About This Home

This 3-bedroom, 2-bathroom single family at 109 Sun Bear Circle in Freeport, FL is listed for $549,000 ($270 per sqft). Built in 2021, the home offers 2,030 sqft of living space on a 0.22 acres lot.

Key Features

  • Built in 2021
  • 0.22 acre lot
  • 2 stories
  • 4 parking spaces

Property Details

2 stories
2 full
2-car garage
2021

Amenities

A/C
Listing Description

$5,000 SELLER CREDIT OFFERED AT CLOSING WITH ACCEPTABLE OFFER! MOVE-IN READY and offering exceptional value in the gated Bear Creek community, this beautifully maintained CUSTOM-BUILT home is ready for its next owner. Built in 2021 and offering 2,030 square feet of thoughtfully designed living space, this 3-bedroom, 2-bath home also features a versatile bonus room and sits on a spacious 1/4-acre lot.

Bear Creek offers a desirable Freeport location less than 2 miles from Choctawhatchee Bay, with convenient access to the beaches, dining, shopping, and recreation of South Walton. Residents enjoy an impressive collection of community amenities, including TWO COMMUNITY POOLS--one of them BRAND NEW--along with a fitness center, playground, and gathering spaces.

Even better, this home is ideally positioned directly across from the fitness center, playground, and gathering areas, putting some of Bear Creek's most popular amenities just steps from your front door. Inside, soaring ceilings, abundant natural light, and an open-concept floor plan create a bright and welcoming atmosphere.

The spacious kitchen and living areas flow effortlessly together, making the home equally suited for everyday living and entertaining. Step outside to the covered back porch and extended deck overlooking a peaceful creek and natural surroundings. Whether you're enjoying morning coffee or winding down at the end of the day, this private outdoor setting adds another dimension to the home's living space.

The spacious primary suite is a true retreat with direct access to the outdoor living area and a beautifully appointed ensuite bath featuring a custom-tiled walk-in shower, double vanity, and oversized walk-in closet. Two additional bedrooms provide comfortable accommodations, while the bonus room offers flexibility for a home office, media room, playroom, fitness space, or additional guest area.

With its custom construction, flexible floor plan, peaceful creekside setting, TWO community pools, convenient location, and $5,000 seller credit, this TURNKEY Bear Creek home offers an outstanding opportunity to move right in and start enjoying the Florida lifestyle.

Monthly Cost Estimate

$3,136/mo

20% down · 6.5% · 30 years

Principal$397
Interest$2,379
Insurance$160
HOA$200

Estimates only. Actual payments may vary.

Location

109 Sun Bear Circle

Freeport, FL 32439

BEAR CREEK COTTAGES

Features & Amenities

Interior Features

Breakfast BarPantrySplit BedroomWasher/Dryer Hookup

Exterior Features

Rain GutterSprinkler System

Property Details

Construction

Frame Roof Pitched Siding CmntFbrHrdBrd Trim Wood

Outdoor Features

PatioPorchDeck

Parking

Garage

Cooling

Central Air

Appliances

Auto Garage Door OpnDishwasherDisposalDryerMicrowaveOven Continue CleanRefrigeratorSmoke DetectorStove/Oven ElectricWasherWater Heater - Elect

Questions & Answers

This 3-bedroom, 2-bathroom single family at 109 Sun Bear Circle is listed at $549,000 ($270/sqft). The estimated monthly payment is $3,136 based on 20% down, a 30-year loan at 6.5% interest, estimated insurance, HOA fees.

HOA fees are $200/month.

Key features include: Built in 2021, 0.22 acre lot, 2 stories, 4 parking spaces. Interior Features: Breakfast Bar, Pantry, Split Bedroom. Exterior Features: Rain Gutter, Sprinkler System.

This property is listed by Julie Pruitt-Gann and can be reached at (855) 450-0442.

JP

Julie Pruitt-Gann

License 3308537

Agent at Real Broker LLC

(855) 450-0442
Agent website

Listed by Real Broker LLC · Broker phone: (855) 450-0442 · View on Broker Site · Broker website

MLS# 1013056· Source: Emerald Coast Association of Realtors· 7 days on PropertySimple

Copyright © 2026 Emerald Coast Association of Realtors. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

109 Sun Bear Circle, Freeport, FL 32439

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