# 109 Concord Circle, Panama City, FL 32405 > **TL;DR:** 3bd/2ba single family, $274,000 ($157/sqft), built 1956, 1,744 sqft. > A/C. Est. $1,465/mo. Listed 390 days. ## Property at a Glance | Attribute | Value | |-----------|-------| | Price | $274,000 | | Price/sqft | $157 | | Bedrooms | 3 | | Bathrooms | 2 full | | Square Feet | 1,744 | | Year Built | 1956 | | Lot Size | 21,344 sqft (0.49 acres) | | Stories | 1 | | Property Type | Single Family (Single Family Residence) | | Status | Active | | Days on Market | 390 | ## Estimated Monthly Costs | Category | Amount | |----------|--------| | Principal & Interest (20% down, 30-year at 6.5%) | $1,385 | | Estimated Insurance | $80 | | **Total** | **$1,465** | ## Nearby Schools - **Elementary:** Northside - **Middle:** Jinks - **High:** Bay ## Key Amenities - A/C ## Property Highlights - Built in 1956 - 0.49 acre lot ## Description ### Agent Description 3/2 with Extra Room newly remodeled home on a half acre in the heart of Panama City. Literally be anywhere you want in town in 5 minutes. All new cabinets with new stainless appliances and quartz countertops and backsplash. LVP flooring throughout. New HVAC and water heaters. Nest thermostat and doorbell cam. Updated electric. Whole home solar which is fully owned!! Solid core interior doors. Huge master bedroom and master bath with walk-in shower and jacuzzi tub. Covered carport and patio. If you want the convenience of being in the middle of town, dont pass up on this gem!! ## Location - **Address:** 109 Concord Circle, Panama City, FL 32405 - **County:** Bay - **Neighborhood:** Forest Park - **Coordinates:** 30.191433, -85.681443 - **Google Maps:** https://www.google.com/maps?q=30.191433,-85.681443 ## Listing Agent - **Name:** Steven Koleno - **Brokerage:** beycome - **Phone:** 8046565007 - **Broker Phone:** (844) 239-2663 - **Listing URL:** [View original listing](https://www.realtor.com/realestateandhomes-detail/109-Concord-Cir_Panama-City_FL_32405_M64781-12681?f=listhub&s=BCARFL&m=777955&c=propsimple) ## Photos ![109 Concord Circle - Photo 1](http://lh.rdcpix.com/d5fa4afb151d67032ecc233330d414c6l-f516875494r.jpg) ![109 Concord Circle - Photo 2](http://lh.rdcpix.com/d5fa4afb151d67032ecc233330d414c6l-f435320176r.jpg) ![109 Concord Circle - Photo 3](http://lh.rdcpix.com/d5fa4afb151d67032ecc233330d414c6l-f1056944890r.jpg) ![109 Concord Circle - Photo 4](http://lh.rdcpix.com/d5fa4afb151d67032ecc233330d414c6l-f1549017552r.jpg) ![109 Concord Circle - Photo 5](http://lh.rdcpix.com/d5fa4afb151d67032ecc233330d414c6l-f768360125r.jpg) ![109 Concord Circle - Photo 6](http://lh.rdcpix.com/d5fa4afb151d67032ecc233330d414c6l-f3272769580r.jpg) ![109 Concord Circle - Photo 7](http://lh.rdcpix.com/d5fa4afb151d67032ecc233330d414c6l-f3272974309r.jpg) ![109 Concord Circle - Photo 8](http://lh.rdcpix.com/d5fa4afb151d67032ecc233330d414c6l-f4218576997r.jpg) ![109 Concord Circle - Photo 9](http://lh.rdcpix.com/d5fa4afb151d67032ecc233330d414c6l-f3366009455r.jpg) ![109 Concord Circle - Photo 10](http://lh.rdcpix.com/d5fa4afb151d67032ecc233330d414c6l-f919911219r.jpg) ![109 Concord Circle - Photo 11](http://lh.rdcpix.com/d5fa4afb151d67032ecc233330d414c6l-f2689016947r.jpg) --- **MLS#:** 777955 | **Updated:** 2026-09-12 **Source:** listhub *Copyright © 2026 Central Panhandle Association of REALTORS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.* [View on PropertySimple](https://www.propertysimple.ai/listing/109-concord-circle-panama-city-fl-32405-l777955) --- ## Structured Data ```json { "@context": "https://schema.org", "@type": "RealEstateListing", "@id": "https://www.propertysimple.ai/listing/109-concord-circle-panama-city-fl-32405-l777955#listing", "url": "https://www.propertysimple.ai/listing/109-concord-circle-panama-city-fl-32405-l777955", "name": "109 Concord Circle, Panama City, FL 32405", "description": "3/2 with Extra Room newly remodeled home on a half acre in the heart of Panama City. Literally be anywhere you want in town in 5 minutes. All new cabinets with new stainless appliances and quartz countertops and backsplash. LVP flooring throughout. New HVAC and water heaters. Nest thermostat and doorbell cam. Updated electric. 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