About This Home

This 4-bedroom, 1-bathroom single family at 109 E 20th St in Owensboro, KY is listed for $239,900. Built in 1946, on a 0.15 acres lot.

Key Features

  • Built in 1946
  • 0.15 acre lot
  • 2 stories

Property Details

2 stories
1 full
1946

Amenities

ViewHardwood
Listing Description

Centrally located and completely reimagined, this charming classic cottage blends timeless character with modern updates. Just blocks from the public library and conveniently located in the heart of town, this home has been extensively renovated over the past year and is truly move-in ready.

Inside, you'll find beautifully refinished original hardwood floors, fresh premium paint throughout, and stylish new tile flooring in the kitchen and bathroom. The bright, fully equipped kitchen features a genuine marble backsplash, brand-new range and dishwasher, and includes a refrigerator.

Major exterior improvements include brand-new siding, a new roof, and select new windows, providing both curb appeal and peace of mind. Beautiful oak stairs lead to a versatile upper level that can easily serve as two additional bedrooms, a home office, hobby space, or extra storage-offering flexibility to fit your needs. Step outside to enjoy a fully fenced private backyard with new fencing and a front gate,

Monthly Cost Estimate

$1,283/mo

20% down · 6.5% · 30 years

Principal$173
Interest$1,040
Insurance$70

Estimates only. Actual payments may vary.

Location

109 E 20th St

Owensboro, KY 42303

Features & Amenities

Interior Features

Master Downstairs

Property Details

Flooring

HardwoodTile

Construction

Vinyl Siding

Views

Park

Pool Features

Patio

Parking

Driveway

Heating

Natural GasForced AirElectric (Heating)

Questions & Answers

This 4-bedroom, 1-bathroom single family at 109 E 20th St is listed at $239,900. The estimated monthly payment is $1,283 based on 20% down, a 30-year loan at 6.5% interest, estimated insurance.

Key features include: Built in 1946, 0.15 acre lot, 2 stories. Interior Features: Master Downstairs.

This property is listed by Darrell Lewis and can be reached at 502-264-6900.

DL

Darrell Lewis

Agent at DIY Realty Flat Fee MLS

(502) 264-6900

Listed by DIY Realty Flat Fee MLS · View on Broker Site

MLS# 11882866· Source: listhub· 4 days on market

Copyright © 2026 My State MLS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

109 E 20th St, Owensboro, KY 42303

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