About This Home

This 2-bedroom, 2-bathroom single family at 1080 Route 292 in Holmes, NY is listed for $699,000 ($406 per sqft). Built in 1940, the home offers 1,722 sqft of living space on a 0.09 acres lot.

Key Features

  • Built in 1940
  • 0.09 acre lot
  • 3 parking spaces
  • Fireplace
  • Waterfront

Property Details

2 full
3 spaces
1940

Amenities

FireplaceWaterfrontViewA/C
Listing Description

Step into this charming lakefront cottage and immediately feel at home. The foyer leads to the primary bedroom, featuring a full bath and breathtaking views of Whaley Lake. A second bedroom and a full hallway bath complete the main level. Upstairs, a loft offers another perspective of the serene lake, perfect for reading, relaxing, or watching the sunset.

The open-concept kitchen flows into the dining and living areas, where a wood-burning fireplace creates a cozy centerpiece. Sliding doors open to a deck with incredible lake vistas - the ideal spot for morning coffee or evening gatherings. Make your way down to the lake bringing you to your private dock with a shed and a mooring for your boat.

Whaley Lake, 257 acres, the largest motorboat lake in Dutchess County, provides endless recreational opportunities: paddleboarding, kayaking, swimming, and water skiing-or simply unwind and take in the beauty of the water.You are a short drive to the quaint town of Pawling, NY, and approximately 70 miles to NYC, easy access to major highways and the Meto North's Harlem Line to NYC This cottage isn't just a home; it's a lifestyle.

Monthly Cost Estimate

$3,738/mo

20% down · 6.5% · 30 years

Principal$506
Interest$3,029
Insurance$204

Estimates only. Actual payments may vary.

Location

1080 Route 292

Holmes, NY 12531

Features & Amenities

Interior Features

Ceiling Fan(s)Open Kitchen

Property Details

Flooring

WoodTile

Construction

Aluminum Siding

Views

Lake

Outdoor Features

Deck

Parking

Driveway

Heating

Propane (Heating)

Cooling

Central Air

Appliances

DryerRangeRefrigeratorWasherGas Water Heater

Questions & Answers

This 2-bedroom, 2-bathroom single family at 1080 Route 292 is listed at $699,000 ($406/sqft). The estimated monthly payment is $3,739 based on 20% down, a 30-year loan at 6.5% interest, estimated insurance.

Key features include: Built in 1940, 0.09 acre lot, 3 parking spaces, Fireplace, Waterfront. Interior Features: Ceiling Fan(s), Open Kitchen.

This property is listed by Margaret MacLeay and can be reached at 8456568595.

MM

Margaret MacLeay

Agent at McGrath Realty Inc

(845) 656-8595
Agent website

Listed by McGrath Realty Inc · Broker phone: (845) 855-5550 · View on Broker Site · Broker website

MLS# 978111· Source: OneKey MLS· 37 days on PropertySimple

Copyright © 2026 OneKey MLS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

1080 Route 292, Holmes, NY 12531

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