About This Home

This 3-bedroom, 3-bathroom condo at 109 Sand Oak Boulevard #109 in Panama City Beach, FL is listed for $304,000 ($195 per sqft). Built in 2008, the home offers 1,560 sqft of living space on a N/A lot.

Key Features

  • Built in 2008
  • 2 stories

Property Details

2 stories
2 full, 1 half
1-car garage
#109
2008

Amenities

A/C
Listing Description

Located in Whisper Dunes on the desirable west end of the beach. This condo has it all. Vaulted ceilings. Brand new stainless appliances. New luxury lvp flooring. New paint throughout. Attached garage. Walk in closet. Full laundry room. Large linen closet. Porch with green area. Large pool with cabana for entertaining. Garage. Beautifully maintained very quiet neighborhood. Close to beach, grocery, and shopping. All new furnishings are included! (All room measurements are approximate )

Monthly Cost Estimate

$2,456/mo

20% down · 6.5% · 30 years

Principal$220
Interest$1,317
Insurance$89
HOA$830

Estimates only. Actual payments may vary.

Location

109 Sand Oak Boulevard #109

Panama City Beach, FL 32413

Whisper Dunes

Features & Amenities

Interior Features

UpperLevelPrimary

Exterior Features

Patio

Property Details

Construction

Block Stucco

Outdoor Features

PorchPatio

Heating

Forced Air

Cooling

Central Air

Questions & Answers

This 3-bedroom, 3-bathroom condo at 109 Sand Oak Boulevard is listed at $304,000 ($195/sqft). The estimated monthly payment is $2,456 based on 20% down, a 30-year loan at 6.5% interest, estimated insurance, HOA fees.

HOA fees are $830/month.

Key features include: Built in 2008, 2 stories. Interior Features: UpperLevelPrimary. Exterior Features: Patio.

This property is listed by Steven Koleno.

SK

Steven Koleno

Agent at beycome

Listed by beycome · Broker phone: (844) 239-2663 · View on Broker Site · Broker website

MLS# 795518· Source: Central Panhandle Association of REALTORS· 44 days on PropertySimple

Copyright © 2026 Central Panhandle Association of REALTORS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

109 Sand Oak Boulevard #109, Panama City Beach, FL 32413

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