About This Home

This 4-bedroom, 3-bathroom single family at 109 Bermuda Way in Niceville, FL is listed for $665,000 ($310 per sqft). Built in 1987, the home offers 2,145 sqft of living space on a 0.39 acres lot.

Key Features

  • Built in 1987
  • 0.39 acre lot
  • 6 parking spaces
  • Waterfront

Property Details

1 story
2 full, 1 half
6 spaces
1987

Amenities

WaterfrontViewHardwoodA/C
Listing Description

Stunning Lakefront Retreat with Custom Woodwork & Westerly Sunsets -- 109 Bermuda Way, Niceville, FL Fall in love at first sight! This extraordinary lakefront home delivers a rare mix of natural beauty and master craftsmanship you won't find elsewhere in Niceville.

Step inside and custom woodwork wraps every corner -- rich hardwood floors flow beneath hand-finished wood ceilings, custom millwork, and artisan trim that turns every room into a showcase of timeless craftsmanship. The real magic happens at golden hour.

Positioned directly on the lake with unobstructed westerly views, this home is made for sunset lovers. Unwind on the back porch as the sky ignites over the water -- every evening becomes an event. Why You'll Love It: Lakefront Living - Direct lake access with sweeping westerly sunset views Custom Woodwork Throughout - Wood-beamed ceilings, hardwood

floors, handcrafted millwork One-of-a-Kind Character - Built with intention and artistry, not cookie-cutter finishes Prime Niceville Location - Close to Eglin AFB, top schools, shopping, and dining Outdoor Living - Waterfront views from your own backyard oasis This is more than a house -- it's a daily escape.

Lakefront homes with this level of craftsmanship rarely hit the Niceville market. Once you feel the warmth of these wood-finished interiors paired with unforgettable sunsets, you'll understand why. Schedule your private showing today before this rare gem is gone!

Monthly Cost Estimate

$3,557/mo

20% down · 6.5% · 30 years

Principal$481
Interest$2,882
Insurance$194

Estimates only. Actual payments may vary.

Location

109 Bermuda Way

Niceville, FL 32578

BLUEWATER BAY VILLAGE 1A

Features & Amenities

Interior Features

Lighting RecessedPantryPull Down StairsWallpaperWasher/Dryer HookupWoodwork PaintedWoodwork Stained

Exterior Features

Rain GutterLawn Pump

Property Details

Flooring

HardwoodTile

Construction

Brick Trim Wood

Views

Lake

Outdoor Features

Patio

Parking

Garage

Heating

Natural Gas

Cooling

Wall/Window Unit(s)Window Unit(s)Central Air

Appliances

Auto Garage Door OpnDishwasherDisposalMicrowaveRefrigerator W/IceMkStove/Oven Electric

Questions & Answers

This 4-bedroom, 3-bathroom single family at 109 Bermuda Way is listed at $665,000 ($310/sqft). The estimated monthly payment is $3,557 based on 20% down, a 30-year loan at 6.5% interest, estimated insurance.

Key features include: Built in 1987, 0.39 acre lot, 6 parking spaces, Waterfront. Interior Features: Lighting Recessed, Pantry, Pull Down Stairs. Exterior Features: Rain Gutter, Lawn Pump.

This property is listed by Joe M Fagundes and can be reached at 8506997047.

JF

Joe M Fagundes

License 3397835

Agent at Berkshire Hathaway HomeServices PenFed Realty

(850) 699-7047

Listed by Berkshire Hathaway HomeServices PenFed Realty · Broker phone: (850) 729-0176 · View on Broker Site

MLS# 1006515· Source: Emerald Coast Association of Realtors· 80 days on PropertySimple

Copyright © 2026 Emerald Coast Association of Realtors. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

109 Bermuda Way, Niceville, FL 32578

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