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About This Home

This 6-bedroom, 6-bathroom single family at 109 Ocean Bluff Drive in Indian Beach, NC is listed for $1,980,000 ($466 per sqft). Built in 2023, the home offers 4,253 sqft of living space on a 0.23 acres lot.

Agent Description

Welcome to your dream beach escape--where refined luxury meets effortless coastal living. This stunning 6-bedroom, 5-full bathroom, 1 half bathroom, ocean-view home is just steps from the beach. Located in an exclusive gated community with private beach access, offering breathtaking views, and premium finishes, this sandcastle comes fully furnished for move-in-ready convenience.

Step inside to discover a bright, open-concept layout designed by Vinyet Architecture featuring a reverse floor plan which positions the main living space and gourmet kitchen perfectly for premium views, conveniently accessible via a hydraulic elevator servicing all floors.

The top-floor hub for entertainment and relaxation is anchored by a gas fireplace with shiplap accenting for year-round comfort. The gourmet kitchen features commercial-grade GE Profile appliances including a large 48'' Monogram refrigerator and freezer, 36'' gas cooktop, double wall ovens, sleek quartz countertops, ample cabinetry, and an oversized island perfect for family gatherings and hosting.

Adding to the home's thoughtful layout and design is engineered hardwood oak flooring throughout main living areas, and LVP on the ground floor for no stress with wet and sandy feet. It boasts 6 generous bedrooms (two primary suites with walk-in closets), offering comfort and privacy for family and guests alike.

This home is built for making memories including a recreation room with a billiards table and wet bar for effortless enjoyment. Experience outdoor coastal living at its finest while relaxing by the heated saltwater pool and hot tub, or on one of the properties' three expansive decks - each offering their own coastal views.

Whether you're seeking a high-end primary residence, a luxurious second home, or a premium investment property with proven rental history (>100k on the books for 2026!), this residence delivers on every level--location, design, lifestyle, and income.

Key Features

  • Built in 2023
  • 0.23 acre lot
  • 3 stories
  • 3 parking spaces
  • Fireplace

Property Details

3 stories
5 full, 1 half
3 spaces
2023

Amenities

FireplaceViewA/C

Monthly Cost Estimate

$13,006/mo

20% down · 6.5% · 30 years

Principal$1,432
Interest$8,580
Insurance$578
HOA$2,417

Estimates only. Actual payments may vary.

Location

109 Ocean Bluff Drive

Indian Beach, NC 28512

Ocean Bluff

Features & Amenities

Interior Features

Sound SystemWalk-in Closet(s)Vaulted Ceiling(s)High CeilingsKitchen IslandElevatorCeiling Fan(s)FurnishedHot TubPantryReverse Floor PlanWalk-in ShowerWet BarBlinds/ShadesBuilt-in FeaturesGas LogSmart ThermostatWalk-In Closet(s)Wired for Data

Exterior Features

Outdoor ShowerIrrigation SystemCluster MailboxesDP50 WindowsGas LogOutdoor GrillThermal Doors

Property Details

Flooring

Lvt/lvpWoodTile

Construction

Fiber Cement Wood Frame

Views

Ocean

Pool Features

Porch

Parking

Garage

Heating

Electric (Heating)Heat Pump (Heating)

Cooling

Central Air

Appliances

Mini RefrigeratorGas CooktopBuilt-In MicrowaveWasherRefrigeratorDryerDouble OvenDishwasherENERGY STAR Qualified AppliancesTankless Water Heater

Questions & Answers

This 6-bedroom, 6-bathroom single family at 109 Ocean Bluff Drive is listed at $1,980,000 ($466/sqft). The estimated monthly payment is $10,997 based on 20% down at 6.5% interest.

HOA fees are $2417/month.

Key features include: Built in 2023, 0.23 acre lot, 3 stories, 3 parking spaces, Fireplace. Interior Features: Sound System, Walk-in Closet(s), Vaulted Ceiling(s). Exterior Features: Outdoor Shower, Irrigation System, Cluster Mailboxes.

This property is listed by Jordan P Smith and can be reached at 2523671832 or smithrealtync@gmail.com.

JS

Jordan P Smith

Agent at Smith Realty Group

(252) 367-1832

Listed by Smith Realty Group · View on Broker Site

MLS# 100570284· Source: listhub· Updated 33 days ago

Copyright © 2026 Hive MLS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

109 Ocean Bluff Drive, Indian Beach, NC 28512

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