About This Home

This 4-bedroom, 3-bathroom single family at 109 Pine Clay Road in Wilmington, NC is listed for $329,000 ($306 per sqft). Built in 1945, the home offers 1,075 sqft of living space on a 0.34 acres lot.

Key Features

  • Built in 1945
  • 0.34 acre lot

Property Details

1 story
3 full
1945

Amenities

A/C
Listing Description

Rare Wilmington property featuring a charming cottage-style 3BR/2BA main house plus detached 1BR/1BA ADU tucked away on a private wooded lot in central Wilmington. The main home blends classic character with thoughtful updates including updated flooring, paint, fixtures, kitchen improvements, and exterior enhancements while maintaining its original cottage charm.

The detached ADU offers excellent flexibility for rental income, guest space, multi-generational living, home office use, or house-hack potential. A new roof was recently installed on the ADU. The main house was recently rented for $2,000/month and the ADU for $1,000/month.

Both units are currently vacant. Highlights: 3BR/2BA main house Detached 1BR/1BA ADU Brand-new roof on ADU Both units currently vacant Previous combined rents of $3,000/month No HOA Private wooded lot Covered front porch Value-add and rental upside Great setup for investor, house hack, guest space, or multi-generational living Convenient to UNCW, M

ayfaire, Wrightsville Beach, shopping, dining, and downtown Wilmington Seller financing may be considered with strong terms A rare opportunity to own a versatile income-producing property with character, flexibility, and strong rental potential in a highly convenient Wilmington location. Owner is a licensed North Carolina real estate agent.

Monthly Cost Estimate

$1,760/mo

20% down · 6.5% · 30 years

Principal$238
Interest$1,426
Insurance$96

Estimates only. Actual payments may vary.

Location

109 Pine Clay Road

Wilmington, NC 28403

College Acres

Features & Amenities

Interior Features

Master DownstairsWalk-in Closet(s)Apt/SuitePantryWalk-in ShowerWalk-In Closet(s)

Property Details

Flooring

Lvt/lvp

Construction

Metal Siding Vinyl Siding Wood Siding Wood Frame

Outdoor Features

DeckPorch

Parking

Paved or SurfacedOff Street

Heating

Heat Pump (Heating)Electric (Heating)

Cooling

Central Air

Appliances

WasherRefrigeratorRangeDryerDishwasherElectric Range

Questions & Answers

This 4-bedroom, 3-bathroom single family at 109 Pine Clay Road is listed at $329,000 ($306/sqft). The estimated monthly payment is $1,760 based on 20% down, a 30-year loan at 6.5% interest, estimated insurance.

Key features include: Built in 1945, 0.34 acre lot. Interior Features: Master Downstairs, Walk-in Closet(s), Apt/Suite.

This property is listed by Mark C Reiser.

MR

Mark C Reiser

License 268791

Agent at Coastal Properties

Listed by Coastal Properties · Broker phone: (910) 264-1974 · View on Broker Site · Broker website

MLS# 100574386· Source: Hive MLS· 163 days on PropertySimple

Copyright © 2026 Hive MLS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

109 Pine Clay Road, Wilmington, NC 28403

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