About This Home

This 4-bedroom, 3-bathroom single family at 109 Whispering Oaks Lane in Otego, NY is listed for $399,900 ($267 per sqft). Built in 2000, the home offers 1,497 sqft of living space on a 5.09 acres lot.

Key Features

  • Built in 2000
  • 5.09 acre lot
  • Fireplace

Property Details

1 story
3 full
4-car garage
2000

Amenities

Fireplace
Listing Description

The name of the road says it all! Come and enjoy the peace and quiet of Whispering Oaks Lane, just minutes to Route 7 at a location where all you hear is the whisper of the breeze through the trees! This 4 bedroom ranch home was built in 2000 as a family get-away!

Never occupied for more than a few short visits each year! This gently used charmer features a large living room with gas fireplace, a very spacious dining room, classy kitchen with peninsula countertop, pantry, and a walk-out to massive deck! Primary en-suite, 2nd living room or bedroom AND family room with gas appliance in basement, and another walk-out to patio and backyard.

2 car attached garage is extra deep and extra convenient, plus there is an additional 24'x30' detached garage for all the toys! Lovely 5+ acre lot on exclusive Whispering Oaks Lane...shhh- you can hear the quiet all around you! 5 minutes to village/I88, 10 minutes to Oneonta and the All Star Village baseball camps...which all feel a world away!

Whispering Oaks Lane is a cul-de-sac street- no "thru-traffic"! 500 gallon underground LP tank serves boiler (domestic hot water- off boiler), gas fireplace, gas stove, and kitchen stove. The one heat source in basement is the gas stove in family room. Pump-up station in basement is located in utility room- for basement level bath and laundry.

Monthly Cost Estimate

$2,139/mo

20% down · 6.5% · 30 years

Principal$289
Interest$1,733
Insurance$117

Estimates only. Actual payments may vary.

Location

109 Whispering Oaks Lane

Otego, NY 13825

Features & Amenities

Interior Features

CeilingFansSeparateFormalDiningRoomEntranceFoyerKitchenIslandPantryWorkshop

Exterior Features

BlacktopDrivewayDeckPropaneTankOwned

Property Details

Flooring

CarpetTileVaries

Construction

Frame WoodSiding

Outdoor Features

Deck

Parking

Garage

Heating

Other (Heating)Hot Water(Heating)Propane (Heating)Baseboard

Appliances

DryerDishwasherExhaustFanGasOvenGasRangePropaneWaterHeaterRefrigeratorRangeHoodWasher

Questions & Answers

This 4-bedroom, 3-bathroom single family at 109 Whispering Oaks Lane is listed at $399,900 ($267/sqft). The estimated monthly payment is $2,139 based on 20% down, a 30-year loan at 6.5% interest, estimated insurance.

Key features include: Built in 2000, 5.09 acre lot, Fireplace. Interior Features: CeilingFans, SeparateFormalDiningRoom, EntranceFoyer. Exterior Features: BlacktopDriveway, Deck, PropaneTankOwned.

This property is listed by Rodger B Moran.

RM

Rodger B Moran

License 30MO0797197

Agent at Benson Agency Real Estate LLC

Listed by Benson Agency Real Estate LLC · Broker phone: (607) 432-4391 · View on Broker Site · Broker website

MLS# R1716169· Source: New York State Alliance of MLSs, LLC· 41 days on PropertySimple

Copyright © 2026 New York State Alliance of MLSs, LLC. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

109 Whispering Oaks Lane, Otego, NY 13825

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