Curious about this home?

Ask anything — no agents, no pressure

Try asking

About This Home

This 3-bedroom, 3-bathroom single family at 10922 N Lower Lake Shore Drive in Monticello, IN is listed for $599,000 ($328 per sqft). Built in 1940, the home offers 1,828 sqft of living space on a 0.21 acres lot.

Agent Description

Welcome to this stunning home on Lake Freeman, offering breathtaking water views and designed with entertaining in mind. The spacious interior features a luxurious primary suite with a beautifully updated en-suite bath, complete with a walk-in white tiled shower, soaking tub, and elegant gold fixtures.

A second sleeping area includes two twin bunks and two full beds, along with a private bath featuring a walk-in tiled shower and stylish bronze finishes. A third bunk room offers two large custom-built bunks, perfect for guests. The foyer provides additional flexible living space and includes a convenient queen Murphy bed, along with a third full bath featuring a walk-in shower.

For added convenience, the home is equipped with two washers and two dryers. The open-concept living, dining, and kitchen area serves as the heart of the home, boasting a large kitchen with bar seating, double refrigerators, built-in pantry, dishwasher, double farm sink, and electric range.

Step outside to enjoy a screened-in porch with adjoining deck, storage shed, and ample parking. The waterfront features a double electric boat lift, two PWC lifts, steel seawall, and a brand-new deck with cable railing—perfect for taking in the panoramic lake views. This exceptional property offers the ideal blend of comfort, style, and functionality—perfect as a full-time residence, vacation home, or investment opportunity.

Key Features

  • Built in 1940
  • 0.21 acre lot
  • Waterfront

Property Details

3 full
1940

Amenities

Waterfront

Monthly Cost Estimate

$3,204/mo

20% down · 6.5% · 30 years

Principal$433
Interest$2,596
Insurance$175

Estimates only. Actual payments may vary.

Location

10922 N Lower Lake Shore Drive

Monticello, IN 47960-8135

Sunset Park

Features & Amenities

Interior Features

DishwasherBoat Lift-permanentLaundry-stacked W/DWater Heater ElectricWater Softener-ownedPwc Lift/Ramp-temp

Exterior Features

Pier/DockShed

Property Details

Heating

Hot Water (Heating)Other (Heating)

Cooling

Multi UnitsWall Unit(s)

Appliances

RangeRange - Electric

Questions & Answers

This 3-bedroom, 3-bathroom single family at 10922 N Lower Lake Shore Drive is listed at $599,000 ($328/sqft). The estimated monthly payment is $2,596 based on 20% down at 6.5% interest.

Key features include: Built in 1940, 0.21 acre lot, Waterfront. Interior Features: Dishwasher, Boat Lift-permanent, Laundry-stacked W/D. Exterior Features: Pier/Dock, Shed.

This property is listed by John Koppelmann, CRS, e-PRO, GRI, SRES and can be reached at 5748700688 or john@johnsellshomes.com.

JS

John Koppelmann, CRS, e-PRO, GRI, SRES

Agent at Koppelmann Real Estate

(574) 870-0688

Listed by Koppelmann Real Estate · View on Broker Site

MLS# 202616430· Source: listhub· Updated 30 days ago

Copyright © 2026 White County Association of Realtors. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

10922 N Lower Lake Shore Drive, Monticello, IN 47960-8135

Open this listing in: