# 1095 Route 292, Holmes, NY 12531 > **TL;DR:** 3bd/2ba single family, $750,000 ($586/sqft), built 1985, 1,280 sqft. > Waterfront, View, Hardwood, 1-car garage. Est. $4,011/mo. Listed 59 days. ## Property at a Glance | Attribute | Value | |-----------|-------| | Price | $750,000 | | Price/sqft | $586 | | Bedrooms | 3 | | Bathrooms | 2 full | | Square Feet | 1,280 | | Year Built | 1985 | | Lot Size | 303,178 sqft (6.96 acres) | | Garage | 1-car | | Property Type | Single Family (Single Family Residence) | | Status | Active | | Days on Market | 59 | ## Why This Home Stands Out - **Waterfront** - Waterfront location listed - **Views** - Lake - **Hardwood Floors** - Hardwood flooring listed ## Estimated Monthly Costs | Category | Amount | |----------|--------| | Principal & Interest (20% down, 30-year at 6.5%) | $3,792 | | Estimated Insurance | $219 | | **Total** | **$4,011** | ## Nearby Schools - **Elementary:** Pawling Elementary School - **Middle:** Pawling Middle School - **High:** Pawling High School ## Key Amenities - Waterfront - View - Hardwood - 1-car garage ## Property Highlights - Built in 1985 - 6.96 acre lot - Waterfront ## Description ### Agent Description Set above Whaley Lake, this beautiful 3 bedroom and 2 bathroom rustic contemporary woodland retreat is ready for its next chapter. There are so many opportunities to be had at this property with almost 7 private acres, lake access, and hiking trails! The possibilities are endless. The large back deck is perfect for entertaining or just simply relaxing. The family room views of the lake provide calm and serenity. The lower level is the perfect space for a movie room or play room. A commuters dream with close proximity to 84 and the MTA train line, you get peace and privacy without being too far from NYC! Original classic features and many recent upgrades like a 6 year old roof and new well pump, this property is ready for you to call it home! ## Location - **Address:** 1095 Route 292, Holmes, NY 12531 - **County:** Dutchess County - **Coordinates:** 41.545253, -73.663835 - **Google Maps:** https://www.google.com/maps?q=41.545253,-73.663835 ## Listing Agent - **Name:** Bethany Cole - **Brokerage:** HomeSmart Homes and Estates - **Broker Phone:** (845) 547-0005 - **Listing URL:** [View original listing](https://www.realtor.com/realestateandhomes-detail/1095-Route-292_Holmes_NY_12531_M35173-51499?f=listhub&s=MLSLINY&m=1045275&c=propsimple) ## Photos ![1095 Route 292 - Photo 1](http://lh.rdcpix.com/a293cf0f8024428e7c5115edd2f216f4l-f1349925559r.jpg) ![1095 Route 292 - Photo 2](http://lh.rdcpix.com/a293cf0f8024428e7c5115edd2f216f4l-f973839328r.jpg) ![1095 Route 292 - Photo 3](http://lh.rdcpix.com/a293cf0f8024428e7c5115edd2f216f4l-f3379251424r.jpg) ![1095 Route 292 - Photo 4](http://lh.rdcpix.com/a293cf0f8024428e7c5115edd2f216f4l-f2181905534r.jpg) ![1095 Route 292 - Photo 5](http://lh.rdcpix.com/a293cf0f8024428e7c5115edd2f216f4l-f3416860183r.jpg) ![1095 Route 292 - Photo 6](http://lh.rdcpix.com/a293cf0f8024428e7c5115edd2f216f4l-f2385369423r.jpg) ![1095 Route 292 - Photo 7](http://lh.rdcpix.com/a293cf0f8024428e7c5115edd2f216f4l-f3003073187r.jpg) ![1095 Route 292 - Photo 8](http://lh.rdcpix.com/a293cf0f8024428e7c5115edd2f216f4l-f2786795899r.jpg) ![1095 Route 292 - Photo 9](http://lh.rdcpix.com/a293cf0f8024428e7c5115edd2f216f4l-f209507890r.jpg) ![1095 Route 292 - Photo 10](http://lh.rdcpix.com/a293cf0f8024428e7c5115edd2f216f4l-f2143796848r.jpg) ![1095 Route 292 - Photo 11](http://lh.rdcpix.com/a293cf0f8024428e7c5115edd2f216f4l-f242843297r.jpg) ![1095 Route 292 - Photo 12](http://lh.rdcpix.com/a293cf0f8024428e7c5115edd2f216f4l-f1043008813r.jpg) ![1095 Route 292 - Photo 13](http://lh.rdcpix.com/a293cf0f8024428e7c5115edd2f216f4l-f25816119r.jpg) ![1095 Route 292 - Photo 14](http://lh.rdcpix.com/a293cf0f8024428e7c5115edd2f216f4l-f3754474427r.jpg) ![1095 Route 292 - Photo 15](http://lh.rdcpix.com/a293cf0f8024428e7c5115edd2f216f4l-f2595618123r.jpg) ![1095 Route 292 - Photo 16](http://lh.rdcpix.com/a293cf0f8024428e7c5115edd2f216f4l-f3099056365r.jpg) ![1095 Route 292 - Photo 17](http://lh.rdcpix.com/a293cf0f8024428e7c5115edd2f216f4l-f890304791r.jpg) --- **MLS#:** 1045275 | **Updated:** 2026-10-29 **Source:** listhub *Copyright © 2026 OneKey MLS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.* [View on PropertySimple](https://www.propertysimple.ai/listing/1095-route-292-holmes-ny-12531-6f42189873a14992964795f4fc2fa28b) --- ## Structured Data ```json { "@context": "https://schema.org", "@type": "RealEstateListing", "@id": "https://www.propertysimple.ai/listing/1095-route-292-holmes-ny-12531-6f42189873a14992964795f4fc2fa28b#listing", "url": "https://www.propertysimple.ai/listing/1095-route-292-holmes-ny-12531-6f42189873a14992964795f4fc2fa28b", "name": "1095 Route 292, Holmes, NY 12531", "description": "Set above Whaley Lake, this beautiful 3 bedroom and 2 bathroom rustic contemporary woodland retreat is ready for its next chapter. There are so many opportunities to be had at this property with almost 7 private acres, lake access, and hiking trails! The possibilities are endless. The large back deck is perfect for entertaining or just simply relaxing. The family room views of the lake provide calm and serenity. The lower level is the perfect space for a movie room or play room. A commuters dream with close proximity to 84 and the MTA train line, you get peace and privacy without being too far from NYC! Original classic features and many recent upgrades like a 6 year old roof and new well pump, this property is ready for you to call it home!", "image": [ "http://lh.rdcpix.com/a293cf0f8024428e7c5115edd2f216f4l-f1349925559r.jpg", "http://lh.rdcpix.com/a293cf0f8024428e7c5115edd2f216f4l-f973839328r.jpg", "http://lh.rdcpix.com/a293cf0f8024428e7c5115edd2f216f4l-f3379251424r.jpg", "http://lh.rdcpix.com/a293cf0f8024428e7c5115edd2f216f4l-f2181905534r.jpg", "http://lh.rdcpix.com/a293cf0f8024428e7c5115edd2f216f4l-f3416860183r.jpg", "http://lh.rdcpix.com/a293cf0f8024428e7c5115edd2f216f4l-f2385369423r.jpg", "http://lh.rdcpix.com/a293cf0f8024428e7c5115edd2f216f4l-f3003073187r.jpg", "http://lh.rdcpix.com/a293cf0f8024428e7c5115edd2f216f4l-f2786795899r.jpg", "http://lh.rdcpix.com/a293cf0f8024428e7c5115edd2f216f4l-f209507890r.jpg", "http://lh.rdcpix.com/a293cf0f8024428e7c5115edd2f216f4l-f2143796848r.jpg", "http://lh.rdcpix.com/a293cf0f8024428e7c5115edd2f216f4l-f242843297r.jpg", "http://lh.rdcpix.com/a293cf0f8024428e7c5115edd2f216f4l-f1043008813r.jpg", "http://lh.rdcpix.com/a293cf0f8024428e7c5115edd2f216f4l-f25816119r.jpg", "http://lh.rdcpix.com/a293cf0f8024428e7c5115edd2f216f4l-f3754474427r.jpg", "http://lh.rdcpix.com/a293cf0f8024428e7c5115edd2f216f4l-f2595618123r.jpg", "http://lh.rdcpix.com/a293cf0f8024428e7c5115edd2f216f4l-f3099056365r.jpg", "http://lh.rdcpix.com/a293cf0f8024428e7c5115edd2f216f4l-f890304791r.jpg" ], "primaryImageOfPage": { "@type": "ImageObject", "url": "http://lh.rdcpix.com/a293cf0f8024428e7c5115edd2f216f4l-f1349925559r.jpg", "caption": "1095 Route 292 - Holmes, NY" }, "datePosted": "2026-09-02", "dateModified": "2026-10-29T02:25:20.242Z", "mainEntity": { "@type": "Accommodation", "@id": "https://www.propertysimple.ai/listing/1095-route-292-holmes-ny-12531-6f42189873a14992964795f4fc2fa28b#property", "name": "1095 Route 292, Holmes, NY 12531", "address": { "@type": "PostalAddress", "streetAddress": "1095 Route 292", "addressLocality": "Holmes", "addressRegion": "NY", "postalCode": "12531", "addressCountry": "US" }, "geo": { "@type": "GeoCoordinates", "latitude": 41.545253, "longitude": -73.663835 }, "image": [ "http://lh.rdcpix.com/a293cf0f8024428e7c5115edd2f216f4l-f1349925559r.jpg", "http://lh.rdcpix.com/a293cf0f8024428e7c5115edd2f216f4l-f973839328r.jpg", "http://lh.rdcpix.com/a293cf0f8024428e7c5115edd2f216f4l-f3379251424r.jpg", "http://lh.rdcpix.com/a293cf0f8024428e7c5115edd2f216f4l-f2181905534r.jpg", "http://lh.rdcpix.com/a293cf0f8024428e7c5115edd2f216f4l-f3416860183r.jpg", "http://lh.rdcpix.com/a293cf0f8024428e7c5115edd2f216f4l-f2385369423r.jpg", "http://lh.rdcpix.com/a293cf0f8024428e7c5115edd2f216f4l-f3003073187r.jpg", "http://lh.rdcpix.com/a293cf0f8024428e7c5115edd2f216f4l-f2786795899r.jpg", "http://lh.rdcpix.com/a293cf0f8024428e7c5115edd2f216f4l-f209507890r.jpg", "http://lh.rdcpix.com/a293cf0f8024428e7c5115edd2f216f4l-f2143796848r.jpg", "http://lh.rdcpix.com/a293cf0f8024428e7c5115edd2f216f4l-f242843297r.jpg", "http://lh.rdcpix.com/a293cf0f8024428e7c5115edd2f216f4l-f1043008813r.jpg", "http://lh.rdcpix.com/a293cf0f8024428e7c5115edd2f216f4l-f25816119r.jpg", "http://lh.rdcpix.com/a293cf0f8024428e7c5115edd2f216f4l-f3754474427r.jpg", "http://lh.rdcpix.com/a293cf0f8024428e7c5115edd2f216f4l-f2595618123r.jpg", "http://lh.rdcpix.com/a293cf0f8024428e7c5115edd2f216f4l-f3099056365r.jpg", "http://lh.rdcpix.com/a293cf0f8024428e7c5115edd2f216f4l-f890304791r.jpg" ], "identifier": { "@type": "PropertyValue", "propertyID": "MLS", "value": "1045275" }, "accommodationCategory": "Single Family Residence", "numberOfBedrooms": 3, "numberOfBathroomsTotal": 2, "numberOfFullBathrooms": 2, "floorSize": { "@type": "QuantitativeValue", "value": 1280, "unitCode": "FTK", "unitText": "square feet" }, "yearBuilt": 1985, "amenityFeature": [ { "@type": "LocationFeatureSpecification", "name": "Heating", "value": "Electric (Heating)" }, { "@type": "LocationFeatureSpecification", "name": "Appliances", "value": "Dishwasher, Range, Refrigerator" }, { "@type": "LocationFeatureSpecification", "name": "Flooring", "value": "Carpet, Hardwood" }, { "@type": "LocationFeatureSpecification", "name": "Views", "value": "Lake" }, { "@type": "LocationFeatureSpecification", "name": "Parking Features", "value": "Driveway, Garage" }, { "@type": "LocationFeatureSpecification", "name": "Waterfront", "value": true }, { "@type": "LocationFeatureSpecification", "name": "View", "value": true }, { "@type": "LocationFeatureSpecification", "name": "Hardwood Floors", "value": true } ], "additionalProperty": [ { "@type": "PropertyValue", "name": "Lot Size", "value": "6.96 acres" }, { "@type": "PropertyValue", "name": "Garage Spaces", "value": 1 }, { "@type": "PropertyValue", "name": "Property Subtype", "value": "Single Family Residence" } ] }, "offers": { "@type": "Offer", "@id": "https://www.propertysimple.ai/listing/1095-route-292-holmes-ny-12531-6f42189873a14992964795f4fc2fa28b#offer", "url": "https://www.propertysimple.ai/listing/1095-route-292-holmes-ny-12531-6f42189873a14992964795f4fc2fa28b", "price": 750000, "priceCurrency": "USD", "businessFunction": "http://purl.org/goodrelations/v1#Sell", "availability": "https://schema.org/InStock", "seller": { "@id": "https://www.propertysimple.ai/listing/1095-route-292-holmes-ny-12531-6f42189873a14992964795f4fc2fa28b#agent" } }, "provider": { "@type": "Person", "@id": "https://www.propertysimple.ai/listing/1095-route-292-holmes-ny-12531-6f42189873a14992964795f4fc2fa28b#agent", "name": "Bethany Cole", "worksFor": { "@type": "Organization", "@id": "https://www.propertysimple.ai/listing/1095-route-292-holmes-ny-12531-6f42189873a14992964795f4fc2fa28b#brokerage", "name": "HomeSmart Homes and Estates", "telephone": "(845) 547-0005", "logo": { "@type": "ImageObject", "url": "http://lh.rdcpix.com/7035954178f211ea9d090242ac110004k-c382049523r.png" } } } } ```