# 1080 E U.S. 98 #804, Destin, FL 32541

> **TL;DR:** 2bd/2ba condo, $677,500 ($787/sqft), built 1994, 861 sqft.
> Waterfront, A/C. Est. $4,399/mo. Listed 144 days.

## Property at a Glance

| Attribute | Value |
|-----------|-------|
| Price | $677,500 |
| Price/sqft | $787 |
| Bedrooms | 2 |
| Bathrooms | 2 full |
| Square Feet | 861 |
| Year Built | 1994 |
| Property Type | Condo (Condominium) |
| Status | Active |
| Days on Market | 144 |

## Why This Home Stands Out

- **Waterfront** - Waterfront location listed

## Estimated Monthly Costs

| Category | Amount |
|----------|--------|
| Principal & Interest (20% down, 30-year at 6.5%) | $3,426 |
| Estimated Insurance | $198 |
| HOA | $775 |
| **Total** | **$4,399** |

## Key Amenities

- Waterfront
- A/C

## Property Highlights

- Built in 1994
- Waterfront

## Description

### Agent Description
Perched atop the exclusive Sterling Sands Condominium, this rare penthouse unit offers an exceptional blend of privacy, comfort, and investment potential in the heart of Destin. With no neighbors above, you will enjoy a peaceful, quiet retreat complemented by breathtaking, unobstructed Gulf views from your private balcony with sleek glass panels--perfect for soaking in year-round sunsets. This beautifully maintained 2-bedroom, 2-bath condo is sold fully furnished and turnkey, making it ideal for immediate enjoyment or seamless rental income. This highly desirable floor plan already has demonstrating strong performance. Inside, the open-concept kitchen and living area create a bright, inviting space designed for both entertaining and everyday living, all while maximizing those stunning beachfront vistas. The breakfast bar and countertops have been renovated for modern, comfortable entertaining. Built with solid concrete construction, the building offers durability and peace of mind, further enhanced by a recently completed milestone inspection with no special assessments required. Sterling Sands is a beachfront resort with just eight stories, which ensures minimal elevator wait times and a more relaxed, uncrowded atmosphere. Residents and guests enjoy 460 feet of private, deeded sugar-white beach, available beach service, a seasonally heated beachfront pool and hot tub, a gulf-front fitness center building, and a convenient grilling area. The less crowded design of the development also ensures ample parking is available to you and your guests. Located just minutes from Destin's premier dining, shopping, and entertainment, this penthouse presents an outstanding opportunity whether you're seeking a luxurious full-time residence, a serene second home, or a high-performing addition to your investment portfolio.

## Location

- **Address:** 1080 E U.S. 98 #804, Destin, FL 32541
- **County:** Okaloosa
- **Neighborhood:** Sterling Sands Condo
- **Coordinates:** 30.384649, -86.464583
- **Google Maps:** https://www.google.com/maps?q=30.384649,-86.464583

## Listing Agent

- **Name:** The Beninateam
- **Brokerage:** Beachy Beach Real Estate
- **Phone:** 7066155336
- **Broker Phone:** (850) 527-5651
- **Listing URL:** [View original listing](https://www.realtor.com/realestateandhomes-detail/1080-Highway-98-E-Unit-804_Destin_FL_32541_M63986-63068?f=listhub&s=BCARFL&m=789265&c=propsimple)

## Photos

![1080 E U.S. 98 #804 - Photo 1](http://lh.rdcpix.com/aeea6676813a31085262dfb109dd6a91l-f1716667094r.jpg)

![1080 E U.S. 98 #804 - Photo 2](http://lh.rdcpix.com/aeea6676813a31085262dfb109dd6a91l-f861004017r.jpg)

![1080 E U.S. 98 #804 - Photo 3](http://lh.rdcpix.com/aeea6676813a31085262dfb109dd6a91l-f1561286087r.jpg)

![1080 E U.S. 98 #804 - Photo 4](http://lh.rdcpix.com/aeea6676813a31085262dfb109dd6a91l-f2716191711r.jpg)

![1080 E U.S. 98 #804 - Photo 5](http://lh.rdcpix.com/aeea6676813a31085262dfb109dd6a91l-f594064811r.jpg)

![1080 E U.S. 98 #804 - Photo 6](http://lh.rdcpix.com/aeea6676813a31085262dfb109dd6a91l-f2146156990r.jpg)

![1080 E U.S. 98 #804 - Photo 7](http://lh.rdcpix.com/aeea6676813a31085262dfb109dd6a91l-f3117005184r.jpg)

![1080 E U.S. 98 #804 - Photo 8](http://lh.rdcpix.com/aeea6676813a31085262dfb109dd6a91l-f3695244328r.jpg)

![1080 E U.S. 98 #804 - Photo 9](http://lh.rdcpix.com/aeea6676813a31085262dfb109dd6a91l-f3542547504r.jpg)

![1080 E U.S. 98 #804 - Photo 10](http://lh.rdcpix.com/aeea6676813a31085262dfb109dd6a91l-f2415458405r.jpg)

![1080 E U.S. 98 #804 - Photo 11](http://lh.rdcpix.com/aeea6676813a31085262dfb109dd6a91l-f2065664915r.jpg)

![1080 E U.S. 98 #804 - Photo 12](http://lh.rdcpix.com/aeea6676813a31085262dfb109dd6a91l-f1336117215r.jpg)

![1080 E U.S. 98 #804 - Photo 13](http://lh.rdcpix.com/aeea6676813a31085262dfb109dd6a91l-f3818031601r.jpg)

![1080 E U.S. 98 #804 - Photo 14](http://lh.rdcpix.com/aeea6676813a31085262dfb109dd6a91l-f3313488256r.jpg)

![1080 E U.S. 98 #804 - Photo 15](http://lh.rdcpix.com/aeea6676813a31085262dfb109dd6a91l-f4093597514r.jpg)

![1080 E U.S. 98 #804 - Photo 16](http://lh.rdcpix.com/aeea6676813a31085262dfb109dd6a91l-f1177095702r.jpg)

![1080 E U.S. 98 #804 - Photo 17](http://lh.rdcpix.com/aeea6676813a31085262dfb109dd6a91l-f2051229101r.jpg)

![1080 E U.S. 98 #804 - Photo 18](http://lh.rdcpix.com/aeea6676813a31085262dfb109dd6a91l-f2821226444r.jpg)

![1080 E U.S. 98 #804 - Photo 19](http://lh.rdcpix.com/aeea6676813a31085262dfb109dd6a91l-f437903934r.jpg)

![1080 E U.S. 98 #804 - Photo 20](http://lh.rdcpix.com/aeea6676813a31085262dfb109dd6a91l-f1035631538r.jpg)

![1080 E U.S. 98 #804 - Photo 21](http://lh.rdcpix.com/aeea6676813a31085262dfb109dd6a91l-f2510392653r.jpg)

![1080 E U.S. 98 #804 - Photo 22](http://lh.rdcpix.com/aeea6676813a31085262dfb109dd6a91l-f3368953806r.jpg)

![1080 E U.S. 98 #804 - Photo 23](http://lh.rdcpix.com/aeea6676813a31085262dfb109dd6a91l-f4154229892r.jpg)

![1080 E U.S. 98 #804 - Photo 24](http://lh.rdcpix.com/aeea6676813a31085262dfb109dd6a91l-f3852187098r.jpg)

![1080 E U.S. 98 #804 - Photo 25](http://lh.rdcpix.com/aeea6676813a31085262dfb109dd6a91l-f1182225840r.jpg)

![1080 E U.S. 98 #804 - Photo 26](http://lh.rdcpix.com/aeea6676813a31085262dfb109dd6a91l-f3500369361r.jpg)

![1080 E U.S. 98 #804 - Photo 27](http://lh.rdcpix.com/aeea6676813a31085262dfb109dd6a91l-f3954090718r.jpg)

![1080 E U.S. 98 #804 - Photo 28](http://lh.rdcpix.com/aeea6676813a31085262dfb109dd6a91l-f3189641565r.jpg)

![1080 E U.S. 98 #804 - Photo 29](http://lh.rdcpix.com/aeea6676813a31085262dfb109dd6a91l-f3489834367r.jpg)

![1080 E U.S. 98 #804 - Photo 30](http://lh.rdcpix.com/aeea6676813a31085262dfb109dd6a91l-f1051134606r.jpg)

![1080 E U.S. 98 #804 - Photo 31](http://lh.rdcpix.com/aeea6676813a31085262dfb109dd6a91l-f778807710r.jpg)

![1080 E U.S. 98 #804 - Photo 32](http://lh.rdcpix.com/aeea6676813a31085262dfb109dd6a91l-f3078647770r.jpg)

![1080 E U.S. 98 #804 - Photo 33](http://lh.rdcpix.com/aeea6676813a31085262dfb109dd6a91l-f2355042164r.jpg)

![1080 E U.S. 98 #804 - Photo 34](http://lh.rdcpix.com/aeea6676813a31085262dfb109dd6a91l-f3598017148r.jpg)

![1080 E U.S. 98 #804 - Photo 35](http://lh.rdcpix.com/aeea6676813a31085262dfb109dd6a91l-f53253r.jpg)

![1080 E U.S. 98 #804 - Photo 36](http://lh.rdcpix.com/aeea6676813a31085262dfb109dd6a91l-f1185435112r.jpg)

![1080 E U.S. 98 #804 - Photo 37](http://lh.rdcpix.com/aeea6676813a31085262dfb109dd6a91l-f451759006r.jpg)

![1080 E U.S. 98 #804 - Photo 38](http://lh.rdcpix.com/aeea6676813a31085262dfb109dd6a91l-f516510988r.jpg)

---

**MLS#:** 789265 | **Updated:** 2026-08-28
**Source:** listhub

*Copyright © 2026 Central Panhandle Association of REALTORS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.*

[View on PropertySimple](https://www.propertysimple.ai/listing/1080-e-u-s-98-destin-fl-32541-l789265)

---

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    "name": "The Beninateam",
    "telephone": "7066155336",
    "worksFor": {
      "@type": "Organization",
      "@id": "https://www.propertysimple.ai/listing/1080-e-u-s-98-destin-fl-32541-l789265#brokerage",
      "name": "Beachy Beach Real Estate",
      "telephone": "(850) 527-5651"
    }
  }
}
```