.rdcpix.com/0faf8abe4d94ce92456d987258698645l-f4212790667r.jpg) ![108 Whispering Pine Lane - Photo 22](http://lh.rdcpix.com/0faf8abe4d94ce92456d987258698645l-f789740200r.jpg) ![108 Whispering Pine Lane - Photo 23](http://lh.rdcpix.com/0faf8abe4d94ce92456d987258698645l-f2691584308r.jpg) ![108 Whispering Pine Lane - Photo 24](http://lh.rdcpix.com/0faf8abe4d94ce92456d987258698645l-f2774957608r.jpg) ![108 Whispering Pine Lane - Photo 25](http://lh.rdcpix.com/0faf8abe4d94ce92456d987258698645l-f3743556020r.jpg) ![108 Whispering Pine Lane - Photo 26](http://lh.rdcpix.com/0faf8abe4d94ce92456d987258698645l-f326287153r.jpg) ![108 Whispering Pine Lane - Photo 27](http://lh.rdcpix.com/0faf8abe4d94ce92456d987258698645l-f4270582589r.jpg) ![108 Whispering Pine Lane - Photo 28](http://lh.rdcpix.com/0faf8abe4d94ce92456d987258698645l-f3783286525r.jpg) ![108 Whispering Pine Lane - Photo 29](http://lh.rdcpix.com/0faf8abe4d94ce92456d987258698645l-f1388674993r.jpg) ![108 Whispering Pine Lane - Photo 30](http://lh.rdcpix.com/0faf8abe4d94ce92456d987258698645l-f1184904414r.jpg) ![108 Whispering Pine Lane - Photo 31](http://lh.rdcpix.com/0faf8abe4d94ce92456d987258698645l-f2940735405r.jpg) ![108 Whispering Pine Lane - Photo 32](http://lh.rdcpix.com/0faf8abe4d94ce92456d987258698645l-f2963589898r.jpg) ![108 Whispering Pine Lane - Photo 33](http://lh.rdcpix.com/0faf8abe4d94ce92456d987258698645l-f931086063r.jpg) ![108 Whispering Pine Lane - Photo 34](http://lh.rdcpix.com/0faf8abe4d94ce92456d987258698645l-f2881045559r.jpg) ![108 Whispering Pine Lane - Photo 35](http://lh.rdcpix.com/0faf8abe4d94ce92456d987258698645l-f3013268341r.jpg) ![108 Whispering Pine Lane - Photo 36](http://lh.rdcpix.com/0faf8abe4d94ce92456d987258698645l-f3014269826r.jpg) ![108 Whispering Pine Lane - Photo 37](http://lh.rdcpix.com/0faf8abe4d94ce92456d987258698645l-f2919416453r.jpg) ![108 Whispering Pine Lane - Photo 38](http://lh.rdcpix.com/0faf8abe4d94ce92456d987258698645l-f2988439524r.jpg) ![108 Whispering Pine Lane - Photo 39](http://lh.rdcpix.com/0faf8abe4d94ce92456d987258698645l-f1140214567r.jpg) --- **MLS#:** 100546984 | **Updated:** 2026-10-27 **Source:** listhub *Copyright © 2026 Hive MLS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.* [View on PropertySimple](https://www.propertysimple.ai/listing/108-whispering-pine-lane-holly-ridge-nc-28445-bbc0dc916d5c40db930dc77ac9d65415) --- ## Structured Data ```json { "@context": "https://schema.org", "@type": "RealEstateListing", "@id": "https://www.propertysimple.ai/listing/108-whispering-pine-lane-holly-ridge-nc-28445-bbc0dc916d5c40db930dc77ac9d65415#listing", "url": "https://www.propertysimple.ai/listing/108-whispering-pine-lane-holly-ridge-nc-28445-bbc0dc916d5c40db930dc77ac9d65415", "name": "108 Whispering Pine Lane, Holly Ridge, NC 28445", "description": "Welcome to the St. Thomas floorplan by Channel Marker Builders, a luxury new construction coastal home designed with exceptional craftsmanship, premium upgrades, and resort-style living in mind. 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