# 109 Howard Circle, Elkton, KY 42220 > **TL;DR:** 3bd/2ba single family, $319,900 ($162/sqft), built 2008, 1,980 sqft. > A/C, 2-car garage. Est. $1,711/mo. Listed 277 days. ## Property at a Glance | Attribute | Value | |-----------|-------| | Price | $319,900 | | Price/sqft | $162 | | Bedrooms | 3 | | Bathrooms | 2 full | | Square Feet | 1,980 | | Year Built | 2008 | | Lot Size | 17,999 sqft (0.41 acres) | | Stories | 1 | | Garage | 2-car | | Property Type | Single Family (Other) | | Status | Pending | | Days on Market | 277 | ## Estimated Monthly Costs | Category | Amount | |----------|--------| | Principal & Interest (20% down, 30-year at 6.5%) | $1,618 | | Estimated Insurance | $93 | | **Total** | **$1,711** | ## Key Amenities - A/C - 2-car garage ## Property Highlights - Built in 2008 - 0.41 acre lot ## Description ### Agent Description Welcome home to this beautiful all-brick 3 bedroom, 2 bathroom residence located in one of Elkton's most desirable neighborhoods. Offering the perfect blend of comfort, space, and convenience, this home is move-in ready and designed for easy living. Step inside to find an open-concept kitchen and living area that creates a warm, welcoming space for everyday life and entertaining. Just off the main living area, a large, versatile sunroom provides the perfect spot for a second living space, home office, playroom, or hobby area filled with natural light. The spacious primary suite is a true retreat, featuring a large walk-in closet, a linen closet, and an additional double closet - offering exceptional storage. Two additional bedrooms and a second full bath provide plenty of room for family or guests. You'll will love the oversized laundry room, attached spacious garage, and the large concrete driveway. Out back, relax or entertain on the covered patio. Call for your private showing. ## Location - **Address:** 109 Howard Circle, Elkton, KY 42220 - **Neighborhood:** DUNHEATH - **Coordinates:** 36.802515, -87.164366 - **Google Maps:** https://www.google.com/maps?q=36.802515,-87.164366 ## Virtual Tour & Media - **Video Tour:** tour.usamls.net/109-Howard-Circle-Elkton-KY-42220/unbranded ## Listing Agent - **Name:** MARK COLLINS - **Brokerage:** SOUTHERN HOMES REALTY, LLC - **Broker Phone:** 2707841135 - **Listing URL:** [View original listing](https://www.realtor.com/realestateandhomes-detail/109-Howard-Cir_Elkton_KY_42220_M91213-07149?f=listhub&s=HCCBRKY&m=43731&c=propsimple) ## Photos ![109 Howard Circle - Photo 1](http://lh.rdcpix.com/457ca59c9dae728faa686c480e196e59l-f1964276769r.jpg) ![109 Howard Circle - Photo 2](http://lh.rdcpix.com/457ca59c9dae728faa686c480e196e59l-f994041781r.jpg) ![109 Howard Circle - Photo 3](http://lh.rdcpix.com/457ca59c9dae728faa686c480e196e59l-f811021611r.jpg) ![109 Howard Circle - Photo 4](http://lh.rdcpix.com/457ca59c9dae728faa686c480e196e59l-f1766569497r.jpg) ![109 Howard Circle - Photo 5](http://lh.rdcpix.com/457ca59c9dae728faa686c480e196e59l-f467320619r.jpg) ![109 Howard Circle - Photo 6](http://lh.rdcpix.com/457ca59c9dae728faa686c480e196e59l-f4133963237r.jpg) ![109 Howard Circle - Photo 7](http://lh.rdcpix.com/457ca59c9dae728faa686c480e196e59l-f1466156713r.jpg) ![109 Howard Circle - Photo 8](http://lh.rdcpix.com/457ca59c9dae728faa686c480e196e59l-f467214132r.jpg) ![109 Howard Circle - Photo 9](http://lh.rdcpix.com/457ca59c9dae728faa686c480e196e59l-f1807492637r.jpg) ![109 Howard Circle - Photo 10](http://lh.rdcpix.com/457ca59c9dae728faa686c480e196e59l-f2892095846r.jpg) ![109 Howard Circle - Photo 11](http://lh.rdcpix.com/457ca59c9dae728faa686c480e196e59l-f2097901189r.jpg) ![109 Howard Circle - Photo 12](http://lh.rdcpix.com/457ca59c9dae728faa686c480e196e59l-f546527135r.jpg) --- **MLS#:** 43731 | **Updated:** 2026-10-22 **Source:** listhub *Copyright © 2026 Hopkinsville Christian & Todd County Association of Realtors. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.* [View on PropertySimple](https://www.propertysimple.ai/listing/109-howard-circle-elkton-ky-42220-fb9c332754bb47f09d187012eb18fc0e) --- ## Structured Data ```json { "@context": "https://schema.org", "@type": "RealEstateListing", "@id": "https://www.propertysimple.ai/listing/109-howard-circle-elkton-ky-42220-fb9c332754bb47f09d187012eb18fc0e#listing", "url": "https://www.propertysimple.ai/listing/109-howard-circle-elkton-ky-42220-fb9c332754bb47f09d187012eb18fc0e", "name": "109 Howard Circle, Elkton, KY 42220", "description": "Welcome home to this beautiful all-brick 3 bedroom, 2 bathroom residence located in one of Elkton's most desirable neighborhoods. Offering the perfect blend of comfort, space, and convenience, this home is move-in ready and designed for easy living. 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