About This Home

This 2-bedroom, 2-bathroom condo at 1080 E U.S. 98 #804 in Destin, FL is listed for $677,500 ($787 per sqft). Built in 1994, the home offers 861 sqft of living space on a N/A lot.

Key Features

  • Built in 1994
  • Waterfront

Property Details

2 full
#804
1994

Amenities

WaterfrontA/C
Listing Description

Perched atop the exclusive Sterling Sands Condominium, this rare penthouse unit offers an exceptional blend of privacy, comfort, and investment potential in the heart of Destin. With no neighbors above, you will enjoy a peaceful, quiet retreat complemented by breathtaking, unobstructed Gulf views from your private balcony with sleek glass panels--perfect for soaking in year-round sunsets.

This beautifully maintained 2-bedroom, 2-bath condo is sold fully furnished and turnkey, making it ideal for immediate enjoyment or seamless rental income. This highly desirable floor plan already has demonstrating strong performance. Inside, the open-concept kitchen and living area create a bright, inviting space designed for both entertaining and everyday living, all while maximizing those stunning beachfront vistas.

The breakfast bar and countertops have been renovated for modern, comfortable entertaining. Built with solid concrete construction, the building offers durability and peace of mind, further enhanced by a recently completed milestone inspection with no special assessments required.

Sterling Sands is a beachfront resort with just eight stories, which ensures minimal elevator wait times and a more relaxed, uncrowded atmosphere. Residents and guests enjoy 460 feet of private, deeded sugar-white beach, available beach service, a seasonally heated beachfront pool and hot tub, a gulf-front fitness center building, and a convenient grilling area.

The less crowded design of the development also ensures ample parking is available to you and your guests. Located just minutes from Destin's premier dining, shopping, and entertainment, this penthouse presents an outstanding opportunity whether you're seeking a luxurious full-time residence, a serene second home, or a high-performing addition to your investment portfolio.

Monthly Cost Estimate

$4,398/mo

20% down · 6.5% · 30 years

Principal$490
Interest$2,936
Insurance$198
HOA$775

Estimates only. Actual payments may vary.

Location

1080 E U.S. 98 #804

Destin, FL 32541

Sterling Sands Condo

Features & Amenities

Interior Features

JettedTubMainLevelPrimaryTubShower

Property Details

Construction

Concrete

Parking

Parking Lot

Heating

CentralElectric (Heating)

Cooling

Ceiling Fan(s)Central Air

Appliances

WasherDryerStackedElectricCooktopElectricOvenElectricRangeElectricWaterHeater

Questions & Answers

This 2-bedroom, 2-bathroom condo at 1080 E U.S. 98 is listed at $677,500 ($787/sqft). The estimated monthly payment is $4,399 based on 20% down, a 30-year loan at 6.5% interest, estimated insurance, HOA fees.

HOA fees are $775/month.

Key features include: Built in 1994, Waterfront. Interior Features: JettedTub, MainLevelPrimary, TubShower.

This property is listed by The Beninateam and can be reached at 7066155336.

TB

The Beninateam

Agent at Beachy Beach Real Estate

(706) 615-5336

Listed by Beachy Beach Real Estate · Broker phone: (850) 527-5651 · View on Broker Site

MLS# 789265· Source: Central Panhandle Association of REALTORS· 111 days on PropertySimple

Copyright © 2026 Central Panhandle Association of REALTORS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

1080 E U.S. 98 #804, Destin, FL 32541

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