About This Home

This 4-bedroom, 3-bathroom single family at 109 N Cross Trail in McHenry, IL is listed for $450,000 ($156 per sqft). Built in 2002, the home offers 2,892 sqft of living space on a 0.29 acres lot.

Key Features

  • Built in 2002
  • 0.29 acre lot
  • 2 stories
  • 2 parking spaces

Property Details

2 stories
2 full, 1 half
2-car garage
2002

Amenities

HardwoodA/C
Listing Description

Welcome to 109 N Cross Trail in desirable Park Ridge Estates! Lovingly maintained by its original owners, this spacious 4-bedroom, 2.5-bath two-story home offers 2,892 square feet of living space and a wonderful place to call home. A charming front porch welcomes you into a grand foyer that opens to the inviting living room and formal dining room, creating an impressive first impression.

The spacious kitchen features stainless steel appliances and an open layout flowing seamlessly into the expansive family room-perfect for everyday living and entertaining. Just beyond, the bright and inviting sunroom with its vaulted ceiling offers a beautiful space to relax and enjoy views of the backyard.

A convenient first-floor office provides the perfect space for working from home or a quiet retreat. Upstairs, you'll find four bedrooms, including an impressive primary suite featuring an exceptionally spacious bedroom, oversized walk-in closet, and private en-suite bath complete with a double-sink vanity, relaxing garden tub, separate shower, and private water closet.

The convenience of second-floor laundry makes everyday living a breeze! The partially finished basement complete with a dry bar, offers flexible space for recreation, hobbies, or additional living needs, while the expansive crawl space provides an abundance of storage.

Step outside to enjoy the beautiful backyard complete with a brick paver patio, ideal for outdoor gatherings or quiet evenings at home. Cherished by the original owners who raised their family here, this home has been the backdrop for years of wonderful memories and is ready for its next chapter. A fantastic opportunity to make this special home your own in Park Ridge Estates!

Monthly Cost Estimate

$2,455/mo

20% down · 6.5% · 30 years

Principal$325
Interest$1,950
Insurance$131
HOA$48

Estimates only. Actual payments may vary.

Location

109 N Cross Trail

McHenry, IL 60050

Features & Amenities

Interior Features

Walk-In Closet(s)Open Floorplan

Property Details

Flooring

CarpetHardwood

Construction

Vinyl Siding

Outdoor Features

Patio

Parking

GarageOpen

Heating

Natural Gas

Cooling

Central Air

Appliances

RangeMicrowaveDishwasherRefrigeratorWasherDryerDisposalWater Softener Owned

Questions & Answers

This 4-bedroom, 3-bathroom single family at 109 N Cross Trail is listed at $450,000 ($156/sqft). The estimated monthly payment is $2,454 based on 20% down, a 30-year loan at 6.5% interest, estimated insurance, HOA fees.

HOA fees are $48/month.

Key features include: Built in 2002, 0.29 acre lot, 2 stories, 2 parking spaces. Interior Features: Walk-In Closet(s), Open Floorplan.

This property is listed by Melissa Kostelnik.

MK

Melissa Kostelnik

Agent at Remax Plaza

Listed by Remax Plaza · Broker phone: (815) 385-6770 · View on Broker Site · Broker website

MLS# 12794523· Source: Midwest Real Estate Data, LLC· 1 day on PropertySimple

Copyright © 2026 Midwest Real Estate Data, LLC. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

109 N Cross Trail, McHenry, IL 60050

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