# 10922 N Lower Lake Shore Drive, Monticello, IN 47960-8135

> **TL;DR:** 3bd/3ba single family, $599,000 ($328/sqft), built 1940, 1,828 sqft.
> Waterfront. Est. $2,596/mo. Listed 30 days.

## Property at a Glance

| Attribute | Value |
|-----------|-------|
| Price | $599,000 |
| Price/sqft | $328 |
| Bedrooms | 3 |
| Bathrooms | 3 full |
| Square Feet | 1,828 |
| Year Built | 1940 |
| Lot Size | 9,148 sqft (0.21 acres) |
| Property Type | Single Family (Single Family Residence) |
| Status | For Sale |
| Days on Market | 30 |

## Why This Home Stands Out

- **Waterfront** - Direct water access

## Estimated Monthly Costs

| Category | Amount |
|----------|--------|
| Mortgage (20% down, 6.5%) | $2,596 |
| **Total** | **$2,596** |

## Nearby Schools

- **Elementary:** Meadowlawn
- **Middle:** Roosevelt
- **High:** Twin Lakes

## Key Amenities

- Waterfront

## Property Highlights

- Built in 1940
- 0.21 acre lot
- Waterfront

## Description

### Agent Description
Welcome to this stunning home on Lake Freeman, offering breathtaking water views and designed with entertaining in mind. The spacious interior features a luxurious primary suite with a beautifully updated en-suite bath, complete with a walk-in white tiled shower, soaking tub, and elegant gold fixtures. A second sleeping area includes two twin bunks and two full beds, along with a private bath featuring a walk-in tiled shower and stylish bronze finishes. A third bunk room offers two large custom-built bunks, perfect for guests. The foyer provides additional flexible living space and includes a convenient queen Murphy bed, along with a third full bath featuring a walk-in shower. For added convenience, the home is equipped with two washers and two dryers. The open-concept living, dining, and kitchen area serves as the heart of the home, boasting a large kitchen with bar seating, double refrigerators, built-in pantry, dishwasher, double farm sink, and electric range. Step outside to enjoy a screened-in porch with adjoining deck, storage shed, and ample parking. The waterfront features a double electric boat lift, two PWC lifts, steel seawall, and a brand-new deck with cable railing—perfect for taking in the panoramic lake views. This exceptional property offers the ideal blend of comfort, style, and functionality—perfect as a full-time residence, vacation home, or investment opportunity.

## Location

- **Address:** 10922 N Lower Lake Shore Drive, Monticello, IN 47960-8135
- **County:** Carroll County
- **Neighborhood:** Sunset Park
- **Coordinates:** 40.707299, -86.756799
- **Google Maps:** https://www.google.com/maps?q=40.707299,-86.756799

## Listing Agent

- **Name:** John Koppelmann, CRS, e-PRO, GRI, SRES
- **Brokerage:** Koppelmann Real Estate
- **Phone:** 5748700688
- **Email:** john@johnsellshomes.com

## Primary Photo

![10922 N Lower Lake Shore Drive - Primary Photo](http://lh.rdcpix.com/a5aa1e92258c4ffbb9d2ec51bee6a776l-f3751026605r.jpg)

*35 total photos available on [listing page](https://www.propertysimple.com/listing/10922-n-lower-lake-shore-drive-monticello-in-47960-8135-02616430)*

---

**MLS#:** 202616430 | **Updated:** 2026-06-19
**Source:** listhub

*Copyright © 2026 White County Association of Realtors. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.*

[View on PropertySimple](https://www.propertysimple.com/listing/10922-n-lower-lake-shore-drive-monticello-in-47960-8135-02616430)

---

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