# 109 TERN DRIVE, Anna Maria, FL 34216

> **TL;DR:** 2bd/2ba single family, $1,499,000 ($1226/sqft), built 1968, 1,223 sqft.
> Waterfront. Est. $6,496/mo. Listed 81 days.

## Property at a Glance

| Attribute | Value |
|-----------|-------|
| Price | $1,499,000 |
| Price/sqft | $1226 |
| Bedrooms | 2 |
| Bathrooms | 2 full |
| Square Feet | 1,223 |
| Year Built | 1968 |
| Lot Size | 7,405 sqft (0.17 acres) |
| Property Type | Single Family (Single Family Residence) |
| Status | For Sale |
| Days on Market | 81 |

## Why This Home Stands Out

- **Waterfront** - Direct water access

## Estimated Monthly Costs

| Category | Amount |
|----------|--------|
| Mortgage (20% down, 6.5%) | $6,496 |
| **Total** | **$6,496** |

## Key Amenities

- Waterfront

## Property Highlights

- Built in 1968
- 0.17 acre lot
- Waterfront

## Description

### Agent Description
Love the beach and love to boat?  Delightful waterfront home with direct access to open water. Located on the famed North end of Anna Maria Island.  This 2 bedroom 2 bathroom home offers incredible opportunities for adventure.  Whether it is the sand of the Gulf beaches you seek or if enjoying the water from a boat, kayak, or paddle board is your thing the choice is yours.  Another incredible benefit of this location is the proximity to Pine Ave, full of fun shopping and eateries.  Generously sized lot is positioned on a cul-de-sac providing privacy due to no through traffic.  Concrete block paired with a metal roof creates a formidable structure.  As you enter the home you will be welcomed by a sense of coziness.  The kitchen features solid wood cabinetry and exquisite Taj Mahal quartzite countertops.  Entertaining is aided by the in-ceiling home speaker system.  Enjoy year around serene water views from the 300 square foot screened-in lanai equipped with four ceiling fans.  Single car garage for all your storage needs or get creative for a possible third bedroom.  The large lot leaves ample room for a pool to the front of the house.  Schedule a showing today and discover if this piece of paradise if right for you.

## Location

- **Address:** 109 TERN DRIVE, Anna Maria, FL 34216
- **County:** Manatee
- **Neighborhood:** LUANA ISLES
- **Coordinates:** 27.53418, -82.739416
- **Google Maps:** https://www.google.com/maps?q=27.53418,-82.739416

## Listing Agent

- **Name:** Justin Powell
- **Brokerage:** SATO REAL ESTATE INC.
- **Phone:** 9417787200
- **Email:** justin@satorealestate.com

## Primary Photo

![109 TERN DRIVE - Primary Photo](http://lh.rdcpix.com/3025eeab6d501e063ece0a32db434ebdl-f2253461389r.jpg)

*60 total photos available on [listing page](https://www.propertysimple.com/listing/109-tern-drive-anna-maria-fl-34216-a4685406)*

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**MLS#:** A4685406 | **Updated:** 2026-06-18
**Source:** listhub

*Copyright © 2026 Stellar MLS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.*

[View on PropertySimple](https://www.propertysimple.com/listing/109-tern-drive-anna-maria-fl-34216-a4685406)

---

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