# 1080 Route 292, Holmes, NY 12531

> **TL;DR:** 2bd/2ba single family, $699,000 ($406/sqft), built 1940, 1,722 sqft.
> Fireplace, Waterfront, View, A/C. Est. $3,739/mo. Listed 198 days.

## Property at a Glance

| Attribute | Value |
|-----------|-------|
| Price | $699,000 |
| Price/sqft | $406 |
| Bedrooms | 2 |
| Bathrooms | 2 full |
| Square Feet | 1,722 |
| Year Built | 1940 |
| Lot Size | 3,920 sqft (0.09 acres) |
| Property Type | Single Family (Single Family Residence) |
| Status | Active |
| Days on Market | 198 |

## Why This Home Stands Out

- **Waterfront** - Waterfront location listed
- **Views** - Lake

## Estimated Monthly Costs

| Category | Amount |
|----------|--------|
| Principal & Interest (20% down, 30-year at 6.5%) | $3,535 |
| Estimated Insurance | $204 |
| **Total** | **$3,739** |

## Nearby Schools

- **Elementary:** Pawling Elementary School
- **Middle:** Pawling Middle School
- **High:** Pawling High School

## Key Amenities

- Fireplace
- Waterfront
- View
- A/C

## Property Highlights

- Built in 1940
- 0.09 acre lot
- 3 parking spaces
- Fireplace
- Waterfront

## Description

### Agent Description
Step into this charming lakefront cottage and immediately feel at home. The foyer leads to the primary bedroom, featuring a full bath and breathtaking views of Whaley Lake. A second bedroom and a full hallway bath complete the main level. Upstairs, a loft offers another perspective of the serene lake, perfect for reading, relaxing, or watching the sunset. The open-concept kitchen flows into the dining and living areas, where a wood-burning fireplace creates a cozy centerpiece. Sliding doors open to a deck with incredible lake vistas - the ideal spot for morning coffee or evening gatherings. Make your way down to the lake bringing you to your private dock with a shed and a mooring for your boat. Whaley Lake, 257 acres, the largest motorboat lake in Dutchess County, provides endless recreational opportunities: paddleboarding, kayaking, swimming, and water skiing-or simply unwind and take in the beauty of the water.You are a short drive to the quaint town of Pawling, NY, and approximately 70 miles to NYC, easy access to major highways and the Meto North's Harlem Line to NYC This cottage isn't just a home; it's a lifestyle.

## Location

- **Address:** 1080 Route 292, Holmes, NY 12531
- **County:** Dutchess County
- **Coordinates:** 41.548229, -73.663599
- **Google Maps:** https://www.google.com/maps?q=41.548229,-73.663599

## Listing Agent

- **Name:** Margaret MacLeay
- **Brokerage:** McGrath Realty Inc
- **Broker Phone:** (845) 855-5550
- **Listing URL:** [View original listing](https://www.realtor.com/realestateandhomes-detail/1080-Route-292_Holmes_NY_12531_M35695-61085?f=listhub&s=MLSLINY&m=978111&c=propsimple)

## Photos

![1080 Route 292 - Photo 1](http://lh.rdcpix.com/eb4275d1bc39a220ba3e04d1a61f2de5l-f362233610r.jpg)

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![1080 Route 292 - Photo 50](http://lh.rdcpix.com/eb4275d1bc39a220ba3e04d1a61f2de5l-f2071937913r.jpg)

---

**MLS#:** 978111 | **Updated:** 2026-10-22
**Source:** listhub

*Copyright © 2026 OneKey MLS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.*

[View on PropertySimple](https://www.propertysimple.ai/listing/1080-route-292-holmes-ny-12531-ead5df37b09d4e9d9ec2b73f084748a7)

---

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