About This Home

This 3-bedroom, 2-bathroom single family at 1098 Carthage Avenue NW in Palm Bay, FL is listed for $399,900 ($190 per sqft). Built in 2026, the home offers 2,108 sqft of living space on a 0.23 acres lot.

Key Features

  • Built in 2026
  • 0.23 acre lot

Property Details

1 story
2 full
2-car garage
2026

Amenities

A/C
Listing Description

Value Incentives: Up to $15,000 toward closing costs or interest rate buydown with an approved lender! CITY WATER NW Palm Bay: Located in a Great location & NO HOA, this well-designed brand new home offers comfort, quality, and modern finishes throughout.

Featuring 3 bedrooms PLUS an OFFICE / DEN or 4TH bedroom option, 2 Full bathrooms, and a 2-car garage, the layout is both functional and inviting. A large 17 x 11 bonus room provides flexible space for a home office, playroom, or media room, while the formal dining room adds a touch of classic style.The heart of the home includes a bright great roo

m with LED lighting on dimmers, flowing into a thoughtfully finished kitchen with level 2 soft-close cabinets, staggered uppers with crown molding, and quartz countertops with a large island / bar. Enjoy Stainless steel appliances including a range, dishwasher, built-in microwave, and a 25 cu ft side-by-side refrigerator.

NO CARPET: Flooring throughout the home, Mohawk Level 2 Revwood plank flooring adds durability and warmth, with tile flooring in the bathrooms and laundry room. The primary suite features a tray ceiling, dual dimmable lighting, and a spacious bath with a 9-foot tiled shower.

HIGHLIGHTS: Gorgeous Designer Home - Move-In Ready! Don't miss this beautifully upgraded 3-bedroom, 2-bath home with a 2-car garage and NO HOA--a rare find in Palm Bay! This thoughtfully designed home offers a formal dining room and a spacious 17x11 bonus room, perfect for a home office, flex space, or playroom.

The open living area features Mohawk Level 2 RevWood plank flooring, enhanced by 4 LED dimmable lights, creating a warm and inviting space. The kitchen shines with granite countertops, an undermount sink, crown molding on cabinets, and a full suite of stainless steel appliances including a range, dishwasher, built-in microwave, and 25 cu ft side-by-side refrigerator.

Primary Suite Retreat " Tray ceiling " 2 dimmable LED lights " Spacious layout " Elegant 5' tiled walk-in shower Outdoor Living Relax or entertain on the 20x12 trussed, screened porch, overlooking your backyard with added flood lights and attractive stone exterior accents.

Additional Features & Upgrades " City Water / Septic " Tile flooring in bathrooms & laundry " Laundry room with utility tub " Garage door opener + pull-down attic stairs " Radiant barrier & R-38 insulation for energy efficiency " Rounded drywall corners for a modern finish " Kitchen & bath vents to exterior Seller Incentive: Up to $15,000 toward closing costs or interest rate buydown with an approved lender!

Monthly Cost Estimate

$2,139/mo

20% down · 6.5% · 30 years

Principal$289
Interest$1,733
Insurance$117

Estimates only. Actual payments may vary.

Location

1098 Carthage Avenue NW

Palm Bay, FL 32907

Port Malabar Unit 42

Features & Amenities

Interior Features

Breakfast BarBreakfast NookBuilt-in FeaturesCeiling Fan(s)Eat-in KitchenEntrance FoyerKitchen IslandOpen FloorplanPantryPrimary Bathroom - Shower No TubSplit BedroomsVaulted Ceiling(s)Walk-In Closet(s)

Exterior Features

Storm Shutters

Property Details

Flooring

VinylTile

Construction

Block Stone Veneer Stucco

Outdoor Features

Porch

Parking

GarageOn StreetOpen

Heating

Heat Pump (Heating)CentralElectric (Heating)

Cooling

Central AirElectric

Appliances

DishwasherElectric RangeElectric Water HeaterMicrowaveRefrigeratorWater Softener Owned

Questions & Answers

This 3-bedroom, 2-bathroom single family at 1098 Carthage Avenue NW is listed at $399,900 ($190/sqft). The estimated monthly payment is $2,139 based on 20% down, a 30-year loan at 6.5% interest, estimated insurance.

Key features include: Built in 2026, 0.23 acre lot. Interior Features: Breakfast Bar, Breakfast Nook, Built-in Features. Exterior Features: Storm Shutters.

This property is listed by Vera L Koon.

VK

Vera L Koon

Agent at Waterman Real Estate, Inc.

Listed by Waterman Real Estate, Inc. · Broker phone: (321) 215-2100 · View on Broker Site · Broker website

MLS# 1075057· Source: Space Coast Association of Realtors· 196 days on PropertySimple

Copyright © 2026 Space Coast Association of Realtors. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

1098 Carthage Avenue NW, Palm Bay, FL 32907

Open this listing in: