# 109 Lake Merial Trail, Panama City, FL 32409

> **TL;DR:** land, $89,000. Est. $739/mo. Listed 31 days.

## Property at a Glance

| Attribute | Value |
|-----------|-------|
| Price | $89,000 |
| Lot Size | 22,651 sqft (0.52 acres) |
| Property Type | Land (Other) |
| Status | For Sale |
| Days on Market | 31 |

## Estimated Monthly Costs

| Category | Amount |
|----------|--------|
| Mortgage (20% down, 6.5%) | $386 |
| HOA | $353 |
| **Total** | **$739** |

## Nearby Schools

- **Elementary:** Deane Bozeman
- **Middle:** Deane Bozeman
- **High:** Deane Bozeman

## Property Highlights

- 0.52 acre lot

## Description

### Agent Description
Live surrounded by trees, play all day by the lake, your dream home awaits in the gated community of Lake Merial, a 300-acre spring fed lake with amenities and a lifestyle you deserve! Nestled on 0.52 acres, this beautiful parcel has been cleared and is ready for build on. This homesite offers the perfect blend of privacy, nature, and possibility for you to build your dream home. At Lake Merial, you'll enjoy a sense of serenity that feels miles away, yet you're still a short drive to it all. Just a few minutes to grocery stores, shopping and more. This lake community exudes relaxation, southern charm and plenty of room from your neighbor while still having that community feel many desire. Whether you're dreaming of a modern lake retreat or a timeless family home surrounded by trees, this homesite is a blank canvas ready to bring your vision to life. Imagine the possibilities of your own private pool, a charming garden to grow your own vegetables, a garage for all the toys, and a place you can spread your wings and enjoy being home. Life at Lake Merial is about more than just a place to live, it's a lifestyle. Enjoy gated security, picturesque walking trails, and access to a stunning 300-acre spring-fed lake perfect for fishing, kayaking, paddleboarding, or simply soaking in the natural beauty. With expansive green spaces and a strong sense of community, Lake Merial offers the ideal mix of peaceful living and convenient access to Panama City, Lynn Haven and Panama City Beach, and everything in between. The Northwest Florida Beaches International Airport is a short 19 minute drive allowing easy access for those who need transportation for work or love to travel. Come walk the lot, breathe in the quiet, and imagine what's possible. Your dream home starts here.

## Location

- **Address:** 109 Lake Merial Trail, Panama City, FL 32409
- **County:** Bay
- **Neighborhood:** Lake Merial Phase One
- **Coordinates:** 30.381969, -85.677273
- **Google Maps:** https://www.google.com/maps?q=30.381969,-85.677273

## Listing Agent

- **Name:** Sostheim Group
- **Brokerage:** Corcoran Reverie SRB
- **Phone:** 8508144560
- **Email:** carly@corcoranreverie.com

## Primary Photo

![109 Lake Merial Trail - Primary Photo](http://lh.rdcpix.com/8f13a8ab54927ed91f13e233e63e281el-f4207035498r.jpg)

*12 total photos available on [listing page](https://www.propertysimple.com/listing/109-lake-merial-trail-panama-city-fl-32409-1001981)*

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**MLS#:** 1001981 | **Updated:** 2026-06-18
**Source:** listhub

*Copyright © 2026 Emerald Coast Association of Realtors. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.*

[View on PropertySimple](https://www.propertysimple.com/listing/109-lake-merial-trail-panama-city-fl-32409-1001981)

---

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