About This Home

This 3-bedroom, 2-bathroom single family at 109 CUMMER Way in Saint Augustine, FL is listed for $445,000 ($222 per sqft). Built in 2012, the home offers 2,004 sqft of living space on a 0.20 acres lot.

Key Features

  • Built in 2012
  • 0.20 acre lot
  • Fireplace

Property Details

1 story
2 full
3-car garage
2012

Amenities

FireplaceA/C
Listing Description

Space, flexibility, and a peaceful pond setting come together in this 3-bedroom, 2-bath Sandy Creek home offering 2,004 sq. ft. of single-story living. Step inside to an open layout designed for easy everyday living and entertaining, plus a versatile flex space ideal for an office, dining room, playroom, or additional sitting area.

The kitchen features a center island, generous counter space, and an open connection to the main living area. A split-bedroom design provides added privacy, while the primary suite offers a comfortable retreat. Outside, unwind on the screened patio overlooking the pond and enjoy the wrought-iron fenced backyard without sacrificing the view.

A 3-car garage provides valuable extra parking and storage, while the 2023 roof adds an important recent update. Located in Sandy Creek with low HOA fees and convenient access to shopping, dining, major roadways, and all that St. Johns County has to offer.

Monthly Cost Estimate

$3,249/mo

20% down · 6.5% · 30 years

Principal$322
Interest$1,928
Insurance$130
HOA$869

Estimates only. Actual payments may vary.

Location

109 CUMMER Way

Saint Augustine, FL 32095

Sandy Creek

Features & Amenities

Interior Features

Kitchen IslandOpen FloorplanPantryPrimary Bathroom - Tub with ShowerSplit Bedrooms

Property Details

Flooring

WoodTile

Construction

Stucco

Outdoor Features

Patio

Parking

OpenGarage

Heating

CentralElectric (Heating)

Cooling

Central AirElectric

Appliances

DishwasherDryerElectric CooktopElectric OvenElectric RangeElectric Water HeaterWasherWater Softener Owned

Questions & Answers

This 3-bedroom, 2-bathroom single family at 109 CUMMER Way is listed at $445,000 ($222/sqft). The estimated monthly payment is $3,249 based on 20% down, a 30-year loan at 6.5% interest, estimated insurance, HOA fees.

HOA fees are $869/month.

Key features include: Built in 2012, 0.20 acre lot, Fireplace. Interior Features: Kitchen Island, Open Floorplan, Pantry.

This property is listed by NICHOLAS DAVID BROWER.

NB

NICHOLAS DAVID BROWER

Agent at The Legends of Real Estate

Listed by The Legends of Real Estate · Broker phone: 9045955959 · View on Broker Site · Broker website

MLS# 2130418· Source: realMLS· 258 days on PropertySimple

Copyright © 2026 realMLS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

109 CUMMER Way, Saint Augustine, FL 32095

Open this listing in: