About This Home

This 4-bedroom, 1-bathroom single family at 109 E 20th Street in Owensboro, KY is listed for $239,900 ($159 per sqft). Built in 1946, the home offers 1,508 sqft of living space on a 0.15 acres lot.

Key Features

  • Built in 1946
  • 0.15 acre lot
  • 2 stories

Property Details

2 stories
1 full
1946

Amenities

HardwoodA/C
Listing Description

Centrally located and completely reimagined, this charming classic cottage blends timeless character with modern updates. Just blocks from the public library and conveniently located in the heart of town, this home has been extensively renovated over the past year and is truly move-in ready.

Inside, you'll find beautifully refinished original hardwood floors, fresh premium paint throughout, and stylish new tile flooring in the kitchen and bathroom. The bright, fully equipped kitchen features a genuine marble backsplash, brand-new range and dishwasher, and includes a refrigerator.

Major exterior improvements include brand-new siding, a new roof, and select new windows, providing both curb appeal and peace of mind. Beautiful oak stairs lead to a versatile upper level that can easily serve as two additional bedrooms, a home office, hobby space, or extra storage-offering flexibility to fit your needs. Step outside to enjoy a fully fenced private backyard with new fencing and a front gate,

Monthly Cost Estimate

$1,283/mo

20% down · 6.5% · 30 years

Principal$173
Interest$1,040
Insurance$70

Estimates only. Actual payments may vary.

Location

109 E 20th Street

Owensboro, KY 42303

Property Details

Flooring

HardwoodTile - Ceramic

Parking

Garage - Detached

Heating

Electric (Heating)Natural Gas

Appliances

DishwasherMicrowaveRefrigeratorOvenRange

Questions & Answers

This 4-bedroom, 1-bathroom single family at 109 E 20th Street is listed at $239,900 ($159/sqft). The estimated monthly payment is $1,283 based on 20% down, a 30-year loan at 6.5% interest, estimated insurance.

Key features include: Built in 1946, 0.15 acre lot, 2 stories.

This property is listed by Darrell Lewis and can be reached at 8886013771.

DL

Darrell Lewis

Agent at DIY Flat Fee.com

(888) 601-3771

Listed by DIY Flat Fee.com · View on Broker Site

MLS# 26019111· Source: listhub· 1 day on market

Copyright © 2026 ImagineMLS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

109 E 20th Street, Owensboro, KY 42303

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