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About This Home

This 2-bedroom, 2-bathroom single family at 109 Gulf Terrace Ln in Port Saint Joe, FL is listed for $429,000 ($426 per sqft). Built in 2021, the home offers 1,008 sqft of living space on a 0.23 acres lot.

Agent Description

Your Florida Beach Cottage Awaits! Constructed in March of 2021, this charming, fully furnished 2 bedroom 2 bath cottage can serve as a primary residence or be utilized as a long/short-term rental. Currently, this property is a primary residence and has not been on the rental market.

The gravel drive affords ample parking and a 30 amp RV hookup. It is conveniently located just 12 minutes from Port St. Joe, 10 minutes from Mexico Beach, and 30 minutes from Cape San Blas. This home is within walking distance of St. Joe Beach, known for its clean, sugar-white sand and dog-friendly environment.

Situated on almost a quarter-acre lot, the property features a fenced backyard, with a storage building to house beach supplies and tools.The backyard has plenty of space to accommodate a pool. Inside, there is an open floor plan featuring vaulted ceilings in the living area.

The kitchen has quartz countertops and stainless steel GE appliances. Hot water is never an issue with a Rheem tankless hot water heater. In addition, there is beautiful LVP flooring throughout the home. The floor plan includes two bedrooms separated by a guest bathroom, which is equipped with a shower/tub combo, quartz sink, and storage closet.

The guest bedroom is positioned at the front of the house, while the master bedroom, with a raised ceiling, is located on the other side of the guest bathroom. It also includes an ensuite bathroom with dual quartz sinks, and a spacious, tiled shower. The laundry room contains a Maytag washer and dryer.

For extra storage, there is a pantry cabinet. Just outside of the laundry room, you will find a second screened porch, with patio furniture and a TV. The front screened porch includes patio furniture and a gas fire pit If you are not in the mood for a walk to the beach, the 3 block golf cart ride gets you to the sparkling white sand in no time! NICE GOLF CART INCLUDED WITH THE PURCHASE. Call for a showing today on this turnkey Florida Cottage.

Key Features

  • Built in 2021
  • 0.23 acre lot
  • 4 parking spaces

Property Details

2 full
4 spaces
2021

Amenities

A/C

Monthly Cost Estimate

$2,294/mo

20% down · 6.5% · 30 years

Principal$310
Interest$1,859
Insurance$125

Estimates only. Actual payments may vary.

Location

109 Gulf Terrace Ln

Port Saint Joe, FL 32456

The Highlands Subdivision

Features & Amenities

Interior Features

Split BedroomVaulted Ceiling(s)Recessed LightingNewly Painted

Property Details

Flooring

Vinyl

Construction

HardiPlank Type

Pool Features

Porch

Parking

Driveway

Heating

Electric (Heating)CentralHeat Pump (Heating)

Cooling

Central AirCeiling Fan(s)Heat PumpElectricWhole House Fan

Appliances

DryerWasherDishwasherExhaust FanMicrowaveSelf Cleaning OvenRefrigerator w/Ice MakerElectric OvenTankless Water Heater

Questions & Answers

This 2-bedroom, 2-bathroom single family at 109 Gulf Terrace Ln is listed at $429,000 ($426/sqft). The estimated monthly payment is $1,859 based on 20% down at 6.5% interest.

Key features include: Built in 2021, 0.23 acre lot, 4 parking spaces. Interior Features: Split Bedroom, Vaulted Ceiling(s), Recessed Lighting.

This property is listed by Leilani Bruner and can be reached at 2297265228 or lani.coastalrealty@gmail.com.

LB

Leilani Bruner

Agent at Coastal Realty Group - Port St. Joe

(229) 726-5228

Listed by Coastal Realty Group - Port St. Joe · View on Broker Site

MLS# 325016· Source: listhub· Updated today

Copyright © 2026 Forgotten Coast Realtor Association. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

109 Gulf Terrace Ln, Port Saint Joe, FL 32456

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