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About This Home

This 4-bedroom, 5-bathroom single family at 1086 Carters Ridge Road in Spruce Pine, NC is listed for $746,950 ($256 per sqft). Built in 1958, the home offers 2,914 sqft of living space on a 1.02 acres lot.

Agent Description

Unique opportunity in the scenic mountain town of Spruce Pine! 45 min. to Boone, an hour to Asheville, close to ski slopes and Blue Ridge Parkway. This versatile property offers exceptional flexibility and can easily be converted into a duplex or even a triplex, making it ideal for multigenerational living, short-term rental, or income-producing potential.

The main level is thoughtfully laid out with two separate living spaces. The left side features a private primary suite, kitchen, living room, laundry area, half bath, and a screened-in porch with hot tub, perfect for enjoying the mountain setting. The right side includes two bedrooms, one full bath, a kitchen with breakfast area, dining room, living room, laundry, and a covered porch.

The basement level adds even more living space with a large bedroom and full bath, along with a garage and abundant storage. In total, the home offers 4 bedrooms and 3.5 bathrooms. Additional features include multiple septic tanks and tankless water heaters for added efficiency and convenience.

A new roof was installed in February 2025. Outside, you'll find a spacious 60x26 outbuilding with roll-up doors, ideal for storing ATVs, boats, or campers, or for use as a workshop. Situated on 1.02 acres, the property showcases beautiful mountain views and provides endless possibilities for personal use or investment. Schedule your showing today!

Key Features

  • Built in 1958
  • 1.02 acre lot
  • Fireplace

Property Details

1 story
3 full, 2 half
1958

Amenities

FireplaceA/C

Monthly Cost Estimate

$3,995/mo

20% down · 6.5% · 30 years

Principal$540
Interest$3,237
Insurance$218

Estimates only. Actual payments may vary.

Location

1086 Carters Ridge Road

Spruce Pine, NC 28777

Features & Amenities

Interior Features

Breakfast BarKitchen IslandSplit Bedroom

Exterior Features

Hot Tub

Property Details

Construction

Vinyl

Pool Features

Porch

Parking

Underground/BasementDrivewayGarage - Attached

Heating

Ductless (Heating)Heat Pump (Heating)

Cooling

Multi UnitsDuctlessHeat Pump

Appliances

DishwasherGas RangeMicrowaveRefrigeratorWasher/Dryer

Questions & Answers

This 4-bedroom, 5-bathroom single family at 1086 Carters Ridge Road is listed at $746,950 ($256/sqft). The estimated monthly payment is $3,237 based on 20% down at 6.5% interest.

Key features include: Built in 1958, 1.02 acre lot, Fireplace. Interior Features: Breakfast Bar, Kitchen Island, Split Bedroom. Exterior Features: Hot Tub.

This property is listed by Tracy Whisnant and can be reached at 7044777391 or tracywhisnant@remax.net.

TW

Tracy Whisnant

Agent at RE/MAX Select

(704) 477-7391

Listed by RE/MAX Select · View on Broker Site

MLS# 4351879· Source: listhub· Updated 69 days ago

Copyright © 2026 Canopy MLS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

1086 Carters Ridge Road, Spruce Pine, NC 28777

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