About This Home

This 4-bedroom, 3-bathroom single family at 109 Whispering Oaks Ln in Otego, NY is listed for $399,900. Built in 2000, on a 5.09 acres lot.

Key Features

  • Built in 2000
  • 5.09 acre lot

Property Details

1 story
3 full
4-car garage
2000
Listing Description

The name of the road says it all! Come and enjoy the peace and quiet of Whispering Oaks Lane, just minutes to Route 7 at a location where all you hear is the whisper of the breeze through the trees! this 4 bedroom ranch home was built in 2000 as a family get-away!

Never occupied for more than a few short visits each year! This gently used charmer features a large living room with gas fireplace, a very spacious dining room, classy kitchen with peninsula countertop, pantry, and a walk-out to massive deck! Primary en-suite, 2nd living room AND family room with gas appliance in basement, and another walk-out to patio and backyard.

2 car attached garage is extra deep and extra convenient, plus there is an additional 24'x30' detached garage for all the toys! Lovely 5+ acre lot on exclusive Whispering Oaks Lane...shhh- you can hear the quiet all around you! 5 minutes to village/I88, 10 minutes to Oneonta and the All Star Village baseball camps...which all feel a world away! Whispering Oaks Lane is a cul-de-sac street- no "thru-traffic"! 500 gallon underground LP tank serves gas fireplace, gas stove, and kitchen stove.

Monthly Cost Estimate

$2,139/mo

20% down · 6.5% · 30 years

Principal$289
Interest$1,733
Insurance$117

Estimates only. Actual payments may vary.

Location

109 Whispering Oaks Ln

Otego, NY 13825

Property Details

Flooring

TileCarpet

Construction

Wood Siding

Outdoor Features

Deck

Heating

OilBaseboardHot Water(Heating)Propane (Heating)

Questions & Answers

This 4-bedroom, 3-bathroom single family at 109 Whispering Oaks Ln is listed at $399,900. The estimated monthly payment is $2,139 based on 20% down, a 30-year loan at 6.5% interest, estimated insurance.

Key features include: Built in 2000, 5.09 acre lot.

This property is listed by Rodger B Moran.

RM

Rodger B Moran

Agent at BENSON AGENCY REAL ESTATE LLC

Listed by BENSON AGENCY REAL ESTATE LLC · Broker phone: 607-432-4391 · View on Broker Site

MLS# 11995784· Source: My State MLS· 40 days on PropertySimple

Copyright © 2026 My State MLS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

109 Whispering Oaks Ln, Otego, NY 13825

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