# 10860 BLUFF ROAD, Peninsula Twp, MI 49686 > **TL;DR:** 4bd/6ba single family, $7,800,000 ($1075/sqft), built 2018, 7,255 sqft. Est. $41,716/mo. ## Property at a Glance | Attribute | Value | |-----------|-------| | Price | $7,800,000 | | Price/sqft | $1075 | | Bedrooms | 4 | | Bathrooms | 6 full | | Square Feet | 7,255 | | Year Built | 2018 | | Property Type | Single Family (Single Family Residence) | | Status | Active | | Days on Market | 0 | ## Estimated Monthly Costs | Category | Amount | |----------|--------| | Principal & Interest (20% down, 30-year at 6.5%) | $39,441 | | Estimated Insurance | $2,275 | | **Total** | **$41,716** | ## Property Highlights - Built in 2018 ## Description ### Agent Description Exceptional East Bay waterfront estate with nearly 200 feet of private frontage and panoramic views from nearly every room. Elevated above the bay, this remarkable home combines sophisticated design, exceptional craftsmanship, and effortless four-season living. The custom kitchen features high-end appliances, granite countertops, convection and steam/convection ovens, warming drawer, double refrigerator and two freezer drawers integrated into the island. Multiple wet bars and four fireplaces create an ideal setting for entertaining. A spectacular covered porch overlooking East Bay features a beautiful fireplace and is piped for heaters. The living room showcases dramatic 21-foot windows and expansive water views. An exceptional private office is perched above the water with its own staircase and balcony, creating an almost lighthouse-like experience. Upstairs, three en suite bedrooms, a kitchen area and gathering room provide a private retreat for family or guests. The primary suite features a fireplace, luxurious bath with multiple shower heads and a custom walk-in closet. A large theatre room adds another inviting space for entertaining. Radiant heated floors throughout, custom wood doors, partially heated driveway and heated walkway provide exceptional comfort and easy four-season living. New AC/chiller purchased Summer 2026 and under warranty. Beautifully terraced and landscaped grounds lead to the expansive private beach, with two separate beach entrances. A rare opportunity to own one of East Bay's truly exceptional waterfront estates. ## Location - **Address:** 10860 BLUFF ROAD, Peninsula Twp, MI 49686 - **County:** Grand Traverse County - **Coordinates:** 44.843156, -85.5214197 - **Google Maps:** https://www.google.com/maps?q=44.843156,-85.5214197 ## Virtual Tour & Media - **Video Tour:** https://drive.google.com/file/d/1b2GXKjiH46nISOOv3UmNKrmQWWbaK9xn/view?usp=sharing ## Listing Agent - **Name:** Pamela Klumpp - **Brokerage:** Coldwell Banker Schmidt Family Of Companies - **Broker Phone:** 8666035140 ## Photos ![10860 BLUFF ROAD - Photo 1](http://lh.rdcpix.com/8e6d3cc996dba25a09c57254811aa63bl-f4252318776r.jpg) ![10860 BLUFF ROAD - Photo 2](http://lh.rdcpix.com/8e6d3cc996dba25a09c57254811aa63bl-f4252318776r.jpg) ![10860 BLUFF ROAD - Photo 3](http://lh.rdcpix.com/8e6d3cc996dba25a09c57254811aa63bl-f1036008900r.jpg) ![10860 BLUFF ROAD - Photo 4](http://lh.rdcpix.com/8e6d3cc996dba25a09c57254811aa63bl-f1624912351r.jpg) ![10860 BLUFF ROAD - 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Photo 75](http://lh.rdcpix.com/8e6d3cc996dba25a09c57254811aa63bl-f1048448561r.jpg) ![10860 BLUFF ROAD - Photo 76](http://lh.rdcpix.com/8e6d3cc996dba25a09c57254811aa63bl-f1708443266r.jpg) ![10860 BLUFF ROAD - Photo 77](http://lh.rdcpix.com/8e6d3cc996dba25a09c57254811aa63bl-f3010445657r.jpg) ![10860 BLUFF ROAD - Photo 78](http://lh.rdcpix.com/8e6d3cc996dba25a09c57254811aa63bl-f3704908955r.jpg) ![10860 BLUFF ROAD - Photo 79](http://lh.rdcpix.com/8e6d3cc996dba25a09c57254811aa63bl-f2169826898r.jpg) ![10860 BLUFF ROAD - Photo 80](http://lh.rdcpix.com/8e6d3cc996dba25a09c57254811aa63bl-f2651499639r.jpg) ![10860 BLUFF ROAD - Photo 81](http://lh.rdcpix.com/8e6d3cc996dba25a09c57254811aa63bl-f645818801r.jpg) ![10860 BLUFF ROAD - Photo 82](http://lh.rdcpix.com/8e6d3cc996dba25a09c57254811aa63bl-f376824945r.jpg) ![10860 BLUFF ROAD - Photo 83](http://lh.rdcpix.com/8e6d3cc996dba25a09c57254811aa63bl-f2837473118r.jpg) ![10860 BLUFF ROAD - Photo 84](http://lh.rdcpix.com/8e6d3cc996dba25a09c57254811aa63bl-f691806297r.jpg) ![10860 BLUFF ROAD - Photo 85](http://lh.rdcpix.com/8e6d3cc996dba25a09c57254811aa63bl-f2197475958r.jpg) ![10860 BLUFF ROAD - Photo 86](http://lh.rdcpix.com/8e6d3cc996dba25a09c57254811aa63bl-f1064525689r.jpg) ![10860 BLUFF ROAD - Photo 87](http://lh.rdcpix.com/8e6d3cc996dba25a09c57254811aa63bl-f650622320r.jpg) ![10860 BLUFF ROAD - Photo 88](http://lh.rdcpix.com/8e6d3cc996dba25a09c57254811aa63bl-f387180399r.jpg) --- **MLS#:** 78080074621 | **Updated:** 2026-10-28 **Source:** listhub *Copyright © 2026 Coldwell Banker Schmidt REALTORS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.* [View on PropertySimple](https://www.propertysimple.ai/listing/10860-bluff-road-peninsula-twp-mi-49686-0d9b15424ed645e0a11c51d538bf0f1e) --- ## Structured Data ```json { "@context": "https://schema.org", "@type": "RealEstateListing", "@id": "https://www.propertysimple.ai/listing/10860-bluff-road-peninsula-twp-mi-49686-0d9b15424ed645e0a11c51d538bf0f1e#listing", "url": "https://www.propertysimple.ai/listing/10860-bluff-road-peninsula-twp-mi-49686-0d9b15424ed645e0a11c51d538bf0f1e", "name": "10860 BLUFF ROAD, Peninsula Twp, MI 49686", "description": "Exceptional East Bay waterfront estate with nearly 200 feet of private frontage and panoramic views from nearly every room. Elevated above the bay, this remarkable home combines sophisticated design, exceptional craftsmanship, and effortless four-season living. The custom kitchen features high-end appliances, granite countertops, convection and steam/convection ovens, warming drawer, double refrigerator and two freezer drawers integrated into the island. Multiple wet bars and four fireplaces create an ideal setting for entertaining. A spectacular covered porch overlooking East Bay features a beautiful fireplace and is piped for heaters. The living room showcases dramatic 21-foot windows and expansive water views. An exceptional private office is perched above the water with its own staircase and balcony, creating an almost lighthouse-like experience. Upstairs, three en suite bedrooms, a kitchen area and gathering room provide a private retreat for family or guests. The primary suite features a fireplace, luxurious bath with multiple shower heads and a custom walk-in closet. A large theatre room adds another inviting space for entertaining. Radiant heated floors throughout, custom wood doors, partially heated driveway and heated walkway provide exceptional comfort and easy four-season living. New AC/chiller purchased Summer 2026 and under warranty. Beautifully terraced and landscaped grounds lead to the expansive private beach, with two separate beach entrances. A rare opportunity to own one of East Bay's truly exceptional waterfront estates.", "image": [ "http://lh.rdcpix.com/8e6d3cc996dba25a09c57254811aa63bl-f4252318776r.jpg", "http://lh.rdcpix.com/8e6d3cc996dba25a09c57254811aa63bl-f1036008900r.jpg", "http://lh.rdcpix.com/8e6d3cc996dba25a09c57254811aa63bl-f1624912351r.jpg", "http://lh.rdcpix.com/8e6d3cc996dba25a09c57254811aa63bl-f208042112r.jpg", "http://lh.rdcpix.com/8e6d3cc996dba25a09c57254811aa63bl-f2177623156r.jpg", "http://lh.rdcpix.com/8e6d3cc996dba25a09c57254811aa63bl-f2177851585r.jpg", "http://lh.rdcpix.com/8e6d3cc996dba25a09c57254811aa63bl-f2497428069r.jpg", "http://lh.rdcpix.com/8e6d3cc996dba25a09c57254811aa63bl-f1424710204r.jpg", "http://lh.rdcpix.com/8e6d3cc996dba25a09c57254811aa63bl-f410307415r.jpg", "http://lh.rdcpix.com/8e6d3cc996dba25a09c57254811aa63bl-f2765961094r.jpg", "http://lh.rdcpix.com/8e6d3cc996dba25a09c57254811aa63bl-f1216530881r.jpg", "http://lh.rdcpix.com/8e6d3cc996dba25a09c57254811aa63bl-f3870653390r.jpg", 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