About This Home

This 3-bedroom, 2-bathroom single family at 109 W Gray Street in Jay, OK is listed for $119,000 ($75 per sqft). the home offers 1,588 sqft of living space on a 0.28 acres lot.

Key Features

  • 0.28 acre lot
  • Fireplace

Property Details

1 story
2 full

Amenities

FireplaceA/C
Listing Description

Charming opportunity in the heart of Jay! This property at 109 W Gray St offers a great blend of convenience and potential, just minutes from local schools, shopping, and downtown amenities. Whether you're a first-time homebuyer, investor, or looking to downsize, this home provides a functional layout with comfortable living spaces and room to make it your own.

Enjoy a spacious lot with plenty of outdoor possibilities, perfect for relaxing, gardening, or entertaining. Don't miss your chance to own an affordable property in a convenient location!

Monthly Cost Estimate

$636/mo

20% down · 6.5% · 30 years

Principal$86
Interest$516
Insurance$35

Estimates only. Actual payments may vary.

Location

109 W Gray Street

Jay, OK 74346

Creekmore Addition

Property Details

Construction

Brick

Heating

Electric (Heating)Central

Cooling

Ceiling Fan(s)Central Air

Appliances

Electric CooktopElectric OvenRange HoodElectric Water Heater

Questions & Answers

This 3-bedroom, 2-bathroom single family at 109 W Gray Street is listed at $119,000 ($75/sqft). The estimated monthly payment is $637 based on 20% down, a 30-year loan at 6.5% interest, estimated insurance.

Key features include: 0.28 acre lot, Fireplace.

This property is listed by Chris Beal and can be reached at (918) 335-5806.

CB

Chris Beal

Agent at Keller Williams Realty Grand Lake

(918) 335-5806

Listed by Keller Williams Realty Grand Lake · View on Broker Site

MLS# 26-743· Source: listhub· 93 days on market

Copyright © 2026 Northeast Oklahoma Board of Realtors. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

109 W Gray Street, Jay, OK 74346

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