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About This Home

This 3-bedroom, 3-bathroom single family at 1089 Pearson Rd in Milton, FL is listed for $918,000 ($451 per sqft). Built in 1988, the home offers 2,034 sqft of living space on a 0.81 acres lot.

Agent Description

Bay Front home offering 3 bedrooms, 2.5 bathrooms, and a bonus mother-in-law suite. Experience refined coastal living in this beautifully reimagined luxury waterfront home of 2,034 square feet, all set on an expansive 0.81-acre lot with breathtaking west-facing views over Escambia Bay.

Completely remodeled from top to bottom in 2023, this property offers relaxed elegance. The main level showcases a thoughtfully expanded kitchen featuring new cabinetry, countertops, flooring, and appliances, along with a walk-in pantry and a stylish wet bar/beverage center.

A newly added laundry room enhances convenience, while custom trim, fresh paint, solid wood interior doors, and updated finishes elevate the home's overall design. The open living spaces flow seamlessly to two screened-in porches-on both the main and lower levels-where you can take in stunning sunsets over the water.

The spacious primary and guest accommodations are complemented by a versatile lower-level bonus mother-in-law suite, complete with a kitchenette, full bath, and washer/dryer-ideal for guests, extended family, or additional living space. The lower level also includes a 2-car garage with generous storage.

Outdoors, this property truly shines. Enjoy direct waterfront access with a bulkhead, dock, boathouse, and boat lift equipped with electric and water. A walk-in beach area and stone fire pit create the perfect setting for evenings by the bay, while the above-ground saltwater pool with deck and grill area offers a private oasis for relaxing or entertaining.

The expansive grounds also feature a new concrete driveway with a pickleball court and two RV sites with full hookups (electric, water, and sewer). Additional upgrades include conversion from septic to city sewer with a grinder pump system, upgraded electrical service with new meter socket and breaker panels, and enclosure of the first floor for expanded functionality. With no HOA and excellent potential for short-term rental income.

Key Features

  • Built in 1988
  • 0.81 acre lot
  • 3 stories
  • 2 parking spaces
  • Fireplace
  • Waterfront

Property Details

3 stories
2 full, 1 half
2 spaces
1988

Amenities

FireplaceWaterfrontA/CRV Parking

Monthly Cost Estimate

$4,910/mo

20% down · 6.5% · 30 years

Principal$664
Interest$3,978
Insurance$268

Estimates only. Actual payments may vary.

Location

1089 Pearson Rd

Milton, FL 32583

Features & Amenities

Exterior Features

BarbecueFire PitRain GuttersDockBoat Slip

Property Details

Construction

Frame

Pool Features

Porch

Parking

BoatRVGarageOpen

Heating

Heat Pump (Heating)

Cooling

Ceiling Fan(s)Heat Pump

Appliances

Electric Water HeaterDryerWasherDishwasherDisposalFreezerRefrigerator

Questions & Answers

This 3-bedroom, 3-bathroom single family at 1089 Pearson Rd is listed at $918,000 ($451/sqft). The estimated monthly payment is $3,978 based on 20% down at 6.5% interest.

Key features include: Built in 1988, 0.81 acre lot, 3 stories, 2 parking spaces, Fireplace, Waterfront. Exterior Features: Barbecue, Fire Pit, Rain Gutters.

This property is listed by Erik Hansen and can be reached at (850) 471-5000 or listings@emailht.com.

EH

Erik Hansen

Agent at KELLER WILLIAMS REALTY GULF COAST

(850) 471-5000

Listed by KELLER WILLIAMS REALTY GULF COAST · View on Broker Site

MLS# 681539· Source: listhub· Updated 38 days ago

Copyright © 2026 Pensacola Association of REALTORS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

1089 Pearson Rd, Milton, FL 32583

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