# 109 Pine Clay Road, Wilmington, NC 28403

> **TL;DR:** 3bd/3ba multi-family, $329,000 ($306/sqft), built 1945, 1,075 sqft.
> A/C. Est. $1,760/mo. Listed 168 days.

## Property at a Glance

| Attribute | Value |
|-----------|-------|
| Price | $329,000 |
| Price/sqft | $306 |
| Bedrooms | 3 |
| Bathrooms | 3 full |
| Square Feet | 1,075 |
| Year Built | 1945 |
| Lot Size | 14,810 sqft (0.34 acres) |
| Stories | 1 |
| Property Type | Multi-Family (Duplex) |
| Status | Active |
| Days on Market | 168 |

## Estimated Monthly Costs

| Category | Amount |
|----------|--------|
| Principal & Interest (20% down, 30-year at 6.5%) | $1,664 |
| Estimated Insurance | $96 |
| **Total** | **$1,760** |

## Nearby Schools

- **Elementary:** College Park
- **Middle:** Noble
- **High:** New Hanover

## Key Amenities

- A/C

## Property Highlights

- Built in 1945
- 0.34 acre lot

## Description

### Agent Description
Rare Wilmington property featuring a charming cottage-style 3BR/2BA main house plus detached 1BR/1BA ADU tucked away on a private wooded lot in central Wilmington. The main home blends classic character with thoughtful updates including updated flooring, paint, fixtures, kitchen improvements, and exterior enhancements while maintaining its original cottage charm. The detached ADU offers excellent flexibility for rental income, guest space, multi-generational living, home office use, or house-hack potential. A new roof was recently installed on the ADU. The main house was recently rented for $2,000/month and the ADU for $1,000/month. Both units are currently vacant. Highlights: 3BR/2BA main house Detached 1BR/1BA ADU Brand-new roof on ADU Both units currently vacant Previous combined rents of $3,000/month No HOA Private wooded lot Covered front porch Value-add and rental upside Great setup for investor, house hack, guest space, or multi-generational living Convenient to UNCW, Mayfaire, Wrightsville Beach, shopping, dining, and downtown Wilmington Seller financing may be considered with strong terms A rare opportunity to own a versatile income-producing property with character, flexibility, and strong rental potential in a highly convenient Wilmington location. Owner is a licensed North Carolina real estate agent.

## Location

- **Address:** 109 Pine Clay Road, Wilmington, NC 28403
- **County:** New Hanover
- **Neighborhood:** College Acres
- **Coordinates:** 34.240095, -77.860692
- **Google Maps:** https://www.google.com/maps?q=34.240095,-77.860692

## Listing Agent

- **Name:** Mark C Reiser · **License:** 268791
- **Brokerage:** Coastal Properties
- **Broker Phone:** (910) 264-1974
- **Listing URL:** [View original listing](https://www.realtor.com/realestateandhomes-detail/109-Pine-Clay-Rd_Wilmington_NC_28403_M54998-23147?f=listhub&s=HIVEMLSNC&m=100574400&c=propsimple)

## Photos

![109 Pine Clay Road - Photo 1](http://lh.rdcpix.com/2d90e40dd8c868714a6fb81ed0035259l-f940214599r.jpg)

![109 Pine Clay Road - Photo 2](http://lh.rdcpix.com/2d90e40dd8c868714a6fb81ed0035259l-f3526514546r.jpg)

![109 Pine Clay Road - Photo 3](http://lh.rdcpix.com/2d90e40dd8c868714a6fb81ed0035259l-f572206080r.jpg)

![109 Pine Clay Road - Photo 4](http://lh.rdcpix.com/2d90e40dd8c868714a6fb81ed0035259l-f2556536890r.jpg)

![109 Pine Clay Road - Photo 5](http://lh.rdcpix.com/2d90e40dd8c868714a6fb81ed0035259l-f286011242r.jpg)

![109 Pine Clay Road - Photo 6](http://lh.rdcpix.com/2d90e40dd8c868714a6fb81ed0035259l-f1246617004r.jpg)

![109 Pine Clay Road - Photo 7](http://lh.rdcpix.com/2d90e40dd8c868714a6fb81ed0035259l-f203958489r.jpg)

![109 Pine Clay Road - Photo 8](http://lh.rdcpix.com/2d90e40dd8c868714a6fb81ed0035259l-f1350183930r.jpg)

![109 Pine Clay Road - Photo 9](http://lh.rdcpix.com/2d90e40dd8c868714a6fb81ed0035259l-f3218653334r.jpg)

![109 Pine Clay Road - Photo 10](http://lh.rdcpix.com/2d90e40dd8c868714a6fb81ed0035259l-f1832546149r.jpg)

![109 Pine Clay Road - Photo 11](http://lh.rdcpix.com/2d90e40dd8c868714a6fb81ed0035259l-f3673425400r.jpg)

![109 Pine Clay Road - Photo 12](http://lh.rdcpix.com/2d90e40dd8c868714a6fb81ed0035259l-f403171233r.jpg)

![109 Pine Clay Road - Photo 13](http://lh.rdcpix.com/2d90e40dd8c868714a6fb81ed0035259l-f1978794618r.jpg)

![109 Pine Clay Road - Photo 14](http://lh.rdcpix.com/2d90e40dd8c868714a6fb81ed0035259l-f1247419626r.jpg)

![109 Pine Clay Road - Photo 15](http://lh.rdcpix.com/2d90e40dd8c868714a6fb81ed0035259l-f1240788570r.jpg)

![109 Pine Clay Road - Photo 16](http://lh.rdcpix.com/2d90e40dd8c868714a6fb81ed0035259l-f1717593437r.jpg)

![109 Pine Clay Road - Photo 17](http://lh.rdcpix.com/2d90e40dd8c868714a6fb81ed0035259l-f21035102r.jpg)

![109 Pine Clay Road - Photo 18](http://lh.rdcpix.com/2d90e40dd8c868714a6fb81ed0035259l-f2735963774r.jpg)

![109 Pine Clay Road - Photo 19](http://lh.rdcpix.com/2d90e40dd8c868714a6fb81ed0035259l-f2045955894r.jpg)

![109 Pine Clay Road - Photo 20](http://lh.rdcpix.com/2d90e40dd8c868714a6fb81ed0035259l-f42508002r.jpg)

![109 Pine Clay Road - Photo 21](http://lh.rdcpix.com/2d90e40dd8c868714a6fb81ed0035259l-f3721437883r.jpg)

![109 Pine Clay Road - Photo 22](http://lh.rdcpix.com/2d90e40dd8c868714a6fb81ed0035259l-f1505091971r.jpg)

![109 Pine Clay Road - Photo 23](http://lh.rdcpix.com/2d90e40dd8c868714a6fb81ed0035259l-f3218122850r.jpg)

![109 Pine Clay Road - Photo 24](http://lh.rdcpix.com/2d90e40dd8c868714a6fb81ed0035259l-f3565273891r.jpg)

![109 Pine Clay Road - Photo 25](http://lh.rdcpix.com/2d90e40dd8c868714a6fb81ed0035259l-f2157331491r.jpg)

![109 Pine Clay Road - Photo 26](http://lh.rdcpix.com/2d90e40dd8c868714a6fb81ed0035259l-f1674466601r.jpg)

![109 Pine Clay Road - Photo 27](http://lh.rdcpix.com/2d90e40dd8c868714a6fb81ed0035259l-f814143156r.jpg)

![109 Pine Clay Road - Photo 28](http://lh.rdcpix.com/2d90e40dd8c868714a6fb81ed0035259l-f2639824292r.jpg)

![109 Pine Clay Road - Photo 29](http://lh.rdcpix.com/2d90e40dd8c868714a6fb81ed0035259l-f507963989r.jpg)

![109 Pine Clay Road - Photo 30](http://lh.rdcpix.com/2d90e40dd8c868714a6fb81ed0035259l-f3270400235r.jpg)

![109 Pine Clay Road - Photo 31](http://lh.rdcpix.com/2d90e40dd8c868714a6fb81ed0035259l-f2933379984r.jpg)

![109 Pine Clay Road - Photo 32](http://lh.rdcpix.com/2d90e40dd8c868714a6fb81ed0035259l-f2249943477r.jpg)

![109 Pine Clay Road - Photo 33](http://lh.rdcpix.com/2d90e40dd8c868714a6fb81ed0035259l-f3546202390r.jpg)

![109 Pine Clay Road - Photo 34](http://lh.rdcpix.com/2d90e40dd8c868714a6fb81ed0035259l-f1211889150r.jpg)

![109 Pine Clay Road - Photo 35](http://lh.rdcpix.com/2d90e40dd8c868714a6fb81ed0035259l-f4177705842r.jpg)

---

**MLS#:** 100574400 | **Updated:** 2026-10-25
**Source:** listhub

*Copyright © 2026 Hive MLS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.*

[View on PropertySimple](https://www.propertysimple.ai/listing/109-pine-clay-road-wilmington-nc-28403-6b9fa8bc1a054b5babe773abd08bc485)

---

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