# 109 S 38th St, Mexico Beach, FL 32456

> **TL;DR:** 3bd/3ba townhouse, $775,000 ($478/sqft), built 2021, 1,620 sqft.
> View, A/C. Est. $4,145/mo.

## Property at a Glance

| Attribute | Value |
|-----------|-------|
| Price | $775,000 |
| Price/sqft | $478 |
| Bedrooms | 3 |
| Bathrooms | 3 full |
| Square Feet | 1,620 |
| Year Built | 2021 |
| Lot Size | 1,699 sqft (0.04 acres) |
| Stories | 3 |
| Property Type | Townhouse (Townhouse) |
| Status | Active |
| Days on Market | 0 |

## Why This Home Stands Out

- **Views** - Water

## Estimated Monthly Costs

| Category | Amount |
|----------|--------|
| Principal & Interest (20% down, 30-year at 6.5%) | $3,919 |
| Estimated Insurance | $226 |
| **Total** | **$4,145** |

## Key Amenities

- View
- A/C

## Property Highlights

- Built in 2021
- 0.04 acre lot
- 3 stories
- 2 parking spaces

## Description

### Agent Description
Coastal Living with Gulf Views! This beautifully maintained 3-bedroom, 3 bath townhome, built in 2021, offers approximately 1,620 square feet of thoughtfully designed living space just steps from the sugar-white beaches of Mexico Beach. Enjoy Gulf views from the private balconies while taking advantage of the open-concept floor plan featuring luxury vinyl plank flooring, a spacious kitchen with island and breakfast bar, stainless steel appliances, and abundant natural light throughout. The primary suite provides a private retreat with an en-suite bath and walk-in closet, while two additional bedrooms offer plenty of space for family and guests. Whether you're looking for a primary residence, second home, or investment property, this home checks every box with short-term rentals permitted and an unbeatable beachside location close to restaurants, shopping, and public beach access. Don't miss this opportunity to own a nearly new Gulf-view townhome in one of the fastest-growing coastal communities along the Forgotten Coast.

## Location

- **Address:** 109 S 38th St, Mexico Beach, FL 32456
- **Neighborhood:** No Named Subdivision
- **Coordinates:** 29.9504391, -85.4242128
- **Google Maps:** https://www.google.com/maps?q=29.9504391,-85.4242128

## Virtual Tour & Media

- **Video Tour:** tour.usamls.net/109-S-38th-St-Mexico-Beach-FL-32456/unbranded

## Listing Agent

- **Name:** Cameron Harmon
- **Brokerage:** MEXICO BEACH HARMON REALTY, INC
- **Phone:** 8502470207
- **Broker Phone:** 850-648-5767
- **Listing URL:** [View original listing](https://www.realtor.com/realestateandhomes-detail/109-S-38th-St_Mexico-Beach_FL_32456_M92004-24299?f=listhub&s=RAKSGCFL&m=328985&c=propsimple)

## Photos

![109 S 38th St - Photo 1](http://lh.rdcpix.com/e407304047902070bf60b3737859c828l-f4289332897r.jpg)

![109 S 38th St - Photo 2](http://lh.rdcpix.com/e407304047902070bf60b3737859c828l-f3148736527r.jpg)

![109 S 38th St - Photo 3](http://lh.rdcpix.com/e407304047902070bf60b3737859c828l-f1740048748r.jpg)

![109 S 38th St - Photo 4](http://lh.rdcpix.com/e407304047902070bf60b3737859c828l-f2313572926r.jpg)

![109 S 38th St - Photo 5](http://lh.rdcpix.com/e407304047902070bf60b3737859c828l-f2780828801r.jpg)

![109 S 38th St - Photo 6](http://lh.rdcpix.com/e407304047902070bf60b3737859c828l-f1710569445r.jpg)

![109 S 38th St - Photo 7](http://lh.rdcpix.com/e407304047902070bf60b3737859c828l-f2098197361r.jpg)

![109 S 38th St - Photo 8](http://lh.rdcpix.com/e407304047902070bf60b3737859c828l-f2774636156r.jpg)

![109 S 38th St - Photo 9](http://lh.rdcpix.com/e407304047902070bf60b3737859c828l-f2748085406r.jpg)

![109 S 38th St - Photo 10](http://lh.rdcpix.com/e407304047902070bf60b3737859c828l-f3022974271r.jpg)

![109 S 38th St - Photo 11](http://lh.rdcpix.com/e407304047902070bf60b3737859c828l-f3233902545r.jpg)

![109 S 38th St - Photo 12](http://lh.rdcpix.com/e407304047902070bf60b3737859c828l-f1193794664r.jpg)

![109 S 38th St - Photo 13](http://lh.rdcpix.com/e407304047902070bf60b3737859c828l-f2637266923r.jpg)

![109 S 38th St - Photo 14](http://lh.rdcpix.com/e407304047902070bf60b3737859c828l-f2107753768r.jpg)

![109 S 38th St - Photo 15](http://lh.rdcpix.com/e407304047902070bf60b3737859c828l-f3116826551r.jpg)

![109 S 38th St - Photo 16](http://lh.rdcpix.com/e407304047902070bf60b3737859c828l-f1095789367r.jpg)

![109 S 38th St - Photo 17](http://lh.rdcpix.com/e407304047902070bf60b3737859c828l-f901094683r.jpg)

![109 S 38th St - Photo 18](http://lh.rdcpix.com/e407304047902070bf60b3737859c828l-f1439962395r.jpg)

![109 S 38th St - Photo 19](http://lh.rdcpix.com/e407304047902070bf60b3737859c828l-f749863600r.jpg)

![109 S 38th St - Photo 20](http://lh.rdcpix.com/e407304047902070bf60b3737859c828l-f2692280888r.jpg)

![109 S 38th St - Photo 21](http://lh.rdcpix.com/e407304047902070bf60b3737859c828l-f859210126r.jpg)

![109 S 38th St - Photo 22](http://lh.rdcpix.com/e407304047902070bf60b3737859c828l-f136393249r.jpg)

![109 S 38th St - Photo 23](http://lh.rdcpix.com/e407304047902070bf60b3737859c828l-f1777851593r.jpg)

![109 S 38th St - Photo 24](http://lh.rdcpix.com/e407304047902070bf60b3737859c828l-f945013101r.jpg)

![109 S 38th St - Photo 25](http://lh.rdcpix.com/e407304047902070bf60b3737859c828l-f3963844668r.jpg)

![109 S 38th St - Photo 26](http://lh.rdcpix.com/e407304047902070bf60b3737859c828l-f3183006358r.jpg)

![109 S 38th St - Photo 27](http://lh.rdcpix.com/e407304047902070bf60b3737859c828l-f1567016437r.jpg)

![109 S 38th St - Photo 28](http://lh.rdcpix.com/e407304047902070bf60b3737859c828l-f1883192663r.jpg)

![109 S 38th St - Photo 29](http://lh.rdcpix.com/e407304047902070bf60b3737859c828l-f860281052r.jpg)

![109 S 38th St - Photo 30](http://lh.rdcpix.com/e407304047902070bf60b3737859c828l-f2014542261r.jpg)

![109 S 38th St - Photo 31](http://lh.rdcpix.com/e407304047902070bf60b3737859c828l-f1080208981r.jpg)

![109 S 38th St - Photo 32](http://lh.rdcpix.com/e407304047902070bf60b3737859c828l-f3527668452r.jpg)

![109 S 38th St - Photo 33](http://lh.rdcpix.com/e407304047902070bf60b3737859c828l-f1266938593r.jpg)

![109 S 38th St - Photo 34](http://lh.rdcpix.com/e407304047902070bf60b3737859c828l-f1401256001r.jpg)

![109 S 38th St - Photo 35](http://lh.rdcpix.com/e407304047902070bf60b3737859c828l-f970736809r.jpg)

![109 S 38th St - Photo 36](http://lh.rdcpix.com/e407304047902070bf60b3737859c828l-f3636874543r.jpg)

![109 S 38th St - Photo 37](http://lh.rdcpix.com/e407304047902070bf60b3737859c828l-f3972765212r.jpg)

![109 S 38th St - Photo 38](http://lh.rdcpix.com/e407304047902070bf60b3737859c828l-f1054937301r.jpg)

![109 S 38th St - Photo 39](http://lh.rdcpix.com/e407304047902070bf60b3737859c828l-f11471895r.jpg)

![109 S 38th St - Photo 40](http://lh.rdcpix.com/e407304047902070bf60b3737859c828l-f3108393186r.jpg)

![109 S 38th St - Photo 41](http://lh.rdcpix.com/e407304047902070bf60b3737859c828l-f3798206243r.jpg)

---

**MLS#:** 328985 | **Updated:** 2026-09-03
**Source:** listhub

*Copyright © 2026 Forgotten Coast Realtor Association. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.*

[View on PropertySimple](https://www.propertysimple.ai/listing/109-s-38th-st-mexico-beach-fl-32456-l328985)

---

## Structured Data

```json
{
  "@context": "https://schema.org",
  "@type": "RealEstateListing",
  "@id": "https://www.propertysimple.ai/listing/109-s-38th-st-mexico-beach-fl-32456-l328985#listing",
  "url": "https://www.propertysimple.ai/listing/109-s-38th-st-mexico-beach-fl-32456-l328985",
  "name": "109 S 38th St, Mexico Beach, FL 32456",
  "description": "Coastal Living with Gulf Views! This beautifully maintained 3-bedroom, 3 bath townhome, built in 2021, offers approximately 1,620 square feet of thoughtfully designed living space just steps from the sugar-white beaches of Mexico Beach. Enjoy Gulf views from the private balconies while taking advantage of the open-concept floor plan featuring luxury vinyl plank flooring, a spacious kitchen with island and breakfast bar, stainless steel appliances, and abundant natural light throughout. The primary suite provides a private retreat with an en-suite bath and walk-in closet, while two additional bedrooms offer plenty of space for family and guests. Whether you're looking for a primary residence, second home, or investment property, this home checks every box with short-term rentals permitted and an unbeatable beachside location close to restaurants, shopping, and public beach access. Don't miss this opportunity to own a nearly new Gulf-view townhome in one of the fastest-growing coastal communities along the Forgotten Coast.",
  "image": [
    "http://lh.rdcpix.com/e407304047902070bf60b3737859c828l-f4289332897r.jpg",
    "http://lh.rdcpix.com/e407304047902070bf60b3737859c828l-f3148736527r.jpg",
    "http://lh.rdcpix.com/e407304047902070bf60b3737859c828l-f1740048748r.jpg",
    "http://lh.rdcpix.com/e407304047902070bf60b3737859c828l-f2313572926r.jpg",
    "http://lh.rdcpix.com/e407304047902070bf60b3737859c828l-f2780828801r.jpg",
    "http://lh.rdcpix.com/e407304047902070bf60b3737859c828l-f1710569445r.jpg",
    "http://lh.rdcpix.com/e407304047902070bf60b3737859c828l-f2098197361r.jpg",
    "http://lh.rdcpix.com/e407304047902070bf60b3737859c828l-f2774636156r.jpg",
    "http://lh.rdcpix.com/e407304047902070bf60b3737859c828l-f2748085406r.jpg",
    "http://lh.rdcpix.com/e407304047902070bf60b3737859c828l-f3022974271r.jpg",
    "http://lh.rdcpix.com/e407304047902070bf60b3737859c828l-f3233902545r.jpg",
    "http://lh.rdcpix.com/e407304047902070bf60b3737859c828l-f1193794664r.jpg",
    "http://lh.rdcpix.com/e407304047902070bf60b3737859c828l-f2637266923r.jpg",
    "http://lh.rdcpix.com/e407304047902070bf60b3737859c828l-f2107753768r.jpg",
    "http://lh.rdcpix.com/e407304047902070bf60b3737859c828l-f3116826551r.jpg",
    "http://lh.rdcpix.com/e407304047902070bf60b3737859c828l-f1095789367r.jpg",
    "http://lh.rdcpix.com/e407304047902070bf60b3737859c828l-f901094683r.jpg",
    "http://lh.rdcpix.com/e407304047902070bf60b3737859c828l-f1439962395r.jpg",
    "http://lh.rdcpix.com/e407304047902070bf60b3737859c828l-f749863600r.jpg",
    "http://lh.rdcpix.com/e407304047902070bf60b3737859c828l-f2692280888r.jpg",
    "http://lh.rdcpix.com/e407304047902070bf60b3737859c828l-f859210126r.jpg",
    "http://lh.rdcpix.com/e407304047902070bf60b3737859c828l-f136393249r.jpg",
    "http://lh.rdcpix.com/e407304047902070bf60b3737859c828l-f1777851593r.jpg",
    "http://lh.rdcpix.com/e407304047902070bf60b3737859c828l-f945013101r.jpg",
    "http://lh.rdcpix.com/e407304047902070bf60b3737859c828l-f3963844668r.jpg",
    "http://lh.rdcpix.com/e407304047902070bf60b3737859c828l-f3183006358r.jpg",
    "http://lh.rdcpix.com/e407304047902070bf60b3737859c828l-f1567016437r.jpg",
    "http://lh.rdcpix.com/e407304047902070bf60b3737859c828l-f1883192663r.jpg",
    "http://lh.rdcpix.com/e407304047902070bf60b3737859c828l-f860281052r.jpg",
    "http://lh.rdcpix.com/e407304047902070bf60b3737859c828l-f2014542261r.jpg",
    "http://lh.rdcpix.com/e407304047902070bf60b3737859c828l-f1080208981r.jpg",
    "http://lh.rdcpix.com/e407304047902070bf60b3737859c828l-f3527668452r.jpg",
    "http://lh.rdcpix.com/e407304047902070bf60b3737859c828l-f1266938593r.jpg",
    "http://lh.rdcpix.com/e407304047902070bf60b3737859c828l-f1401256001r.jpg",
    "http://lh.rdcpix.com/e407304047902070bf60b3737859c828l-f970736809r.jpg",
    "http://lh.rdcpix.com/e407304047902070bf60b3737859c828l-f3636874543r.jpg",
    "http://lh.rdcpix.com/e407304047902070bf60b3737859c828l-f3972765212r.jpg",
    "http://lh.rdcpix.com/e407304047902070bf60b3737859c828l-f1054937301r.jpg",
    "http://lh.rdcpix.com/e407304047902070bf60b3737859c828l-f11471895r.jpg",
    "http://lh.rdcpix.com/e407304047902070bf60b3737859c828l-f3108393186r.jpg",
    "http://lh.rdcpix.com/e407304047902070bf60b3737859c828l-f3798206243r.jpg"
  ],
  "primaryImageOfPage": {
    "@type": "ImageObject",
    "url": "http://lh.rdcpix.com/e407304047902070bf60b3737859c828l-f4289332897r.jpg",
    "caption": "109 S 38th St - Mexico Beach, FL"
  },
  "datePosted": "2026-07-18T04:33:19.845924+00:00",
  "dateModified": "2026-09-03T21:03:52.29025+00:00",
  "mainEntity": {
    "@type": "Accommodation",
    "@id": "https://www.propertysimple.ai/listing/109-s-38th-st-mexico-beach-fl-32456-l328985#property",
    "name": "109 S 38th St, Mexico Beach, FL 32456",
    "address": {
      "@type": "PostalAddress",
      "streetAddress": "109 S 38th St",
      "addressLocality": "Mexico Beach",
      "addressRegion": "FL",
      "postalCode": "32456",
      "addressCountry": "US"
    },
    "geo": {
      "@type": "GeoCoordinates",
      "latitude": 29.9504391,
      "longitude": -85.4242128
    },
    "image": [
      "http://lh.rdcpix.com/e407304047902070bf60b3737859c828l-f4289332897r.jpg",
      "http://lh.rdcpix.com/e407304047902070bf60b3737859c828l-f3148736527r.jpg",
      "http://lh.rdcpix.com/e407304047902070bf60b3737859c828l-f1740048748r.jpg",
      "http://lh.rdcpix.com/e407304047902070bf60b3737859c828l-f2313572926r.jpg",
      "http://lh.rdcpix.com/e407304047902070bf60b3737859c828l-f2780828801r.jpg",
      "http://lh.rdcpix.com/e407304047902070bf60b3737859c828l-f1710569445r.jpg",
      "http://lh.rdcpix.com/e407304047902070bf60b3737859c828l-f2098197361r.jpg",
      "http://lh.rdcpix.com/e407304047902070bf60b3737859c828l-f2774636156r.jpg",
      "http://lh.rdcpix.com/e407304047902070bf60b3737859c828l-f2748085406r.jpg",
      "http://lh.rdcpix.com/e407304047902070bf60b3737859c828l-f3022974271r.jpg",
      "http://lh.rdcpix.com/e407304047902070bf60b3737859c828l-f3233902545r.jpg",
      "http://lh.rdcpix.com/e407304047902070bf60b3737859c828l-f1193794664r.jpg",
      "http://lh.rdcpix.com/e407304047902070bf60b3737859c828l-f2637266923r.jpg",
      "http://lh.rdcpix.com/e407304047902070bf60b3737859c828l-f2107753768r.jpg",
      "http://lh.rdcpix.com/e407304047902070bf60b3737859c828l-f3116826551r.jpg",
      "http://lh.rdcpix.com/e407304047902070bf60b3737859c828l-f1095789367r.jpg",
      "http://lh.rdcpix.com/e407304047902070bf60b3737859c828l-f901094683r.jpg",
      "http://lh.rdcpix.com/e407304047902070bf60b3737859c828l-f1439962395r.jpg",
      "http://lh.rdcpix.com/e407304047902070bf60b3737859c828l-f749863600r.jpg",
      "http://lh.rdcpix.com/e407304047902070bf60b3737859c828l-f2692280888r.jpg",
      "http://lh.rdcpix.com/e407304047902070bf60b3737859c828l-f859210126r.jpg",
      "http://lh.rdcpix.com/e407304047902070bf60b3737859c828l-f136393249r.jpg",
      "http://lh.rdcpix.com/e407304047902070bf60b3737859c828l-f1777851593r.jpg",
      "http://lh.rdcpix.com/e407304047902070bf60b3737859c828l-f945013101r.jpg",
      "http://lh.rdcpix.com/e407304047902070bf60b3737859c828l-f3963844668r.jpg",
      "http://lh.rdcpix.com/e407304047902070bf60b3737859c828l-f3183006358r.jpg",
      "http://lh.rdcpix.com/e407304047902070bf60b3737859c828l-f1567016437r.jpg",
      "http://lh.rdcpix.com/e407304047902070bf60b3737859c828l-f1883192663r.jpg",
      "http://lh.rdcpix.com/e407304047902070bf60b3737859c828l-f860281052r.jpg",
      "http://lh.rdcpix.com/e407304047902070bf60b3737859c828l-f2014542261r.jpg",
      "http://lh.rdcpix.com/e407304047902070bf60b3737859c828l-f1080208981r.jpg",
      "http://lh.rdcpix.com/e407304047902070bf60b3737859c828l-f3527668452r.jpg",
      "http://lh.rdcpix.com/e407304047902070bf60b3737859c828l-f1266938593r.jpg",
      "http://lh.rdcpix.com/e407304047902070bf60b3737859c828l-f1401256001r.jpg",
      "http://lh.rdcpix.com/e407304047902070bf60b3737859c828l-f970736809r.jpg",
      "http://lh.rdcpix.com/e407304047902070bf60b3737859c828l-f3636874543r.jpg",
      "http://lh.rdcpix.com/e407304047902070bf60b3737859c828l-f3972765212r.jpg",
      "http://lh.rdcpix.com/e407304047902070bf60b3737859c828l-f1054937301r.jpg",
      "http://lh.rdcpix.com/e407304047902070bf60b3737859c828l-f11471895r.jpg",
      "http://lh.rdcpix.com/e407304047902070bf60b3737859c828l-f3108393186r.jpg",
      "http://lh.rdcpix.com/e407304047902070bf60b3737859c828l-f3798206243r.jpg"
    ],
    "identifier": {
      "@type": "PropertyValue",
      "propertyID": "MLS",
      "value": "328985"
    },
    "accommodationCategory": "Townhouse",
    "numberOfBedrooms": 3,
    "numberOfBathroomsTotal": 3,
    "numberOfFullBathrooms": 3,
    "floorSize": {
      "@type": "QuantitativeValue",
      "value": 1620,
      "unitCode": "FTK",
      "unitText": "square feet"
    },
    "yearBuilt": 2021,
    "amenityFeature": [
      {
        "@type": "LocationFeatureSpecification",
        "name": "Heating",
        "value": "Central, Electric (Heating)"
      },
      {
        "@type": "LocationFeatureSpecification",
        "name": "Cooling",
        "value": "Ceiling Fan(s), Central Air"
      },
      {
        "@type": "LocationFeatureSpecification",
        "name": "Appliances",
        "value": "Dishwasher, Disposal, Dryer, Electric Oven, Microwave, Refrigerator w/Ice Maker, Washer"
      },
      {
        "@type": "LocationFeatureSpecification",
        "name": "Flooring",
        "value": "Plank, Vinyl"
      },
      {
        "@type": "LocationFeatureSpecification",
        "name": "Construction Materials",
        "value": "Frame"
      },
      {
        "@type": "LocationFeatureSpecification",
        "name": "Views",
        "value": "Water"
      },
      {
        "@type": "LocationFeatureSpecification",
        "name": "Pool Features",
        "value": "Porch"
      },
      {
        "@type": "LocationFeatureSpecification",
        "name": "Air Conditioning",
        "value": true
      },
      {
        "@type": "LocationFeatureSpecification",
        "name": "View",
        "value": true
      }
    ],
    "additionalProperty": [
      {
        "@type": "PropertyValue",
        "name": "Lot Size",
        "value": "0.04 acres"
      },
      {
        "@type": "PropertyValue",
        "name": "Stories",
        "value": 3
      },
      {
        "@type": "PropertyValue",
        "name": "Parking Spaces",
        "value": 2
      },
      {
        "@type": "PropertyValue",
        "name": "Property Subtype",
        "value": "Townhouse"
      }
    ]
  },
  "offers": {
    "@type": "Offer",
    "@id": "https://www.propertysimple.ai/listing/109-s-38th-st-mexico-beach-fl-32456-l328985#offer",
    "url": "https://www.propertysimple.ai/listing/109-s-38th-st-mexico-beach-fl-32456-l328985",
    "price": 775000,
    "priceCurrency": "USD",
    "businessFunction": "http://purl.org/goodrelations/v1#Sell",
    "availability": "https://schema.org/InStock",
    "seller": {
      "@id": "https://www.propertysimple.ai/listing/109-s-38th-st-mexico-beach-fl-32456-l328985#agent"
    }
  },
  "provider": {
    "@type": "Person",
    "@id": "https://www.propertysimple.ai/listing/109-s-38th-st-mexico-beach-fl-32456-l328985#agent",
    "name": "Cameron Harmon",
    "telephone": "8502470207",
    "worksFor": {
      "@type": "Organization",
      "@id": "https://www.propertysimple.ai/listing/109-s-38th-st-mexico-beach-fl-32456-l328985#brokerage",
      "name": "MEXICO BEACH HARMON REALTY, INC",
      "telephone": "850-648-5767"
    }
  }
}
```