# 10971 N Lower Lakeshore Drive, Monticello, IN 47960

> **TL;DR:** land, $99,000.
> Waterfront. Est. $429/mo. Listed 34 days.

## Property at a Glance

| Attribute | Value |
|-----------|-------|
| Price | $99,000 |
| Lot Size | 13,504 sqft (0.31 acres) |
| Property Type | Land (Other) |
| Status | For Sale |
| Days on Market | 34 |

## Why This Home Stands Out

- **Waterfront** - Direct water access

## Estimated Monthly Costs

| Category | Amount |
|----------|--------|
| Mortgage (20% down, 6.5%) | $429 |
| **Total** | **$429** |

## Nearby Schools

- **Elementary:** Meadowlawn
- **Middle:** Roosevelt
- **High:** Twin Lakes

## Key Amenities

- Waterfront

## Property Highlights

- 0.31 acre lot
- Waterfront

## Description

### Agent Description
Looking to build? Here ya go....4 buildable lots, 5 lots in total. Parking space above the lower level lots and off road parking below the upper lots. There was a small fishing shack located on one of the upper lots, it has been removed. The well, TLRSD and electric are all available on the upper lot. There is a public easement that runs through the lower lots leading to a public boat dock, the boat lift 2nd on the right comes with this property.

## Location

- **Address:** 10971 N Lower Lakeshore Drive, Monticello, IN 47960
- **County:** Carroll County
- **Neighborhood:** None
- **Coordinates:** 40.70794, -86.755377
- **Google Maps:** https://www.google.com/maps?q=40.70794,-86.755377

## Listing Agent

- **Name:** Matt Zook
- **Brokerage:** REAL ESTATE NETWORK L.L.C
- **Phone:** 5742290938
- **Email:** matt@homes-by-network.com

## Primary Photo

![10971 N Lower Lakeshore Drive - Primary Photo](http://lh.rdcpix.com/6c5ba874e5e3b1cbe7ec6eac941a2084l-f1854217645r.jpg)

*13 total photos available on [listing page](https://www.propertysimple.com/listing/10971-n-lower-lakeshore-drive-monticello-in-47960-02615359)*

---

**MLS#:** 202615359 | **Updated:** 2026-06-19
**Source:** listhub

*Copyright © 2026 White County Association of Realtors. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.*

[View on PropertySimple](https://www.propertysimple.com/listing/10971-n-lower-lakeshore-drive-monticello-in-47960-02615359)

---

## Structured Data

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  "@type": "RealEstateListing",
  "name": "10971 N Lower Lakeshore Drive, Monticello, IN 47960",
  "description": "Looking to build? Here ya go....4 buildable lots, 5 lots in total. Parking space above the lower level lots and off road parking below the upper lots. There was a small fishing shack located on one of the upper lots, it has been removed. The well, TLRSD and electric are all available on the upper lot. There is a public easement that runs through the lower lots leading to a public boat dock, the boat lift 2nd on the right comes with this property.",
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  "datePosted": "2026-06-19",
  "price": 99000,
  "priceCurrency": "USD",
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