# 109 115th Street, Stone Harbor, NJ 08247 > **TL;DR:** 5bd/5ba single family, $8,700,000, built 1972. > Fireplace, A/C. Est. $46,530/mo. Listed 175 days. ## Property at a Glance | Attribute | Value | |-----------|-------| | Price | $8,700,000 | | Bedrooms | 5 | | Bathrooms | 4 full, 1 half | | Year Built | 1972 | | Stories | 2 | | Property Type | Single Family (Other) | | Status | Active | | Days on Market | 175 | ## Estimated Monthly Costs | Category | Amount | |----------|--------| | Principal & Interest (20% down, 30-year at 6.5%) | $43,992 | | Estimated Insurance | $2,538 | | **Total** | **$46,530** | ## Key Amenities - Fireplace - A/C ## Property Highlights - Built in 1972 - 2 stories - Fireplace ## Description ### Agent Description Stone Harbor south end beach block opportunity-just three houses from the beach in a truly rare, one-of-a-kind setting. With the oceanfront positioned directly behind it on 116th Street, this is the only home in this location to offer both wide-open, unobstructed ocean views from the front and rare, panoramic southern ocean views from the rear decks and second-floor living areas. A perspective unmatched in Stone Harbor. Offering five bedrooms and 4.5 baths, the first floor features an open-concept living, kitchen, and dining area, along with a private en-suite. A dramaticc open staircase serves as the architectural centerpiece, creating a striking tower-like volume filled with natural light from clear story windows above. The second floor includes four bedrooms, highlighted by a spacious primary suite with a sitting area, walk-in closet, and luxurious bath with Jacuzzi tub, dual vanity, glass shower, and coffered ceilings. A second-floor covered deck extends the living space outdoors. The traditional coastal design blends classic charm with relaxed beach living. The sun-filled living room features a gas fireplace and French doors opening to the outdoor entertainment area with pool and cabana. Additional features include elevator, attached garage with storage, a full laundry room, cedar roof and siding, hardwood floors, paver walkways, multi-zone HVAC, and horseshoe driveway. A truly unique offering with unmatched dual-direction ocean views in one of Stone Harbor's most desirable south-end locations. ## Location - **Address:** 109 115th Street, Stone Harbor, NJ 08247 - **County:** Cape May - **Coordinates:** 39.039953, -74.767254 - **Google Maps:** https://www.google.com/maps?q=39.039953,-74.767254 ## Listing Agent - **Name:** Stephan Frame - **Brokerage:** DILLER & FISHER - SH - **Broker Phone:** 3683311 - **Listing URL:** [View original listing](https://www.realtor.com/realestateandhomes-detail/109-115th-St_Stone-Harbor_NJ_08247_M50939-55822?f=listhub&s=CMCAORNJ&m=261246&c=propsimple) ## Photos ![109 115th Street - Photo 1](http://lh.rdcpix.com/ced6e0b7bbbf15d4f518296e6a8b8a2el-f1675952514r.jpg) ![109 115th Street - Photo 2](http://lh.rdcpix.com/ced6e0b7bbbf15d4f518296e6a8b8a2el-f1804163155r.jpg) ![109 115th Street - Photo 3](http://lh.rdcpix.com/ced6e0b7bbbf15d4f518296e6a8b8a2el-f441081048r.jpg) ![109 115th Street - Photo 4](http://lh.rdcpix.com/ced6e0b7bbbf15d4f518296e6a8b8a2el-f3435620323r.jpg) ![109 115th Street - Photo 5](http://lh.rdcpix.com/ced6e0b7bbbf15d4f518296e6a8b8a2el-f436520944r.jpg) ![109 115th Street - Photo 6](http://lh.rdcpix.com/ced6e0b7bbbf15d4f518296e6a8b8a2el-f896732623r.jpg) ![109 115th Street - Photo 7](http://lh.rdcpix.com/ced6e0b7bbbf15d4f518296e6a8b8a2el-f2603177949r.jpg) ![109 115th Street - Photo 8](http://lh.rdcpix.com/ced6e0b7bbbf15d4f518296e6a8b8a2el-f2620193021r.jpg) ![109 115th Street - Photo 9](http://lh.rdcpix.com/ced6e0b7bbbf15d4f518296e6a8b8a2el-f1952633267r.jpg) ![109 115th Street - Photo 10](http://lh.rdcpix.com/ced6e0b7bbbf15d4f518296e6a8b8a2el-f3339359333r.jpg) ![109 115th Street - Photo 11](http://lh.rdcpix.com/ced6e0b7bbbf15d4f518296e6a8b8a2el-f3323973017r.jpg) ![109 115th Street - Photo 12](http://lh.rdcpix.com/ced6e0b7bbbf15d4f518296e6a8b8a2el-f2682985058r.jpg) ![109 115th Street - Photo 13](http://lh.rdcpix.com/ced6e0b7bbbf15d4f518296e6a8b8a2el-f4157378349r.jpg) ![109 115th Street - Photo 14](http://lh.rdcpix.com/ced6e0b7bbbf15d4f518296e6a8b8a2el-f3519953196r.jpg) ![109 115th Street - Photo 15](http://lh.rdcpix.com/ced6e0b7bbbf15d4f518296e6a8b8a2el-f1804356564r.jpg) ![109 115th Street - Photo 16](http://lh.rdcpix.com/ced6e0b7bbbf15d4f518296e6a8b8a2el-f1079275874r.jpg) ![109 115th Street - Photo 17](http://lh.rdcpix.com/ced6e0b7bbbf15d4f518296e6a8b8a2el-f2151030056r.jpg) ![109 115th Street - Photo 18](http://lh.rdcpix.com/ced6e0b7bbbf15d4f518296e6a8b8a2el-f350155408r.jpg) ![109 115th Street - Photo 19](http://lh.rdcpix.com/ced6e0b7bbbf15d4f518296e6a8b8a2el-f2620426914r.jpg) ![109 115th Street - Photo 20](http://lh.rdcpix.com/ced6e0b7bbbf15d4f518296e6a8b8a2el-f337932436r.jpg) ![109 115th Street - Photo 21](http://lh.rdcpix.com/ced6e0b7bbbf15d4f518296e6a8b8a2el-f1302485822r.jpg) ![109 115th Street - Photo 22](http://lh.rdcpix.com/ced6e0b7bbbf15d4f518296e6a8b8a2el-f4176655632r.jpg) ![109 115th Street - Photo 23](http://lh.rdcpix.com/ced6e0b7bbbf15d4f518296e6a8b8a2el-f4195932097r.jpg) ![109 115th Street - Photo 24](http://lh.rdcpix.com/ced6e0b7bbbf15d4f518296e6a8b8a2el-f1724021102r.jpg) ![109 115th Street - Photo 25](http://lh.rdcpix.com/ced6e0b7bbbf15d4f518296e6a8b8a2el-f1711870518r.jpg) ![109 115th Street - Photo 26](http://lh.rdcpix.com/ced6e0b7bbbf15d4f518296e6a8b8a2el-f33621665r.jpg) ![109 115th Street - Photo 27](http://lh.rdcpix.com/ced6e0b7bbbf15d4f518296e6a8b8a2el-f2448279846r.jpg) ![109 115th Street - Photo 28](http://lh.rdcpix.com/ced6e0b7bbbf15d4f518296e6a8b8a2el-f2570830839r.jpg) ![109 115th Street - Photo 29](http://lh.rdcpix.com/ced6e0b7bbbf15d4f518296e6a8b8a2el-f3566088292r.jpg) ![109 115th Street - Photo 30](http://lh.rdcpix.com/ced6e0b7bbbf15d4f518296e6a8b8a2el-f2399821015r.jpg) ![109 115th Street - Photo 31](http://lh.rdcpix.com/ced6e0b7bbbf15d4f518296e6a8b8a2el-f3310595380r.jpg) --- **MLS#:** 261246 | **Updated:** 2026-10-27 **Source:** listhub *Copyright © 2026 Cape May County Association of Realtors. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.* [View on PropertySimple](https://www.propertysimple.ai/listing/109-115th-street-stone-harbor-nj-08247-a5416eaca0ec46a2ab5727e534bd76ff) --- ## Structured Data ```json { "@context": "https://schema.org", "@type": "RealEstateListing", "@id": "https://www.propertysimple.ai/listing/109-115th-street-stone-harbor-nj-08247-a5416eaca0ec46a2ab5727e534bd76ff#listing", "url": "https://www.propertysimple.ai/listing/109-115th-street-stone-harbor-nj-08247-a5416eaca0ec46a2ab5727e534bd76ff", "name": "109 115th Street, Stone Harbor, NJ 08247", "description": "Stone Harbor south end beach block opportunity-just three houses from the beach in a truly rare, one-of-a-kind setting. With the oceanfront positioned directly behind it on 116th Street, this is the only home in this location to offer both wide-open, unobstructed ocean views from the front and rare, panoramic southern ocean views from the rear decks and second-floor living areas. A perspective unmatched in Stone Harbor. Offering five bedrooms and 4.5 baths, the first floor features an open-concept living, kitchen, and dining area, along with a private en-suite. A dramaticc open staircase serves as the architectural centerpiece, creating a striking tower-like volume filled with natural light from clear story windows above. The second floor includes four bedrooms, highlighted by a spacious primary suite with a sitting area, walk-in closet, and luxurious bath with Jacuzzi tub, dual vanity, glass shower, and coffered ceilings. A second-floor covered deck extends the living space outdoors. The traditional coastal design blends classic charm with relaxed beach living. The sun-filled living room features a gas fireplace and French doors opening to the outdoor entertainment area with pool and cabana. Additional features include elevator, attached garage with storage, a full laundry room, cedar roof and siding, hardwood floors, paver walkways, multi-zone HVAC, and horseshoe driveway. 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