About This Home

This 4-bedroom, 3-bathroom single family at 1098 Harbor Point Drive in Soddy Daisy, TN is listed for $695,000 ($216 per sqft). Built in 1998, the home offers 3,222 sqft of living space on a 0.82 acres lot.

Key Features

  • Built in 1998
  • 0.82 acre lot
  • Fireplace
  • Waterfront

Property Details

2 full, 1 half
4-car garage
1998

Amenities

FireplaceWaterfrontHardwoodA/C
Listing Description

Welcome home to the perfect blend of luxury, convenience, and endless possibilities! Ideally located just 20 minutes from downtown Chattanooga with quick access to Highway 27. This stunning home is also only 3 minutes from Steve's Landing and Pine Harbor Marina, making it effortless to spend your days boating, fishing, and enjoying beautiful Chickamauga Lake.

Step inside to find gorgeous real hardwood floors throughout the main level, complemented by elegant wainscoting, crown moulding, and high-end finishes that create a warm and inviting atmosphere. The heart of the home is a chef's dream kitchen, featuring abundant custom cabinetry, quartz countertops, premium workspace, and a convenient wet bar that's perfect for entertaining family and friends.

The spacious primary suite is conveniently located on the main level and offers a vaulted ceiling, a large walk-in closet, and a luxurious en suite bathroom complete with a beautifully tiled walk-in shower and dual vanities. Upstairs, you'll find two generously sized bedrooms, a full bathroom, and an impressive 600-square-foot bonus room that can e

asily serve as a fourth bedroom, game room, media room, or additional family room to fit your lifestyle. Car enthusiasts and hobbyists will appreciate the oversized three-car garage on the main level, along with an additional utility garage that provides easy access to the over 2,000-square-foot unfinished basement.

Already framed with studded walls, this expansive space offers incredible potential to create additional living space, a home gym, workshop, recreation room, or in-law suite with minimal effort. Enjoy added peace of mind knowing the HVAC system and attic furnace were both replaced in May 2026, providing years of efficient comfort for the new owners.

Whether you're looking for room to grow, space to entertain, or easy access to the lake while staying close to Chattanooga, this exceptional home truly has it all. Don't miss your opportunity to call this one HOME!

Monthly Cost Estimate

$3,892/mo

20% down · 6.5% · 30 years

Principal$503
Interest$3,012
Insurance$203
HOA$175

Estimates only. Actual payments may vary.

Location

1098 Harbor Point Drive

Soddy Daisy, TN 37379

Harbor Landing

Features & Amenities

Interior Features

Crown MoldingKitchen IslandPrimary DownstairsSeparate Dining RoomStone CountersVaulted Ceiling(s)Wet Bar

Exterior Features

Rain Gutters

Property Details

Flooring

TileCarpetHardwood

Construction

Brick

Outdoor Features

Porch

Parking

GarageDrivewayOff Street

Heating

Natural GasCentral

Cooling

Central AirElectric

Appliances

Range HoodMicrowaveGas Water HeaterGas RangeDishwasherBuilt-In Gas Oven

Questions & Answers

This 4-bedroom, 3-bathroom single family at 1098 Harbor Point Drive is listed at $695,000 ($216/sqft). The estimated monthly payment is $3,892 based on 20% down, a 30-year loan at 6.5% interest, estimated insurance, HOA fees.

HOA fees are $175/month.

Key features include: Built in 1998, 0.82 acre lot, Fireplace, Waterfront. Interior Features: Crown Molding, Kitchen Island, Primary Downstairs. Exterior Features: Rain Gutters.

This property is listed by Jordan Dupree and can be reached at 4234134023.

JD

Jordan Dupree

License 338436

Agent at United Real Estate Experts

(423) 413-4023
Agent website

Listed by United Real Estate Experts · Broker phone: (423) 771-7611 · View on Broker Site · Broker website

MLS# 1539927· Source: Greater Chattanooga Association of REALTORS· 73 days on PropertySimple

Copyright © 2026 Greater Chattanooga Association of REALTORS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

1098 Harbor Point Drive, Soddy Daisy, TN 37379

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