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About This Home

This 3-bedroom, 2-bathroom single family at 109 Sun Bear Circle in Freeport, FL is listed for $570,000 ($281 per sqft). Built in 2021, the home offers 2,030 sqft of living space on a 0.23 acres lot.

Agent Description

Welcome to Bear Creek, Freeport's premier gated community and the only gated neighborhood located less than a 2 miles from Choctawhatchee Bay. Offering unmatched convenience, Bear Creek provides easy access to the beaches of South Walton without the hassle of fighting traffic through Freeport on Hwy 331, making every trip to and from the coast more enjoyable.

Built in 2021, this beautifully maintained 2,030 sq. foot home features 3 bedrooms, 2 baths, and a versatile bonus room, all situated on a spacious 1/4 acre lot directly across from the community's fitness center, playground, and gathering spaces. Step inside to soaring ceilings and a bright, open-concept floor plan designed for both comfortable living and effortless entertaining.

Natural light fills the home, while the main living area flows seamlessly to a covered back porch and extended deck overlooking a peaceful creek. The tranquil setting creates the perfect place to relax, unwind, and enjoy the sounds of nature. The spacious primary suite serves as a private retreat with direct access to the outdoor living area and fe

atures a luxurious ensuite bath complete with a custom-tiled walk-in shower, double vanity, and oversized walk-in closet. Two additional bedrooms and a flexible bonus room offer plenty of space for a home office, media room, playroom, or guest accommodations.

Bear Creek residents enjoy an exceptional lifestyle with resort-style amenities that include a brand new community pool, pickleball courts, fitness center, pickleball courts, tennis courts, basketball courts, clubhouse, playground, and gathering areas, all just steps from your front door.

Whether you're searching for a primary residence, second home, or investment opportunity, this move-in-ready property combines modern design, scenic surroundings, outstanding amenities, and one of the most convenient locations in the Freeport area.

Key Features

  • Built in 2021
  • 0.23 acre lot
  • 2 stories
  • 4 parking spaces

Property Details

2 stories
2 full
4 spaces
2021

Amenities

A/C

Monthly Cost Estimate

$3,248/mo

20% down · 6.5% · 30 years

Principal$412
Interest$2,470
Insurance$166
HOA$200

Estimates only. Actual payments may vary.

Location

109 Sun Bear Circle

Freeport, FL 32439

BEAR CREEK COTTAGES

Features & Amenities

Interior Features

Breakfast BarPantrySplit BedroomWasher/Dryer Hookup

Exterior Features

Rain GutterSprinkler System

Property Details

Construction

Frame Roof Pitched Siding CmntFbrHrdBrd Trim Wood

Pool Features

DeckPorchPatio

Parking

Garage

Cooling

Central Air

Appliances

Auto Garage Door OpnDishwasherDisposalDryerMicrowaveOven Continue CleanRefrigeratorSmoke DetectorStove/Oven ElectricWasherWater Heater - Elect

Questions & Answers

This 3-bedroom, 2-bathroom single family at 109 Sun Bear Circle is listed at $570,000 ($281/sqft). The estimated monthly payment is $2,670 based on 20% down at 6.5% interest.

HOA fees are $200/month.

Key features include: Built in 2021, 0.23 acre lot, 2 stories, 4 parking spaces. Interior Features: Breakfast Bar, Pantry, Split Bedroom. Exterior Features: Rain Gutter, Sprinkler System.

This property is listed by Julie Pruitt-Gann and can be reached at (855) 450-0442 or juliepruitt34@gmail.com.

JP

Julie Pruitt-Gann

Agent at Real Broker LLC

(855) 450-0442

Listed by Real Broker LLC · View on Broker Site

MLS# 1005205· Source: listhub· Updated 1 days ago

Copyright © 2026 Emerald Coast Association of Realtors. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

109 Sun Bear Circle, Freeport, FL 32439

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