About This Home

This 3-bedroom, 3-bathroom single family at 109 NE 4TH Avenue in Mulberry, FL is listed for $449,000 ($147 per sqft). Built in 1990, the home offers 3,059 sqft of living space on a 6.93 acres lot.

Key Features

  • Built in 1990
  • 6.93 acre lot
  • 3 stories
  • Fireplace
  • Waterfront

Property Details

3 stories
2 full, 1 half
1-car garage
1990

Amenities

FireplaceWaterfrontViewA/C
Listing Description

HUGE IMMEDIATE EQUITY OPPORTUNITY! PRICED EXTREMELY LOWER THAN CURRENT APPRAISAL! SELLERS SAY SELL! WATERFRONT HIDDEN GEM can be INCOME PRODUCING PROPERTY! Imagine waking up every day to sparkling water views, peaceful surroundings, and the perfect place to create lifelong memories.

This beautiful waterfront property now the perfect time to make your move! Wildlife, Boat Days, Sunset Nights! Repositioned for the new owners! MAIN HOME, GUEST HOUSE AND WATER! Discover a truly unique triple-level retreat designed for privacy, nature, and year-round outdoor living.

A long private drive leads to this secluded sanctuary surrounded by sparkling water and abundant wildlife living. The main residence features 3 bedrooms and 2.5 baths, with expansive windows, skylights, and multiple living areas capturing breathtaking water views.

The chef's kitchen offers generous workspace and a sun-filled eat-in nook overlooking the water. A bright sunroom extends the living space, perfect for relaxing or entertaining. The main level includes a formal dining room with built-in shelving (ideal as a study), half bath, and a large interior utility/storage room that can also function as a home office.

The lower level hosts the family room/den and the primary suite, both offering direct water access and waterfront views. Upstairs are two spacious bedrooms, a guest bath, and additional attic storage. A separate guest home at the front of the property-currently under renovation-offers excellent flexibility for multi-generational living, guests, or income potential, while maintaining privacy between residences.

Ideal for fishing, kayaking, canoeing, and enjoying the outdoors, with room for boats, RVs, and recreational toys. Conveniently located near shopping and dining, with Mulberry Dock & Park adjacent to the property. Own a private waterfront estate-schedule your private showing today.

Monthly Cost Estimate

$2,401/mo

20% down · 6.5% · 30 years

Principal$325
Interest$1,946
Insurance$131

Estimates only. Actual payments may vary.

Location

109 NE 4TH Avenue

Mulberry, FL 33860

L N PIPKINS ADD

Features & Amenities

Interior Features

Built-in FeaturesCeiling Fans(s)Central VaccumEat-in KitchenThermostatWalk-In Closet(s)

Exterior Features

Storage

Property Details

Flooring

LinoleumLaminateParquet WoodWood

Construction

Vinyl Siding Frame

Views

Lake

Parking

GarageDriveway

Heating

Electric (Heating)Central

Cooling

Central Air

Appliances

DishwasherDisposalRangeRange HoodRefrigerator

Questions & Answers

This 3-bedroom, 3-bathroom single family at 109 NE 4TH Avenue is listed at $449,000 ($147/sqft). The estimated monthly payment is $2,401 based on 20% down, a 30-year loan at 6.5% interest, estimated insurance.

Key features include: Built in 1990, 6.93 acre lot, 3 stories, Fireplace, Waterfront. Interior Features: Built-in Features, Ceiling Fans(s), Central Vaccum. Exterior Features: Storage.

This property is listed by Tina Heim, PA.

TP

Tina Heim, PA

Agent at Smart Realty of Polk Inc dba Keller Williams Realty

Listed by Smart Realty of Polk Inc dba Keller Williams Realty · Broker phone: (863) 577-1234 · View on Broker Site · Broker website

MLS# L4957046· Source: Stellar MLS· 355 days on PropertySimple

Copyright © 2026 Stellar MLS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

109 NE 4TH Avenue, Mulberry, FL 33860

Open this listing in: