# 109 E 20th St, Owensboro, KY 42303

> **TL;DR:** 4bd/1ba single family, $229,900, built 1946.
> View, Hardwood. Est. $1,229/mo. Listed 75 days.

## Property at a Glance

| Attribute | Value |
|-----------|-------|
| Price | $229,900 |
| Bedrooms | 4 |
| Bathrooms | 1 full |
| Year Built | 1946 |
| Lot Size | 6,534 sqft (0.15 acres) |
| Stories | 2 |
| Property Type | Single Family (Other) |
| Status | Active |
| Days on Market | 75 |

## Why This Home Stands Out

- **Views** - Park
- **Hardwood Floors** - Hardwood flooring listed

## Estimated Monthly Costs

| Category | Amount |
|----------|--------|
| Principal & Interest (20% down, 30-year at 6.5%) | $1,162 |
| Estimated Insurance | $67 |
| **Total** | **$1,229** |

## Key Amenities

- View
- Hardwood

## Property Highlights

- Built in 1946
- 0.15 acre lot
- 2 stories

## Description

### Agent Description
Centrally located and completely reimagined, this charming classic cottage blends timeless character with modern updates. Just blocks from the public library and conveniently located in the heart of town, this home has been extensively renovated over the past year and is truly move-in ready. Inside, you'll find beautifully refinished original hardwood floors, fresh premium paint throughout, and stylish new tile flooring in the kitchen and bathroom. The bright, fully equipped kitchen features a genuine marble backsplash, brand-new range and dishwasher, and includes a refrigerator. Major exterior improvements include brand-new siding, a new roof, and select new windows, providing both curb appeal and peace of mind. Beautiful oak stairs lead to a versatile upper level that can easily serve as two additional bedrooms, a home office, hobby space, or extra storage-offering flexibility to fit your needs. Step outside to enjoy a fully fenced private backyard with new fencing and a front gate,

## Location

- **Address:** 109 E 20th St, Owensboro, KY 42303
- **County:** Daviess
- **Coordinates:** 37.75685, -87.10906
- **Google Maps:** https://www.google.com/maps?q=37.75685,-87.10906

## Virtual Tour & Media

- **Video Tour:** https://youtu.be/gfj1cuNQvbk?si=fIbj7MUjaR453MZq

## Listing Agent

- **Name:** Darrell Lewis
- **Brokerage:** DIYFlatFee.Com
- **Phone:** 502-264-6900
- **Broker Phone:** 502-264-6900
- **Listing URL:** [View original listing](https://www.realtor.com/realestateandhomes-detail/109-E-20th-St_Owensboro_KY_42303_M35733-65603?f=listhub&s=NYSMLS&m=11882866&c=propsimple)

## Photos

![109 E 20th St - Photo 1](http://lh.rdcpix.com/959bc167d5f8c826637e7e53ac7d9a6dl-f1076380248r.jpg)

![109 E 20th St - Photo 2](http://lh.rdcpix.com/959bc167d5f8c826637e7e53ac7d9a6dl-f3351174947r.jpg)

![109 E 20th St - Photo 3](http://lh.rdcpix.com/959bc167d5f8c826637e7e53ac7d9a6dl-f4118584205r.jpg)

![109 E 20th St - Photo 4](http://lh.rdcpix.com/959bc167d5f8c826637e7e53ac7d9a6dl-f513542131r.jpg)

![109 E 20th St - Photo 5](http://lh.rdcpix.com/959bc167d5f8c826637e7e53ac7d9a6dl-f3686008764r.jpg)

![109 E 20th St - Photo 6](http://lh.rdcpix.com/959bc167d5f8c826637e7e53ac7d9a6dl-f2227839012r.jpg)

![109 E 20th St - Photo 7](http://lh.rdcpix.com/959bc167d5f8c826637e7e53ac7d9a6dl-f1296416385r.jpg)

![109 E 20th St - Photo 8](http://lh.rdcpix.com/959bc167d5f8c826637e7e53ac7d9a6dl-f209899628r.jpg)

![109 E 20th St - Photo 9](http://lh.rdcpix.com/959bc167d5f8c826637e7e53ac7d9a6dl-f2527550147r.jpg)

![109 E 20th St - Photo 10](http://lh.rdcpix.com/959bc167d5f8c826637e7e53ac7d9a6dl-f3197935345r.jpg)

![109 E 20th St - Photo 11](http://lh.rdcpix.com/959bc167d5f8c826637e7e53ac7d9a6dl-f1949952204r.jpg)

![109 E 20th St - Photo 12](http://lh.rdcpix.com/959bc167d5f8c826637e7e53ac7d9a6dl-f1311512174r.jpg)

![109 E 20th St - Photo 13](http://lh.rdcpix.com/959bc167d5f8c826637e7e53ac7d9a6dl-f2013624449r.jpg)

![109 E 20th St - Photo 14](http://lh.rdcpix.com/959bc167d5f8c826637e7e53ac7d9a6dl-f3955758282r.jpg)

![109 E 20th St - Photo 15](http://lh.rdcpix.com/959bc167d5f8c826637e7e53ac7d9a6dl-f3656127178r.jpg)

![109 E 20th St - Photo 16](http://lh.rdcpix.com/959bc167d5f8c826637e7e53ac7d9a6dl-f909754851r.jpg)

![109 E 20th St - Photo 17](http://lh.rdcpix.com/959bc167d5f8c826637e7e53ac7d9a6dl-f2913878952r.jpg)

![109 E 20th St - Photo 18](http://lh.rdcpix.com/959bc167d5f8c826637e7e53ac7d9a6dl-f156242983r.jpg)

![109 E 20th St - Photo 19](http://lh.rdcpix.com/959bc167d5f8c826637e7e53ac7d9a6dl-f3163169983r.jpg)

![109 E 20th St - Photo 20](http://lh.rdcpix.com/959bc167d5f8c826637e7e53ac7d9a6dl-f2990663594r.jpg)

![109 E 20th St - Photo 21](http://lh.rdcpix.com/959bc167d5f8c826637e7e53ac7d9a6dl-f1339369575r.jpg)

![109 E 20th St - Photo 22](http://lh.rdcpix.com/959bc167d5f8c826637e7e53ac7d9a6dl-f3791735088r.jpg)

![109 E 20th St - Photo 23](http://lh.rdcpix.com/959bc167d5f8c826637e7e53ac7d9a6dl-f664112209r.jpg)

![109 E 20th St - Photo 24](http://lh.rdcpix.com/959bc167d5f8c826637e7e53ac7d9a6dl-f3650484551r.jpg)

---

**MLS#:** 11882866 | **Updated:** 2026-09-25
**Source:** listhub

*Copyright © 2026 My State MLS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.*

[View on PropertySimple](https://www.propertysimple.ai/listing/109-e-20th-st-owensboro-ky-42303-11882866)

---

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