# 109 E Church Street, Saint Marys, GA 31558

> **TL;DR:** 3bd/2ba single family, $459,000 ($348/sqft), built 1960, 1,320 sqft.
> Fireplace, Hardwood, A/C. Est. $2,455/mo. Listed 2 days.

## Property at a Glance

| Attribute | Value |
|-----------|-------|
| Price | $459,000 |
| Price/sqft | $348 |
| Bedrooms | 3 |
| Bathrooms | 2 full |
| Square Feet | 1,320 |
| Year Built | 1960 |
| Lot Size | 23,087 sqft (0.53 acres) |
| Stories | 1 |
| Property Type | Single Family (Single Family Residence) |
| Status | For Sale |
| Days on Market | 2 |

## Why This Home Stands Out

- **Hardwood Floors** - Throughout the home

## Estimated Monthly Costs

| Category | Amount |
|----------|--------|
| Principal & Interest (20% down, 30-year at 6.5%) | $2,321 |
| Estimated Insurance | $134 |
| **Total** | **$2,455** |

## Nearby Schools

- **Elementary:** Saint Marys
- **Middle:** Saint Marys
- **High:** Camden

## Key Amenities

- Fireplace
- Hardwood
- A/C

## Property Highlights

- Built in 1960
- 0.53 acre lot
- 2 parking spaces
- Fireplace

## Description

### Agent Description
Charming cottage in downtown St. Marys featuring character, location, and worry-free upgrades. This fully furnished 3BR/2BA home sits on a 0.53-acre lot shaded by majestic oaks and offers tongue-and-groove interiors, hardwood floors, plantation shutters, a fireplace with built-ins, and a kitchen updated with new appliances and flooring. A cozy den opens to an upgraded screened porch overlooking camellias, azaleas, and a historic oak tree. Recent and significant upgrades provide true peace of mind: new roof; complete re-plumbing; new exterior electrical panel; new ductwork; tankless gas water heater; gas line added with plumbing for stove and dryer; attic insulation; gutters & downspouts; dehumidifier under home with sump pump and all vents vented to the exterior. Property includes a 21x30 multi-use outbuilding, garage improvements featuring new lighting and a decorative mural), ample space for RV/boat parking. Enjoy walking to schools, restaurants, shopping, and the waterfront, a rare blend of southern charm and modern reliability.

## Location

- **Address:** 109 E Church Street, Saint Marys, GA 31558
- **County:** Camden
- **Coordinates:** 30.729088, -81.545612
- **Google Maps:** https://www.google.com/maps?q=30.729088,-81.545612

## Listing Agent

- **Name:** Carrie Paulk-Gay
- **Brokerage:** Coldwell Banker Access Realty
- **Phone:** 9126749388

## Primary Photo

![109 E Church Street - Primary Photo](http://lh.rdcpix.com/8c7decd3eea88c192d9aa58c630a6e87l-f3681931021r.jpg)

*87 total photos available on [listing page](https://www.propertysimple.ai/listing/109-e-church-street-saint-marys-ga-31558-10810507)*

---

**MLS#:** 10810507 | **Updated:** 2026-08-01
**Source:** listhub

*Copyright © 2026 Georgia Multiple Listing Service. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.*

[View on PropertySimple](https://www.propertysimple.ai/listing/109-e-church-street-saint-marys-ga-31558-10810507)

---

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