About This Home

This 2-bedroom, 2-bathroom single family at 109 Westkill Road in Jefferson, NY is listed for $130,000 ($102 per sqft). Built in 1840, the home offers 1,280 sqft of living space on a 0.30 acres lot.

Key Features

  • Built in 1840
  • 0.30 acre lot
  • Fireplace

Property Details

1 story
1 full, 1 half
1840

Amenities

FireplaceHardwood
Listing Description

Price Adjustment - All reasonable offers will be presented to the seller. Buyers should understand that they could move in tomorrow but the home does require some work that can be done at their pace. A new furnace is needed therefore unlikely to qualify for conventional or FHA loans.

Timeless 1840 Cape Cod Ready for Its Next Chapter Step into the story of this classic 1840 Cape Cod-a 1.5-level home offering 2 bedrooms, 2 baths, and approximately 1,280 sq ft of warm, character-rich living space. Nestled on a manageable 0.3-acre lot, this home is a blend of early American charm and practical updates, waiting for its next caretaker to continue its journey.

Inside, discover sunlit rooms with refinished wood floors and the inviting glow of a working fireplace-perfect for quiet evenings or gathering with friends. A sunroom offers a peaceful nook to enjoy morning coffee, while the cozy deck extends your living space outdoors.

Original details and vintage touches give each room a sense of history, yet thoughtful improvements by the current owner-including thermal windows, updated appliances, and a newer water heater-add comfort and convenience. Outside, the lilac hedge, mature shrubs, and a quaint fieldstone fence create a private, garden-like feel, adding to the home's cottage charm.

A handy shed provides extra storage for gardening tools or seasonal items. Lovingly kept as a second/weekend home, this property holds the promise of even more: complete the cosmetic updates to match your vision and transform it into a year-round residence filled with character and warmth. More than just a house, this is an invitation to become part of its long history-to preserve, enhance, and make it truly your own. Bring your ideas and care, and write the next chapter for this timeless Cape Cod.

Monthly Cost Estimate

$695/mo

20% down · 6.5% · 30 years

Principal$94
Interest$563
Insurance$38

Estimates only. Actual payments may vary.

Location

109 Westkill Road

Jefferson, NY 12093

Features & Amenities

Interior Features

EntranceFoyerEatInKitchenJettedTubLivingDiningRoom

Exterior Features

DirtDrivewayDeckTvAntennaPropaneTankLeased

Property Details

Flooring

HardwoodVinylVaries

Construction

Frame VinylSiding

Outdoor Features

Deck

Parking

Garage

Heating

Propane (Heating)BaseboardSpace HeaterForced Air

Appliances

DishwasherGasOvenGasRangePropaneWaterHeaterRefrigerator

Questions & Answers

This 2-bedroom, 2-bathroom single family at 109 Westkill Road is listed at $130,000 ($102/sqft). The estimated monthly payment is $695 based on 20% down, a 30-year loan at 6.5% interest, estimated insurance.

Key features include: Built in 1840, 0.30 acre lot, Fireplace. Interior Features: EntranceFoyer, EatInKitchen, JettedTub. Exterior Features: DirtDriveway, Deck, TvAntenna.

This property is listed by Robert Kennedy.

RK

Robert Kennedy

License 10401358878

Agent at Coldwell Banker Real Estate

Listed by Coldwell Banker Real Estate · Broker phone: (518) 937-0924 · View on Broker Site · Broker website

MLS# R1625374· Source: New York State Alliance of MLSs, LLC· 453 days on PropertySimple

Copyright © 2026 New York State Alliance of MLSs, LLC. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

109 Westkill Road, Jefferson, NY 12093

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