# 109 Sun Bear Circle, Freeport, FL 32439 > **TL;DR:** 3bd/2ba single family, $549,000 ($270/sqft), built 2021, 2,030 sqft. > A/C, 2-car garage. Est. $3,136/mo. Listed 7 days. ## Property at a Glance | Attribute | Value | |-----------|-------| | Price | $549,000 | | Price/sqft | $270 | | Bedrooms | 3 | | Bathrooms | 2 full | | Square Feet | 2,030 | | Year Built | 2021 | | Lot Size | 9,583 sqft (0.22 acres) | | Stories | 2 | | Garage | 2-car | | Property Type | Single Family (Other) | | Status | Active | | Days on Market | 7 | ## Estimated Monthly Costs | Category | Amount | |----------|--------| | Principal & Interest (20% down, 30-year at 6.5%) | $2,776 | | Estimated Insurance | $160 | | HOA | $200 | | **Total** | **$3,136** | ## Nearby Schools - **Elementary:** Freeport - **Middle:** Freeport - **High:** Freeport ## Key Amenities - A/C - 2-car garage ## Property Highlights - Built in 2021 - 0.22 acre lot - 2 stories - 4 parking spaces ## Description ### Agent Description $5,000 SELLER CREDIT OFFERED AT CLOSING WITH ACCEPTABLE OFFER! MOVE-IN READY and offering exceptional value in the gated Bear Creek community, this beautifully maintained CUSTOM-BUILT home is ready for its next owner. Built in 2021 and offering 2,030 square feet of thoughtfully designed living space, this 3-bedroom, 2-bath home also features a versatile bonus room and sits on a spacious 1/4-acre lot. Bear Creek offers a desirable Freeport location less than 2 miles from Choctawhatchee Bay, with convenient access to the beaches, dining, shopping, and recreation of South Walton. Residents enjoy an impressive collection of community amenities, including TWO COMMUNITY POOLS--one of them BRAND NEW--along with a fitness center, playground, and gathering spaces. Even better, this home is ideally positioned directly across from the fitness center, playground, and gathering areas, putting some of Bear Creek's most popular amenities just steps from your front door. Inside, soaring ceilings, abundant natural light, and an open-concept floor plan create a bright and welcoming atmosphere. The spacious kitchen and living areas flow effortlessly together, making the home equally suited for everyday living and entertaining. Step outside to the covered back porch and extended deck overlooking a peaceful creek and natural surroundings. Whether you're enjoying morning coffee or winding down at the end of the day, this private outdoor setting adds another dimension to the home's living space. The spacious primary suite is a true retreat with direct access to the outdoor living area and a beautifully appointed ensuite bath featuring a custom-tiled walk-in shower, double vanity, and oversized walk-in closet. Two additional bedrooms provide comfortable accommodations, while the bonus room offers flexibility for a home office, media room, playroom, fitness space, or additional guest area. With its custom construction, flexible floor plan, peaceful creekside setting, TWO community pools, convenient location, and $5,000 seller credit, this TURNKEY Bear Creek home offers an outstanding opportunity to move right in and start enjoying the Florida lifestyle. ## Location - **Address:** 109 Sun Bear Circle, Freeport, FL 32439 - **County:** Walton - **Neighborhood:** BEAR CREEK COTTAGES - **Coordinates:** 30.440653, -86.120653 - **Google Maps:** https://www.google.com/maps?q=30.440653,-86.120653 ## Listing Agent - **Name:** Julie Pruitt-Gann · **License:** 3308537 - **Brokerage:** Real Broker LLC - **Phone:** (855) 450-0442 - **Broker Phone:** (855) 450-0442 - **Listing URL:** [View original listing](https://www.realtor.com/realestateandhomes-detail/109-Sun-Bear-Cir_Freeport_FL_32439_M54017-20566?f=listhub&s=ECARMLSFL&m=1013056&c=propsimple) ## Photos ![109 Sun Bear Circle - Photo 1](http://lh.rdcpix.com/05f5e8e6cad34c2e5ddfc597c8eb539bl-f1841063962r.jpg) ![109 Sun Bear Circle - Photo 2](http://lh.rdcpix.com/05f5e8e6cad34c2e5ddfc597c8eb539bl-f4131110692r.jpg) ![109 Sun Bear Circle - Photo 3](http://lh.rdcpix.com/05f5e8e6cad34c2e5ddfc597c8eb539bl-f422932368r.jpg) ![109 Sun Bear Circle - Photo 4](http://lh.rdcpix.com/05f5e8e6cad34c2e5ddfc597c8eb539bl-f499495088r.jpg) ![109 Sun Bear Circle - Photo 5](http://lh.rdcpix.com/05f5e8e6cad34c2e5ddfc597c8eb539bl-f968666063r.jpg) ![109 Sun Bear Circle - Photo 6](http://lh.rdcpix.com/05f5e8e6cad34c2e5ddfc597c8eb539bl-f2475266489r.jpg) ![109 Sun Bear Circle - Photo 7](http://lh.rdcpix.com/05f5e8e6cad34c2e5ddfc597c8eb539bl-f87003519r.jpg) ![109 Sun Bear Circle - Photo 8](http://lh.rdcpix.com/05f5e8e6cad34c2e5ddfc597c8eb539bl-f1602164892r.jpg) ![109 Sun Bear Circle - Photo 9](http://lh.rdcpix.com/05f5e8e6cad34c2e5ddfc597c8eb539bl-f352110720r.jpg) ![109 Sun Bear Circle - Photo 10](http://lh.rdcpix.com/05f5e8e6cad34c2e5ddfc597c8eb539bl-f1846427411r.jpg) ![109 Sun Bear Circle - Photo 11](http://lh.rdcpix.com/05f5e8e6cad34c2e5ddfc597c8eb539bl-f2254580359r.jpg) ![109 Sun Bear Circle - Photo 12](http://lh.rdcpix.com/05f5e8e6cad34c2e5ddfc597c8eb539bl-f3848444494r.jpg) ![109 Sun Bear Circle - Photo 13](http://lh.rdcpix.com/05f5e8e6cad34c2e5ddfc597c8eb539bl-f556806933r.jpg) ![109 Sun Bear Circle - Photo 14](http://lh.rdcpix.com/05f5e8e6cad34c2e5ddfc597c8eb539bl-f46764689r.jpg) ![109 Sun Bear Circle - Photo 15](http://lh.rdcpix.com/05f5e8e6cad34c2e5ddfc597c8eb539bl-f3351238081r.jpg) ![109 Sun Bear Circle - Photo 16](http://lh.rdcpix.com/05f5e8e6cad34c2e5ddfc597c8eb539bl-f3217796430r.jpg) ![109 Sun Bear Circle - Photo 17](http://lh.rdcpix.com/05f5e8e6cad34c2e5ddfc597c8eb539bl-f41227887r.jpg) ![109 Sun Bear Circle - Photo 18](http://lh.rdcpix.com/05f5e8e6cad34c2e5ddfc597c8eb539bl-f2726673007r.jpg) ![109 Sun Bear Circle - Photo 19](http://lh.rdcpix.com/05f5e8e6cad34c2e5ddfc597c8eb539bl-f1391598351r.jpg) ![109 Sun Bear Circle - Photo 20](http://lh.rdcpix.com/05f5e8e6cad34c2e5ddfc597c8eb539bl-f3490759004r.jpg) ![109 Sun Bear Circle - Photo 21](http://lh.rdcpix.com/05f5e8e6cad34c2e5ddfc597c8eb539bl-f4067426684r.jpg) ![109 Sun Bear Circle - Photo 22](http://lh.rdcpix.com/05f5e8e6cad34c2e5ddfc597c8eb539bl-f1547474312r.jpg) ![109 Sun Bear Circle - Photo 23](http://lh.rdcpix.com/05f5e8e6cad34c2e5ddfc597c8eb539bl-f3897228334r.jpg) ![109 Sun Bear Circle - Photo 24](http://lh.rdcpix.com/05f5e8e6cad34c2e5ddfc597c8eb539bl-f3177750562r.jpg) ![109 Sun Bear Circle - Photo 25](http://lh.rdcpix.com/05f5e8e6cad34c2e5ddfc597c8eb539bl-f1693298098r.jpg) ![109 Sun Bear Circle - Photo 26](http://lh.rdcpix.com/05f5e8e6cad34c2e5ddfc597c8eb539bl-f2602025600r.jpg) ![109 Sun Bear Circle - Photo 27](http://lh.rdcpix.com/05f5e8e6cad34c2e5ddfc597c8eb539bl-f178716966r.jpg) ![109 Sun Bear Circle - Photo 28](http://lh.rdcpix.com/05f5e8e6cad34c2e5ddfc597c8eb539bl-f2959025855r.jpg) ![109 Sun Bear Circle - Photo 29](http://lh.rdcpix.com/05f5e8e6cad34c2e5ddfc597c8eb539bl-f1650740039r.jpg) ![109 Sun Bear Circle - Photo 30](http://lh.rdcpix.com/05f5e8e6cad34c2e5ddfc597c8eb539bl-f2998111126r.jpg) ![109 Sun Bear Circle - Photo 31](http://lh.rdcpix.com/05f5e8e6cad34c2e5ddfc597c8eb539bl-f2034656394r.jpg) ![109 Sun Bear Circle - Photo 32](http://lh.rdcpix.com/05f5e8e6cad34c2e5ddfc597c8eb539bl-f561394246r.jpg) ![109 Sun Bear Circle - Photo 33](http://lh.rdcpix.com/05f5e8e6cad34c2e5ddfc597c8eb539bl-f682876963r.jpg) ![109 Sun Bear Circle - Photo 34](http://lh.rdcpix.com/05f5e8e6cad34c2e5ddfc597c8eb539bl-f1582689995r.jpg) ![109 Sun Bear Circle - Photo 35](http://lh.rdcpix.com/05f5e8e6cad34c2e5ddfc597c8eb539bl-f1115187086r.jpg) ![109 Sun Bear Circle - Photo 36](http://lh.rdcpix.com/05f5e8e6cad34c2e5ddfc597c8eb539bl-f483185750r.jpg) ![109 Sun Bear Circle - Photo 37](http://lh.rdcpix.com/05f5e8e6cad34c2e5ddfc597c8eb539bl-f3191778463r.jpg) ![109 Sun Bear Circle - Photo 38](http://lh.rdcpix.com/05f5e8e6cad34c2e5ddfc597c8eb539bl-f3246444671r.jpg) ![109 Sun Bear Circle - Photo 39](http://lh.rdcpix.com/05f5e8e6cad34c2e5ddfc597c8eb539bl-f2490870108r.jpg) ![109 Sun Bear Circle - Photo 40](http://lh.rdcpix.com/05f5e8e6cad34c2e5ddfc597c8eb539bl-f1944393566r.jpg) ![109 Sun Bear Circle - Photo 41](http://lh.rdcpix.com/05f5e8e6cad34c2e5ddfc597c8eb539bl-f3476629269r.jpg) ![109 Sun Bear Circle - Photo 42](http://lh.rdcpix.com/05f5e8e6cad34c2e5ddfc597c8eb539bl-f893263850r.jpg) ![109 Sun Bear Circle - Photo 43](http://lh.rdcpix.com/05f5e8e6cad34c2e5ddfc597c8eb539bl-f3086883976r.jpg) ![109 Sun Bear Circle - Photo 44](http://lh.rdcpix.com/05f5e8e6cad34c2e5ddfc597c8eb539bl-f1537581935r.jpg) ![109 Sun Bear Circle - Photo 45](http://lh.rdcpix.com/05f5e8e6cad34c2e5ddfc597c8eb539bl-f2328549815r.jpg) ![109 Sun Bear Circle - Photo 46](http://lh.rdcpix.com/05f5e8e6cad34c2e5ddfc597c8eb539bl-f2698112653r.jpg) ![109 Sun Bear Circle - Photo 47](http://lh.rdcpix.com/05f5e8e6cad34c2e5ddfc597c8eb539bl-f711765079r.jpg) ![109 Sun Bear Circle - Photo 48](http://lh.rdcpix.com/05f5e8e6cad34c2e5ddfc597c8eb539bl-f1712752429r.jpg) ![109 Sun Bear Circle - Photo 49](http://lh.rdcpix.com/05f5e8e6cad34c2e5ddfc597c8eb539bl-f1367719842r.jpg) ![109 Sun Bear Circle - Photo 50](http://lh.rdcpix.com/05f5e8e6cad34c2e5ddfc597c8eb539bl-f804083839r.jpg) ![109 Sun Bear Circle - Photo 51](http://lh.rdcpix.com/05f5e8e6cad34c2e5ddfc597c8eb539bl-f1572197662r.jpg) ![109 Sun Bear Circle - Photo 52](http://lh.rdcpix.com/05f5e8e6cad34c2e5ddfc597c8eb539bl-f2266319042r.jpg) ![109 Sun Bear Circle - Photo 53](http://lh.rdcpix.com/05f5e8e6cad34c2e5ddfc597c8eb539bl-f259161486r.jpg) ![109 Sun Bear Circle - Photo 54](http://lh.rdcpix.com/05f5e8e6cad34c2e5ddfc597c8eb539bl-f4134528705r.jpg) ![109 Sun Bear Circle - Photo 55](http://lh.rdcpix.com/05f5e8e6cad34c2e5ddfc597c8eb539bl-f2538510688r.jpg) --- **MLS#:** 1013056 | **Updated:** 2026-10-07 **Source:** listhub *Copyright © 2026 Emerald Coast Association of Realtors. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.* [View on PropertySimple](https://www.propertysimple.ai/listing/109-sun-bear-circle-freeport-fl-32439-1013056) --- ## Structured Data ```json { "@context": "https://schema.org", "@type": "RealEstateListing", "@id": "https://www.propertysimple.ai/listing/109-sun-bear-circle-freeport-fl-32439-1013056#listing", "url": "https://www.propertysimple.ai/listing/109-sun-bear-circle-freeport-fl-32439-1013056", "name": "109 Sun Bear Circle, Freeport, FL 32439", "description": "$5,000 SELLER CREDIT OFFERED AT CLOSING WITH ACCEPTABLE OFFER! MOVE-IN READY and offering exceptional value in the gated Bear Creek community, this beautifully maintained CUSTOM-BUILT home is ready for its next owner. Built in 2021 and offering 2,030 square feet of thoughtfully designed living space, this 3-bedroom, 2-bath home also features a versatile bonus room and sits on a spacious 1/4-acre lot. Bear Creek offers a desirable Freeport location less than 2 miles from Choctawhatchee Bay, with convenient access to the beaches, dining, shopping, and recreation of South Walton. Residents enjoy an impressive collection of community amenities, including TWO COMMUNITY POOLS--one of them BRAND NEW--along with a fitness center, playground, and gathering spaces. Even better, this home is ideally positioned directly across from the fitness center, playground, and gathering areas, putting some of Bear Creek's most popular amenities just steps from your front door. Inside, soaring ceilings, abundant natural light, and an open-concept floor plan create a bright and welcoming atmosphere. The spacious kitchen and living areas flow effortlessly together, making the home equally suited for everyday living and entertaining. Step outside to the covered back porch and extended deck overlooking a peaceful creek and natural surroundings. Whether you're enjoying morning coffee or winding down at the end of the day, this private outdoor setting adds another dimension to the home's living space. The spacious primary suite is a true retreat with direct access to the outdoor living area and a beautifully appointed ensuite bath featuring a custom-tiled walk-in shower, double vanity, and oversized walk-in closet. Two additional bedrooms provide comfortable accommodations, while the bonus room offers flexibility for a home office, media room, playroom, fitness space, or additional guest area. 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