# 109 Ridge Top Road, Jay, NY 12941 > **TL;DR:** land, $105,000. Est. $637/mo. Listed 217 days. ## Property at a Glance | Attribute | Value | |-----------|-------| | Price | $105,000 | | Lot Size | 52,272 sqft (1.20 acres) | | Property Type | Land (Single Family Residence) | | Status | Active | | Days on Market | 217 | ## Estimated Monthly Costs | Category | Amount | |----------|--------| | Principal & Interest (20% down, 30-year at 6.5%) | $531 | | Estimated Insurance | $31 | | HOA | $75 | | **Total** | **$637** | ## Property Highlights - 1.20 acre lot ## Description ### Agent Description Take advantage of this rare opportunity to purchase a fully improved, build-ready lot with substantial upgrades already completed. The property features a brand-new 24' x 36' Amish-built two-car garage constructed on an Arctic slab, complete with oversized garage doors, electric door openers, and an insulated storage room. The site has been thoughtfully prepared for development with underground electric service and internet installed, providing immediate access to essential utilities. Additional cost-saving improvements include a professional survey conducted by a licensed surveyor and a percolation test performed by a New York State engineer, making the tract ready for septic system design. With these valuable upgrades already in place, this property saves you both time and money, allowing you to focus on designing and building your dream home or vacation rental. Opportunities like this don't come along often, making it easier than ever to begin turning your vision into reality. Located just minutes from Whiteface Mountain and the Village of Lake Placid there will always be an abundance of recreational and entertainment opportunities close by. Audio Device Disclosure Form to be signed by purchaser(s) prior to showings. ## Location - **Address:** 109 Ridge Top Road, Jay, NY 12941 - **County:** Essex - **Neighborhood:** Ausable Acres - **Coordinates:** 44.414603, -73.715336 - **Google Maps:** https://www.google.com/maps?q=44.414603,-73.715336 ## Listing Agent - **Name:** Amy Shalton - **Brokerage:** B.A. Straight Real Estate - **Phone:** 5189462600 - **Broker Phone:** 5189462600 - **Listing URL:** [View original listing](https://www.realtor.com/realestateandhomes-detail/109-Ridge-Top-Ln_Jay_NY_12941_M95008-03752?f=listhub&s=ACVMLSNY&m=206640&c=propsimple) ## Photos ![109 Ridge Top Road - Photo 1](http://lh.rdcpix.com/8e0a42a09ec6b991764e052ffde3dcb5l-f16241656r.jpg) ![109 Ridge Top Road - Photo 2](http://lh.rdcpix.com/8e0a42a09ec6b991764e052ffde3dcb5l-f1920076874r.jpg) ![109 Ridge Top Road - Photo 3](http://lh.rdcpix.com/8e0a42a09ec6b991764e052ffde3dcb5l-f2739631970r.jpg) ![109 Ridge Top Road - Photo 4](http://lh.rdcpix.com/8e0a42a09ec6b991764e052ffde3dcb5l-f3879256999r.jpg) ![109 Ridge Top Road - Photo 5](http://lh.rdcpix.com/8e0a42a09ec6b991764e052ffde3dcb5l-f1003754859r.jpg) ![109 Ridge Top Road - Photo 6](http://lh.rdcpix.com/8e0a42a09ec6b991764e052ffde3dcb5l-f1855475877r.jpg) ![109 Ridge Top Road - Photo 7](http://lh.rdcpix.com/8e0a42a09ec6b991764e052ffde3dcb5l-f3664906214r.jpg) ![109 Ridge Top Road - Photo 8](http://lh.rdcpix.com/8e0a42a09ec6b991764e052ffde3dcb5l-f4274696403r.jpg) ![109 Ridge Top Road - Photo 9](http://lh.rdcpix.com/8e0a42a09ec6b991764e052ffde3dcb5l-f2462626040r.jpg) --- **MLS#:** 206640 | **Updated:** 2026-10-02 **Source:** listhub *Copyright © 2026 Adirondack Champlain Valley MLS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.* [View on PropertySimple](https://www.propertysimple.ai/listing/109-ridge-top-road-jay-ny-12941-y206640) --- ## Structured Data ```json { "@context": "https://schema.org", "@type": "RealEstateListing", "@id": "https://www.propertysimple.ai/listing/109-ridge-top-road-jay-ny-12941-y206640#listing", "url": "https://www.propertysimple.ai/listing/109-ridge-top-road-jay-ny-12941-y206640", "name": "109 Ridge Top Road, Jay, NY 12941", "description": "Take advantage of this rare opportunity to purchase a fully improved, build-ready lot with substantial upgrades already completed. The property features a brand-new 24' x 36' Amish-built two-car garage constructed on an Arctic slab, complete with oversized garage doors, electric door openers, and an insulated storage room. The site has been thoughtfully prepared for development with underground electric service and internet installed, providing immediate access to essential utilities. Additional cost-saving improvements include a professional survey conducted by a licensed surveyor and a percolation test performed by a New York State engineer, making the tract ready for septic system design. With these valuable upgrades already in place, this property saves you both time and money, allowing you to focus on designing and building your dream home or vacation rental. Opportunities like this don't come along often, making it easier than ever to begin turning your vision into reality. Located just minutes from Whiteface Mountain and the Village of Lake Placid there will always be an abundance of recreational and entertainment opportunities close by. 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