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About This Home

This 2-bedroom, 1-bathroom single family at 109 BANCROFT Avenue in Colonial Beach, VA is listed for $370,000 ($370 per sqft). Built in 1920, the home offers 1,000 sqft of living space on a 0.13 acres lot.

Agent Description

Turn-Key Cottage Living on The Point - Just Two Blocks from the Water Life on The Point is all about being close to the water, hopping on the golf cart, and enjoying the laid-back rhythm that makes Colonial Beach so special. This fully furnished 2-bedroom cottage puts you right in the middle of it all-just two blocks from the Potomac River and two blocks from Monroe Bay.

Step inside and you'll find a home that feels welcoming, comfortable, and surprisingly spacious. A front room with a charming bay window currently serves as an office but easily doubles as a cozy reading nook, morning coffee spot, or flexible bonus space.

The living room flows naturally into the kitchen, creating an easy layout for everyday living, while the separate dining room offers the perfect place to gather for meals with friends and family. The primary bedroom features a custom closet system designed for smart organization, while the second bedroom includes a built-in pop-up desk, ideal for working remotely, hobbies, or study space.

The updated bathroom includes a walk-in shower and modern vanity. Outside is where this home truly shines. The back deck is perfect for enjoying the coastal breeze, while the fenced yard offers multiple outdoor spaces to relax and entertain-including two patios, a firepit area, and low-maintenance stone landscaping that lets you spend more time enjoying the beach town lifestyle and less time on yard work.

Located in a golf-cart friendly neighborhood, you're just minutes from the beaches, boardwalk, restaurants, boutiques, and waterfront sunsets that make Colonial Beach such a special place to call home. Whether you're looking for a weekend escape, full-time home, or investment opportunity, this furnished cottage offers the perfect blend of charm, flexibility, and location.

Key Features

  • Built in 1920
  • 0.13 acre lot

Property Details

1 story
1 full
1920

Amenities

A/C

Monthly Cost Estimate

$1,979/mo

20% down · 6.5% · 30 years

Principal$268
Interest$1,603
Insurance$108

Estimates only. Actual payments may vary.

Location

109 BANCROFT Avenue

Colonial Beach, VA 22443

THE POINT

Features & Amenities

Interior Features

Ceiling Fan(s)Combination Kitchen/DiningEntry Level BedroomKitchen - Table SpaceBathroom - Stall Shower

Property Details

Construction

Vinyl Siding

Parking

Driveway

Heating

Heat Pump (Heating)Electric (Heating)

Cooling

Central Air

Appliances

DishwasherDisposalRefrigeratorStainless Steel AppliancesStoveWasherDryer

Questions & Answers

This 2-bedroom, 1-bathroom single family at 109 BANCROFT Avenue is listed at $370,000 ($370/sqft). The estimated monthly payment is $1,603 based on 20% down at 6.5% interest.

Key features include: Built in 1920, 0.13 acre lot. Interior Features: Ceiling Fan(s), Combination Kitchen/Dining, Entry Level Bedroom.

This property is listed by Jessica L Anthony and can be reached at 8047612584 or janthony@coldwellbankerelite.com.

JA

Jessica L Anthony

Agent at Coldwell Banker Elite

(804) 761-2584

Listed by Coldwell Banker Elite · View on Broker Site

MLS# VAWE2010744· Source: listhub· Updated 68 days ago

Copyright © 2026 Bright MLS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

109 BANCROFT Avenue, Colonial Beach, VA 22443

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